Moka Optic
ActiveMoka Optic has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €63k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-3
Solvency81▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 2.37 in 2024; short-term debt: 29.5% and cash: 10.6% of total assets), and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
13.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
12 d late
2022
24 d late
2021
24 d late
2020
22 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€261k▲ 31.7%
2024 · €198k
2018: €113k
2019: €127k
2020: €142k
2021: €160k
2022: €181k
2023: €181k
2024: €198k
2018 → 2025
Total assets
€465k▲ 9.3%
2024 · €426k
2018: €297k
2019: €286k
2020: €309k
2021: €307k
2022: €334k
2023: €339k
2024: €426k
2018 → 2025
Net result
€63k▲ 265%
2024 · €17k
2018: €27k
2019: €14k
2020: €16k
2021: €18k
2022: €21k
2023: €-652
2024: €17k
2018 → 2025
Working capital
€278k▲ 32.1%
2024 · €210k
2018: €151k
2019: €141k
2020: €174k
2021: €204k
2022: €233k
2023: €243k
2024: €210k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€160k-€181k▲ 13.1%€181k▼ 0.4%€198k▲ 9.5%€261k▲ 31.7%
Operating result€28k-€29k▲ 1.5%€3k▼ 89.7%€26k▲ 788%€81k▲ 205%
Net result€18k-€21k▲ 17.8%€-652€17k€63k▲ 265%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 205% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €465k
Fixed assets
€50k▼ 19.6%
Current assets
€415k▲ 14.2%
Equity and liabilities €465k
Equity
€261k▲ 31.7%
Debt
€204k▼ 10.2%
The debt ratio falls from 53.5% to 44.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▲
2024 · €40k
Cash flow
€78k▲
2024 · €31k
Solvency
56.0%▲
2024 · 46.5%
Current ratio
3.02▲
2024 · 2.37
Quick ratio
0.45▲
2024 · 0.33
Debt / equity
0.78▼
2024 · 1.15
ROE
24.0%▲
2024 · 8.7%
ROA
13.5%▲
2024 · 4.0%
Debt
€204k▼
2024 · €228k
Debt ≤ 1 year
€137k▼
2024 · €153k
Debt > 1 year
€67k▼
2024 · €74k
Income taxes
€25k▲
2024 · €10k
Staff costs
€111k▼
2024 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€426k€465k▲
Fixed assets21/28€62k€50k▼
Tangible fixed assets22/27€59k€47k▼
Plant, machinery and equipment23€52k€42k▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€3k€3k=
Current assets29/58€363k€415k▲
Stocks and contracts in progress3€313k€353k▲
Stocks30/36€313k€353k▲
Amounts receivable within one year40/41€4k€11k▲
Trade receivables40€4k€8k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€45k€49k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€426k€465k▲
Equity10/15€198k€261k▲
Contributions10/11€19k€19k=
Reserves13€56k€56k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€17k€17k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€123k€186k▲
Amounts payable17/49€228k€204k▼
Amounts payable after more than one year17€74k€67k▼
Other amounts payable178/9€74k€67k▼
Amounts payable within one year42/48€153k€137k▼
Trade debts44€105k€85k▼
Suppliers440/4€105k€85k▼
Taxes, remuneration and social security45€48k€52k▲
Taxes450/3€32k€41k▲
Remuneration and social security454/9€16k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€126k€111k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k€16k▲
Other operating charges640/8€117€202▲
Gross operating margin9900€177k€223k▲
Operating profit (loss)9901€26k€81k▲
Financial income75/76B€3k€7k▲
Recurring financial income75€3k€7k▲
Financial charges65/66B€1k-
Recurring financial charges65€1k-
Profit (loss) for the period before taxes9903€28k€87k▲
Income taxes67/77€10k€25k▲
Profit (loss) for the period9904€17k€63k▲
Profit (loss) for the period to be appropriated9905€17k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€123k€186k▲
Profit (loss) brought forward from the previous period14P€106k€123k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €63k ▲265%
Operating result €81k, net result €63k, both a record.
31-12
Financial
Equity above €200kEq €261k ▲31.7%
2 profitable years in a row build equity to €261k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet €-652 ▼103%
Net result drops to €-652, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Equity above €150kEq €160k ▲12.6%
4 profitable years in a row build equity to €160k.
22-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baljuwstraat 1021050 ElseneGround area
209 m²
Building footprint
93 m²
Volume, LiDAR
1,224 m³
Parcel 21447B0216/00B003, Brussels · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Moka Optic
since 20142.234.450.428
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0216/00B003 | Brussels | 209 m² | 1 · 93 m² | 19.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPTIEK BECKWEE
BE 0445.456.266
Aalst · Eq €261k
DELHAYE VISION
BE 0687.489.973
Sint-Lambrechts-Woluwe · Eq €260k
Optiek Wim Truyens
BE 0701.713.737
Bertem · Eq €259k
DUPONT OPTICIENS
BE 0444.163.097
Liège · Eq €258k
OPTIEK VERAA
BE 0462.612.103
Beveren-Kruibeke-Zwijndrecht · Eq €263k
Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 924 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-08-2014
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:0486900763
Phone:0486900753