MOISSE
ActiveMOISSE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €4k. Equity is growing by ~6.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+3
Solvency32▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 61.3% and cash: 0.8% of total assets), and 92.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.3%
Return on assets
0.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
49 d early
2022
30 d early
2021
39 d early
2020
35 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 11.7%
2024 · €36k
2018: €24k
2019: €27k
2020: €30k
2021: €29k
2022: €31k
2023: €32k
2024: €36k
2018 → 2025
Total assets
€553k▼ 2.5%
2024 · €567k
2018: €663k
2019: €650k
2020: €636k
2021: €618k
2022: €602k
2023: €583k
2024: €567k
2018 → 2025
Net result
€4k▲ 19.7%
2024 · €4k
2018: €-3k
2019: €3k
2020: €3k
2021: €-799
2022: €3k
2023: €998
2024: €4k
2018 → 2025
Working capital
€-334k▼ 0.3%
2024 · €-333k
2018: €-330k
2019: €-328k
2020: €-327k
2021: €-329k
2022: €-330k
2023: €-332k
2024: €-333k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€31k▲ 9.0%€32k▲ 3.2%€36k▲ 10.8%€40k▲ 11.7%
Operating result€11k-€13k▲ 25.3%€11k▼ 17.8%€13k▲ 15.9%€13k▼ 1.0%
Net result€-799-€3k€998▼ 61.7%€4k▲ 252%€4k▲ 19.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €553k
Fixed assets
€548k▼ 2.9%
Current assets
€5k▲ 109%
Equity and liabilities €553k
Equity
€40k▲ 11.7%
Debt
€513k▼ 3.4%
The debt ratio falls from 93.7% to 92.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €29k
Cash flow
€21k▲
2024 · €20k
Solvency
7.3%▲
2024 · 6.3%
Current ratio
0.01▲
2024 · 0.01
Quick ratio
0.01▲
2024 · 0.01
Debt / equity
12.76▼
2024 · 14.75
ROE
10.5%▲
2024 · 9.8%
ROA
0.8%▲
2024 · 0.6%
Interest coverage
3.47▲
2024 · 3.17
Debt
€513k▼
2024 · €531k
Debt ≤ 1 year
€339k▲
2024 · €336k
Debt > 1 year
€174k▼
2024 · €195k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€567k€553k▼
Fixed assets21/28€565k€548k▼
Tangible fixed assets22/27€565k€548k▼
Land and buildings22€565k€548k▼
Current assets29/58€2k€5k▲
Cash at bank and in hand54/58€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€567k€553k▼
Equity10/15€36k€40k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-14k€-10k▲
Amounts payable17/49€531k€513k▼
Amounts payable after more than one year17€195k€174k▼
Financial debts170/4€195k€174k▼
Amounts payable within one year42/48€336k€339k▲
Current portion of amounts payable after more than one year42€300k€301k▲
Other amounts payable47/48€36k€38k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k=
Other operating charges640/8€141€144▲
Gross operating margin9900€29k€29k▼
Operating profit (loss)9901€13k€13k▼
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€4k€4k▲
Profit (loss) for the period9904€4k€4k▲
Profit (loss) for the period to be appropriated9905€4k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-10k▲
Profit (loss) brought forward from the previous period14P€-18k€-14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €4k ▲19.7%
Net result €4k, the highest in the series.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
01-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote steenweg 1229840 Nazareth-De PinteGround area
1,116 m²
Building footprint
137 m²
Volume, LiDAR
726 m³
Parcel 44079B0129/00H000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOISSE
since 20122.208.576.073
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44079B0129/00H000 | Flanders | 1,116 m² | 1 · 137 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2012
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.