Moerman Haaike
ActiveThe computed 12-month bankruptcy probability of Moerman Haaike is 2.4% (moderate). The 2025 annual accounts show equity of €55k and a net result of €52k. Equity is growing by ~49.6% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▼-10
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 7.84 in 2024; short-term debt: 35.5% and cash: 93.3% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
61%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 d early
2024
2 d early
2023
1 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▼ 44.0%
2024 · €98k
2022: €12k
2023: €49k
2024: €98k
2022 → 2025
Total assets
€85k▼ 24.8%
2024 · €113k
2022: €19k
2023: €60k
2024: €113k
2022 → 2025
Net result
€52k▲ 4.2%
2024 · €50k
2022: €10k
2023: €38k
2024: €50k
2022 → 2025
Working capital
€55k▼ 44.4%
2024 · €98k
2022: €12k
2023: €49k
2024: €98k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€12k-€49k▲ 314%€98k▲ 99.5%€55k▼ 44.0%
Operating result€13k-€51k▲ 302%€65k▲ 28.3%€67k▲ 2.4%
Net result€10k-€38k▲ 294%€50k▲ 30.6%€52k▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €85k
Equity
€55k▼ 44.0%
Debt
€30k▲ 101%
The debt ratio rises from 13.3% to 35.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
64.5%▼
2024 · 86.7%
Current ratio
2.82▼
2024 · 7.84
Quick ratio
2.82▼
2024 · 7.84
Debt / equity
0.55▲
2024 · 0.15
ROE
94.5%▲
2024 · 50.7%
ROA
61.0%▲
2024 · 44.0%
Debt
€30k▲
2024 · €15k
Debt ≤ 1 year
€30k▲
2024 · €14k
Income taxes
€15k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€85k▼
Current assets29/58€113k€85k▼
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Cash at bank and in hand54/58€106k€79k▼
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€113k€85k▼
Equity10/15€98k€55k▼
Contributions10/11€3k€3k=
Reserves13€95k€52k▼
Distributable reserves133€95k€52k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€15k€30k▲
Amounts payable within one year42/48€14k€30k▲
Trade debts44€209€68▼
Suppliers440/4€209€68▼
Taxes, remuneration and social security45€5k€736▼
Taxes450/3€5k€736▼
Other amounts payable47/48€9k€29k▲
Accrued charges and deferred income492/3€603€0▼
Income statement
Code20242025
Other operating charges640/8€2k€2k▼
Gross operating margin9900€67k€68k▲
Operating profit (loss)9901€65k€67k▲
Financial income75/76B-€92
Recurring financial income75-€92
Financial charges65/66B€2k€603▼
Recurring financial charges65€2k€603▼
Profit (loss) for the period before taxes9903€64k€66k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€50k€52k▲
Profit (loss) for the period to be appropriated9905€50k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€52k▲
Transfer from equity791/2-€95k
Transfer to equity691/2€49k€52k▲
To other reserves6921€49k€52k▲
Profit to be distributed694/7€859€95k▲
Return on contributions (dividend)694€859€95k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €52k ▲4.2%
Operating result €67k, net result €52k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 5.80
Current ratio from 2.59 to 5.80.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pachthofstraat 189800 DeinzeGround area
1,182 m²
Building footprint
114 m²
Volume, LiDAR
538 m³
Parcel 44054B0207/00H000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pachthofstraat 18, 9800 Deinze
since 20222.330.104.702
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0207/00H000 | Flanders | 1,182 m² | 1 · 113 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2022
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.