Equity
Equity fell by 97% in 10 years.
Equity fell by 97% in 10 years.
The accounts state no turnover.
Of this, €74,282 falls due within a year.
Green is investment, beige is depreciation.
Two of the last ten came late. The 2023 accounts came latest: 24 days after the end of the period.
Lower solvency than 83% of companies in printing. Sector median 43.7% · 359 companies.
The dashed line is the sector median: 0.3% across 1,614 companies (NACE 18, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro). It does better than 17% of them on solvency, 42% on liquidity, 27% on profitability and 74% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,217 companies had the same profile as MOBITECH has now. Each dot stands for 4 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MOBITECH itself is lower: 0.2% within 12 months. It rests on far more data about MOBITECH than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,217 companies, not a prediction for MOBITECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.48 (2.01 in 2024), below the usual 1.5. Short-term debt is 13.3% and cash 1.7% of total assets. 95.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 18), the median for financial year 2024 was 5 days before the deadline, and 38% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| MOBITECH Genk | €559,599 | €78,218 | 4.9% | - |
| FOTORAMA Wevelgem | €634,940 | €88,848 | 35.2% | - |
| GRAFIMON Oostrozebeke | €556,977 | €117,099 | 21.4% | - |
| VAN DEN BERGH en Co Zele | €531,059 | €58,020 | 73.7% | 1.1 |
| FLITECAR BELGIUM Sint-Katelijne-Waver | €515,207 | €48,648 | 60.9% | - |
| EVER - ART'- DESIGN Sint-Genesius-Rode | €521,790 | €51,342 | 79.1% | - |
| DDD Reclame Maasmechelen | €343,525 | €136,905 | 45.4% | 1.8 |
These companies have the same main activity as MOBITECH: pre-press and pre-media services (NACE 18130). They are comparable in size and age: total assets between €344,000 and €635,000, founded between 1976 and 1988.
MOBITECH files the abbreviated format. That format states no turnover. The gross margin rose from €35,846 in 2006 to €78,218 in 2025.
The balance sheet grew most from 2013 to 2015 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.