Result
Back in profit in 2025, after a loss of €25,055 in 2024.
Back in profit in 2025, after a loss of €25,055 in 2024.
Green is investment, beige is depreciation.
Between 2009 and 2025, 29% of the full-time equivalents disappeared.
Mission régional pour l'Emploi pour les Arrondissements de Namur et Dinant pays its suppliers 20 days later than in 2024. Customers pay 443,669 days later.
The 2019 accounts came 42 days late. The other nine of the last ten were filed on time.
Board changed. Latest change 02-06-2026 · 16 in office.
The dashed line is the sector median: 0.2% across 195 companies (NACE 78, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, small). It does better than 59% of them on solvency, 48% on liquidity, 76% on profitability and 35% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 14,766 companies had the same profile as Mission régional pour l'Emploi pour les Arrondissements de Namur et Dinant has now. Each dot stands for 37 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Mission régional pour l'Emploi pour les Arrondissements de Namur et Dinant itself: < 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for Mission régional pour l'Emploi pour les Arrondissements de Namur et Dinant. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 65 days before the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Mission régional pour l'Emploi pour les Arrondissements de Namur et Dinant Namur | €400 | - | 37.3% | 31.9 |
| WORK'INN Waremme | €1.4m | 2.3% | 11.8% | 32.8 |
| Mission locale de Schaerbeek pour l'Emploi et la Formation Schaerbeek | €0.04m | - | 64.7% | 25.8 |
| Agence locale pour l'Emploi de Wellin-Libin-Daverdisse Wellin | €1.9m | -1.0% | 83.2% | 48.1 |
| Mission régionale pour l'emploi de Mons-Borinage Frameries | - | - | 29.7% | 23.2 |
| AGENCE LOCALE POUR L'EMPLOI DE DOUR Dour | - | - | -0.7% | 41.6 |
| AGENCE LOCALE POUR L'EMPLOI DE LA VILLE DE NAMUR Namur | €2.2m | -4.3% | 78.6% | 73.5 |
These companies have the same main activity as Mission régional pour l'Emploi pour les Arrondissements de Namur et Dinant: employment placement agencies (NACE 78100). They are comparable in size and age: total assets between €847,000 and €1.7m, founded between 1990 and 1996.
Mission régional pour l'Emploi pour les Arrondissements de Namur et Dinant has existed since 1995. The gross margin grew from €1.9m in 2009 to €2.6m in 2025, while staff fell from 45.2 to 31.9 full-time equivalents.
In May 2024, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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