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MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI

Active Non-profit associationfounded 1991active for 35 yearsRoute de Trazegnies 41, 6031 CharleroiKBO/BCE: BE 0443.875.958

Lifetime

20 annual accounts with figures on one time axis
peak €4.6m (2025)
€4.6m▲ 1.7%
lowest -€273,737 (2010)
€2,731▼ 91.0%
peak €786,523 (2008)
€620,863▼ 0.4%
€1.8m▲ 14.4%
peak 63 FTE (2024)
61.8 FTE▼ 1.9%
Board58 names since 2004all names
15 directorsPaul TIMMERMANS and 14 others
Documentsfilings and deeds
01-06-202660 days before the deadline
2025financial year
Result from €30,419 to €2,7315 directors appointed, 3 resignations, 8 reappointments 15-09

Key points

from the 2025 annual accounts

Turnover

≈ €5.0m estimated

The accounts state no turnover.

Debts

€1.8m 73% of the balance sheet
Financial debts 20%Suppliers 4%Taxes and wages 42%Other 34%

€350,000 of the debts are secured on the company's own assets. In 2021 that was €700,000.

Staff

66 employees on 31-12-2025
6120211311202217172023742024052025

In 2025, nobody joined and 5 people left.

Filings

20 annual accounts since 2006
AprilJune31 JulyOctober2010201520202025

The last five annual accounts were filed 54 to 75 days before the end of the period.

Board

1 joined

New director. Latest change 29-05-2026 · 16 in office.

Position in the sector

€4.6m

Higher gross margin than 95% of companies in social work without accommodation. Sector median €1.1m · 650 companies.

Checked score

90
Excellent
Financially stronger than 21% of medium-sized companies in social work without accommodation (NACE 88)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 218 companies (NACE 88, medium-sized).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Average

51-2equity 25.6% of total assets
43+3short-term debt 69.7% · cash 24.5%
42-6return on assets 0.1%

Score breakdown

raises risk
Size: 61.8 FTE, total assets €2.4m
lowers risk
Legal form: non-profit association
Liquidity: current ratio 1.41, cash €592,142
Sector: Social work activities without accommodation (NACE 88)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, medium-sized). It does better than 16% of them on solvency, 14% on liquidity, 21% on profitability and 32% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 733 companies had the same profile as MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI has now. Each dot stands for 2 companies, two years later.

97.4%
were still trading
1.4%
stopped another way
1.0%
went bankrupt
  • Medium-sized
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 733 companies, not a prediction for MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €55,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.41 (1.41 in 2024), below the usual 1.5. Short-term debt is 69.7% and cash 24.5% of total assets. 74.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 1.41, cash €592,142
NBB · annual accounts
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
raises risk · Size: 61.8 FTE, total assets €2.4m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 664 sector peers (2025).
NBB · sector comparison
Position among 664 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 days early
2024
62 days early
2023
75 days early
2022
59 days early
2021
54 days early
2020
99 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 61 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

NV
Director
VD
Director, Sarah VANDEVELDE
EH
Director, Christophe BAUWENS
AF
AUDACIA Figures for good
Auditor
and 11 othersBoard & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0443875958
2 directors appointed, 1 statutory auditor appointed, 3 resignations Resignations: Joëlle LABILLOY, Mélanie EVRARD and asbl AGORIA · Permanent representatives: Joëlle LABILLOY and Leyla BUEKENS · Appointments: Fabrice EEKLAER (administrateur de plein droit et membre), Leyla BUEKENS (administrateur de plein droit et membre) and AUDACIA Figures for good (statutory auditor) · General meeting of 29-05-2026 · Gazette deed
5 directors appointed, 3 resignations, 8 reappointments Resignations: Chambre de la Construction (director and member); Thierry GRIEZ (représentant permanent de l'agence wallonne de la santé, de la promotion sociale, du handicap et des familles, en abrégé aviq) and Renaud BIERLAIRE (président de l'instance bassin enseignement qualifiant formation emploi territorialement compétent) · Permanent representatives: Pol MINET, Christophe BAUWENS, Jonathan VANBRAKEL, Matthieu GUERIN, Denis DROUSIE, Florence SAUVAGE and 2 others · Appointments: Embuild Hainaut (administrateur de plein droit et membre); Agence wallonne de la santé, de la promotion sociale, du handicap et des familles (administrateur de plein droit et membre); Jean-Marie GASPARD (administrateur de plein droit et membre, coordinateur de l'instance bassin enseignement qualifiant formation emploi territorialement compétent); Administration Générale en abrégé C.P.A.S. de Charleroi (director and member) and Ville de Charleroi (director and member) · Board meeting of 16-05-2025 · Gazette deed
Permanent representatives: François Foucart, Marc Charlot and Denis Drousie General meeting of 17-05-2024 · Gazette deed
All 47 events

Comparable companies

same main activity, similar in size and age
Company
MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI Charleroi - - 25.6% 61.8
SAAMO Limburg Heusden-Zolder - - 39.4% 67.1
MISSION LOCALE POUR L'EMPLOI DE FOREST Forest - - 12.9% 69.8
TANDERUIS Melle €128,467 - 62.6% 62
AVJ PLURIEL Awans - - 18.1% 61.6
Kadodder Zoersel €85,398 - 69.6% 42.2
Jeugdzorg Nazareth-De Pinte - - 58.6% 46.1

These companies have the same main activity as MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI: other social work without accommodation (NACE 88999). They are comparable in size and age: total assets between €1.6m and €3.5m, founded between 1986 and 1997.

Official details

Source: KBO
Status
Active since 18-01-1991Normal situation
Registered office
10 active companies are registered at this addressSource: KBO register, as of 7 November 2026.
Activity
Other social work without accommodationNACE 88999and 1 other
Joint committee
329Socio-cultural sector · annual accounts 2025
Establishment unit
2.155.497.4756031 Charleroi, since 18-01-1991
Financial year end
31 December
Peppol
Reachable since 01-07-2026
Company details

Annual accounts 2025

€2.4m▲ 10.4%
Employeeson 31-12-2025
66▼ 7.0%
Filing
Filed on 01-06-2026, 60 days before the end of the filing period
Financials

Insights on MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI

MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI has existed since 1991. The gross margin grew from €2.4m in 2007 to €4.6m in 2025.

The gross margin has grown every year since 2020.

In 2025, four directors stepped down.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI

What is the company number of MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI?
The company number of MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI is 0443.875.958. The VAT number is the same number with BE in front: BE 0443.875.958.
Where is MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI based?
The registered office is at Route de Trazegnies 41, 6031 Charleroi.Company details
What does MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI do?
According to the KBO register, the main activity is other social work without accommodation (NACE 88999).
What is the legal form of MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI?
MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI is a non-profit association (VZW).
When was MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI founded?
MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI was founded on 18-01-1991.
Is MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI still active?
Yes, MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI is an active enterprise in the KBO register.
How many employees does MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI have?
MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI had an average of 61.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI fall under?
In its 2025 annual accounts, MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI states joint committee 329 (Socio-cultural sector).
What is the turnover of MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI?
The turnover in financial year 2025 is ≈ €5.0m. This figure is estimated from the gross margin of €4.6m and 32 comparable companies (NACE 88). It probably lies between €4.8m and €5.6m.
Is MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI profitable?
In financial year 2025, MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI made a profit of €2,731.
Where can I find the annual accounts of MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI?
MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI due?
MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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