Turnover
The accounts state no turnover.
The accounts state no turnover.
€350,000 of the debts are secured on the company's own assets. In 2021 that was €700,000.
In 2025, nobody joined and 5 people left.
The last five annual accounts were filed 54 to 75 days before the end of the period.
New director. Latest change 29-05-2026 · 16 in office.
Higher gross margin than 95% of companies in social work without accommodation. Sector median €1.1m · 650 companies.
The dashed line is the sector median: < 0.1% across 218 companies (NACE 88, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, medium-sized). It does better than 16% of them on solvency, 14% on liquidity, 21% on profitability and 32% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 733 companies had the same profile as MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI has now. Each dot stands for 2 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI itself: < 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 733 companies, not a prediction for MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.41 (1.41 in 2024), below the usual 1.5. Short-term debt is 69.7% and cash 24.5% of total assets. 74.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 61 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI Charleroi | - | - | 25.6% | 61.8 |
| SAAMO Limburg Heusden-Zolder | - | - | 39.4% | 67.1 |
| MISSION LOCALE POUR L'EMPLOI DE FOREST Forest | - | - | 12.9% | 69.8 |
| TANDERUIS Melle | €128,467 | - | 62.6% | 62 |
| AVJ PLURIEL Awans | - | - | 18.1% | 61.6 |
| Kadodder Zoersel | €85,398 | - | 69.6% | 42.2 |
| Jeugdzorg Nazareth-De Pinte | - | - | 58.6% | 46.1 |
These companies have the same main activity as MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI: other social work without accommodation (NACE 88999). They are comparable in size and age: total assets between €1.6m and €3.5m, founded between 1986 and 1997.
MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI has existed since 1991. The gross margin grew from €2.4m in 2007 to €4.6m in 2025.
The gross margin has grown every year since 2020.
In 2025, four directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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