MIBO
ActiveMIBO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.87M and a net result of €722k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 2384 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
37 d early
2023
29 d late
2022
62 d early
2021
23 d late
2020
26 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€7.87M▲ 9.0%
2024 · €7.22M
2018: €2.09M
2019: €5.42M
2020: €4.95M
2021: €5.17M
2022: €5.49M
2023: €7.10M
2024: €7.22M
2018 → 2025
Net result
€722k▲ 335%
2024 · €166k
2018: €-1.38M
2019: €3.33M
2020: €-469k
2021: €218k
2022: €324k
2023: €1.61M
2024: €166k
2018 → 2025
Total assets
€8.16M▲ 6.6%
2024 · €7.66M
2018: €8.13M
2019: €8.00M
2020: €7.73M
2021: €7.24M
2022: €7.52M
2023: €7.83M
2024: €7.66M
2018 → 2025
Solvency
96.4%▲ 2.1pp
2024 · 94.3%
2018: 25.7%
2019: 67.7%
2020: 64.0%
2021: 71.4%
2022: 73.0%
2023: 90.7%
2024: 94.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5.17M-€5.49M▲ 6.3%€7.10M▲ 29.4%€7.22M▲ 1.6%€7.87M▲ 9.0%
Operating result€299k-€401k▲ 34.2%€355k▼ 11.5%€-182k€275k
Net result€218k-€324k▲ 48.3%€1.61M▲ 398%€166k▼ 89.7%€722k▲ 335%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €275k after a loss of €182k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.16M
Fixed assets
€3.17M=
Current assets
€5.00M▲ 11.3%
Equity and liabilities €8.16M
Equity
€7.87M▲ 9.0%
Provisions
€13k▼ 10.0%
Debt
€285k▼ 33.0%
The debt ratio falls from 5.5% to 3.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
96.4%▲
2024 · 94.3%
ROE
9.2%▲
2024 · 2.3%
ROA
8.8%▲
2024 · 2.2%
Debt
€285k▼
2024 · €425k
Debt ≤ 1 year
€243k▼
2024 · €358k
Debt > 1 year
€25k▼
2024 · €50k
Income taxes
€164k▲
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.66M€8.16M▲
Fixed assets21/28€3.17M€3.17M=
Tangible fixed assets22/27€653k€618k▼
Land and buildings22€652k€618k▼
Plant, machinery and equipment23€415€311▼
Financial fixed assets28€2.51M€2.55M▲
Current assets29/58€4.49M€5.00M▲
Amounts receivable after more than one year29€840k€840k=
Other amounts receivable291€840k€840k=
Amounts receivable within one year40/41€758k€965k▲
Trade receivables40€102k€104k▲
Other amounts receivable41€656k€861k▲
Current investments50/53€1.59M€1.75M▲
Cash at bank and in hand54/58€1.21M€1.36M▲
Deferred charges and accrued income490/1€90k€84k▼
Equity and liabilities
Total equity and liabilities10/49€7.66M€8.16M▲
Equity10/15€7.22M€7.87M▲
Contributions10/11€700k€700k=
Capital10€700k€700k=
Issued capital100€700k€700k=
Reserves13€6.23M€6.87M▲
Non-distributable reserves130/1€70k€70k=
Legal reserve130€70k€70k=
Tax-exempt reserves132€35k€31k▼
Distributable reserves133€6.12M€6.77M▲
Profit (loss) carried forward14€291k€291k=
Provisions and deferred taxes16€15k€13k▼
Deferred taxes168€15k€13k▼
Amounts payable17/49€425k€285k▼
Amounts payable after more than one year17€50k€25k▼
Financial debts170/4€50k€25k▼
Amounts payable within one year42/48€358k€243k▼
Current portion of amounts payable after more than one year42€27k€27k=
Financial debts43€17k€20k▲
Credit institutions430/8€17k€20k▲
Trade debts44€53k€27k▼
Suppliers440/4€53k€27k▼
Taxes, remuneration and social security45€207k€94k▼
Taxes450/3€207k€94k▼
Other amounts payable47/48€54k€75k▲
Accrued charges and deferred income492/3€17k€17k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€35k▼
Other operating charges640/8€15k€18k▲
Non-recurring operating charges66A€414k€0▼
Gross operating margin9900€282k€328k▲
Operating profit (loss)9901€-182k€275k▲
Financial income75/76B€714k€503k▼
Recurring financial income75€691k€494k▼
Non-recurring financial income76B€23k€9k▼
Financial charges65/66B€255k€-106k▼
Recurring financial charges65€255k€-106k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€277k€884k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€112k€164k▲
Profit (loss) for the period9904€166k€722k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€169k€726k▲
Appropriation of the result
Profit (loss) to be appropriated9906€460k€1.02M▲
Profit (loss) brought forward from the previous period14P€291k€291k▲
Transfer to equity691/2€119k€651k▲
To other reserves6921€119k€651k▲
Profit to be distributed694/7€50k€75k▲
Directors or managers695€50k€75k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
General meeting · Director resignationGeneral meeting · Director resignation · Director appointment4 facts ▸
State Gazette act
General meeting · Director resignation
General meeting · Director resignation · Director appointment4 facts ▸
- General meeting, 2026-06-10
- Director resignation, Jeroen van Almenkerk (bestuurder)
- Director appointment, TOLREM (bestuurder)
- Permanent representative, Jeroen van Almenkerk
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 6.60
Current ratio from 1.94 to 6.60; short-term debt falls from €1.87M to €613k.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-12
Financial
Back to profitnet €218k
Net result €218k after one loss-making year.
31-12
Financial
Equity above €5MEq €5.17M ▲4.4%
Equity rises from €4.95M to €5.17M.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €3.33M
Net result €3.33M after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.38
Current ratio from 0.48 to 1.38; short-term debt falls from €4.58M to €1.40M.
31-12
Financial
Equity above €5MEq €5.42M ▲159%
Equity rises from €2.09M to €5.42M.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
TOLREM
CurrentDirector · since 10-06-2026 · General partnership · perm. rep.: Jeroen van Almenkerk
10-06-2026
TOLREM: Appointed as Director
10-06-2026
Jeroen van Almenkerk: Resigned as Director
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold II Laan(Odk) 828670 KoksijdeGround area
825 m²
Building footprint
680 m²
Volume, LiDAR
3,418 m³
Parcel 38018A0071/00A000, Flanders · tallest building 11.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Mibo
since 19882.039.306.422
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018A0071/00A000 | Flanders | 825 m² | 1 · 680 m² | 11.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyControl over this companysits on this company's board1
1 subsidiary · 1 location
controls
MIBOBE 0434.555.050
Recognitions · licences · registrations
Legal Entity Identifier
254900IJK99N1Z4CTK11
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 6,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-06-1988
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70322
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
70111
70201
70203
70204
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.