MELDA
ActiveMELDA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €-4k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-77
Solvency91▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 2.64 in 2024; short-term debt: 34.1% and cash: 10.9% of total assets), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
58 d late
2023
68 d late
2022
66 d late
2021
30 d late
2020
27 d late
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€101k▼ 3.9%
2024 · €105k
2018: €95k
2019: €44k
2020: €57k
2021: €83k
2022: €53k
2023: €89k
2024: €105k
2018 → 2025
Total assets
€154k▼ 6.5%
2024 · €164k
2018: €120k
2019: €168k
2020: €137k
2021: €145k
2022: €86k
2023: €158k
2024: €164k
2018 → 2025
Net result
€-4k
2024 · €31k
2018: €19k
2019: €-51k
2020: €14k
2021: €31k
2022: €-31k
2023: €66k
2024: €31k
2018 → 2025
Working capital
€95k▼ 1.6%
2024 · €97k
2018: €94k
2019: €42k
2020: €56k
2021: €76k
2022: €39k
2023: €81k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€53k▼ 36.8%€89k▲ 68.8%€105k▲ 18.7%€101k▼ 3.9%
Operating result€34k-€-35k€80k€43k▼ 45.9%€-7k
Net result€31k-€-31k€66k€31k▼ 53.8%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €43k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€6k▼ 29.0%
Current assets
€148k▼ 5.2%
Equity and liabilities €154k
Equity
€101k▼ 3.9%
Debt
€52k▼ 11.2%
The debt ratio falls from 35.9% to 34.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2024 · €47k
Cash flow
€-892▼
2024 · €34k
Solvency
65.9%▲
2024 · 64.1%
Current ratio
2.82▲
2024 · 2.64
Quick ratio
2.82▲
2024 · 2.64
Debt / equity
0.52▼
2024 · 0.56
ROE
-4.0%▼
2024 · 29.0%
ROA
-2.6%▼
2024 · 18.6%
Interest coverage
-25.72▼
2024 · 844.24
Debt
€52k▼
2024 · €59k
Debt ≤ 1 year
€52k▼
2024 · €59k
Income taxes
€760▼
2024 · €17k
Staff costs
€79k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€154k▼
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€4k€4k▼
Financial fixed assets28€30€30=
Current assets29/58€156k€148k▼
Amounts receivable within one year40/41€108k€126k▲
Trade receivables40€30k€58k▲
Other amounts receivable41€78k€68k▼
Cash at bank and in hand54/58€45k€17k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€164k€154k▼
Equity10/15€105k€101k▼
Contributions10/11€6k€6k=
Reserves13€9k€9k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€8k€8k=
Distributable reserves133-€2k
Profit (loss) carried forward14€90k€86k▼
Amounts payable17/49€59k€52k▼
Amounts payable within one year42/48€59k€52k▼
Trade debts44€3k€33k▲
Suppliers440/4€3k€33k▲
Taxes, remuneration and social security45€46k€19k▼
Taxes450/3€36k€16k▼
Remuneration and social security454/9€10k€3k▼
Other amounts payable47/48€10k-
Income statement
Code20242025
Remuneration, social security and pensions62€68k€79k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€119k€78k▼
Operating profit (loss)9901€43k€-7k▼
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€56€148▲
Recurring financial charges65€56€148▲
Profit (loss) for the period before taxes9903€48k€-3k▼
Income taxes67/77€17k€760▼
Profit (loss) for the period9904€31k€-4k▼
Profit (loss) for the period to be appropriated9905€31k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€86k▼
Profit (loss) brought forward from the previous period14P€73k€90k▲
Profit to be distributed694/7€14k-
Return on contributions (dividend)694€14k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
Financial
Equity above €100kEq €105k ▲18.7%
2 profitable years in a row build equity to €105k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Back to profitnet €66k
Net result €66k after one loss-making year.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
31-12
Financial
Weakest financial yearnet €-51k ▼374%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Braemtstraat 271210 Sint-Joost-ten-NodeGround area
157 m²
Building footprint
83 m²
Volume, LiDAR
964 m³
Parcel 21572B0067/00F007, Brussels · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MELDA SPRL
since 20032.133.918.341
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0067/00F007 | Brussels | 157 m² | 1 · 83 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S-Services
BE 0716.868.404
Beveren-Kruibeke-Zwijndrecht · Eq €102k
IRET
BE 0846.562.352
Gent · Eq €102k
NOVE
BE 0898.492.588
Lommel · Eq €102k
ACTISERVICES
BE 0837.014.681
Anderlecht · Eq €102k
GREEN-ZEBRA
BE 0783.800.976
Pajottegem · Eq €101k
Of 7,356 companies in sector 81210 we hold annual accounts for 2,731. 2,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2003
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.