Losses
-€653,299 in seven years
Every financial year from 2019 to 2025 closed with a loss. 2024 was the heaviest.
MAISON DE L’AGRICULTURE ET DE LA RURALITE
Lifetime
7 annual accounts with figures on one time axispeak €132,268 (2023)
€30,866▼ 70.7%
lowest -€168,558 (2024)
-€158,007▲ €10,550
peak €621,375 (2024)
€463,367▼ 25.4%
€2.7m▼ 2.4%
Board9 names since 2021
2 directorsLADOUCE René Edouard Joseph Ghislain and 1 other
Owners3 names in the annual accounts
Documentsfilings and deeds
13-07-202618 days before the deadline
2025abbreviated format
Gross margin from €105,493 to €30,866Loss of €158,007Resignation: Marianne Streel (managing director) 09-04Equity from €621,375 to €463,367
Key points
from the 2025 annual accountsDebts
€2.7m 85% of the balance sheet
Financial debts 68%Suppliers 1%Taxes and wages 0%Other 31%
Of this, €302,644 falls due within a year.
Liquidity
1.32 was 4.61 in 2024
Short-term debts rose from €102,323 to €302,644.
Filings
7 annual accounts 5 late
The 2020 accounts came latest: 31 days after the end of the period.
At the same address
41 companies
Position in the sector
-€158,007
Lower net result than 95% of companies in office administrative support. Sector median €20,953 · 2,830 companies.
Checked score
91
Excellent
Financially stronger than 31% of small companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,123 companies (NACE 82, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.6%▲ +0.1 percentage points vs 12-2024
02-2025: 0.5%▼ -0.1 percentage points vs 01-2025
03-2025: 0.6%▲ +0.1 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.6 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €158,007, the second in a row (financial year 2025)
lowers risk
Size: total assets €3.1m
Figures for financial year 2025 (filed on 13-07-2026)
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small). It does better than 23% of them on solvency, 80% on liquidity, 11% on profitability and 11% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 748 companies had the same profile as MAISON DE L’AGRICULTURE ET DE LA RURALITE has now. Each dot stands for 2 companies, two years later.
96.7%
were still trading
1.9%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MAISON DE L’AGRICULTURE ET DE LA RURALITE itself is lower: 0.1% within 12 months. It rests on far more data about MAISON DE L’AGRICULTURE ET DE LA RURALITE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 748 companies, not a prediction for MAISON DE L’AGRICULTURE ET DE LA RURALITE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32 (4.61 in 2024), below the usual 1.5. Short-term debt is 9.7% and cash 11.3% of total assets. 85.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€158,007
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
18 days early
2024
14 days early
2023
29 days late
2022
29 days late
2021
22 days late
2020
31 days late
2019
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Capital increase of €650,000 to €1,766,666.67
Capital from €1,116,666.67 to €1,766,666.67 · Contribution: UPA · General meeting of 15-07-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0704837236
Resignation: Marianne Streel (managing director)
Board meeting of 16-01-2025 · Gazette deed
Capital increase of €750,000 to €1,116,666.67
Capital from €366,666.67 to €1,116,666.67 · General meeting of 23-10-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MAISON DE L’AGRICULTURE ET DE LA RURALITE Gembloux | €3.1m | €30,866 | 14.8% | - |
| Vlasblomme Waregem | €2.6m | €35,160 | 27.1% | 0 |
| BERTEVELDE Lichtervelde | €3.1m | €43,801 | 45.8% | - |
| Ponticulum Leuven | €4.5m | €34,281 | 93.5% | - |
| TWICE INDUSTRIES Roeselare | €2.5m | €42,897 | 12.7% | - |
| Havenzijde Deinze | €4.7m | €30,550 | 24.2% | - |
| CERES Maasmechelen | €3.2m | €21,859 | 95.9% | 0 |
These companies have the same main activity as MAISON DE L’AGRICULTURE ET DE LA RURALITE: other business support services (NACE 82990). They are comparable in size and age: total assets between €2.5m and €4.7m, founded between 2016 and 2020.
Official details
Source: KBO- Status
- Active since 20-09-2018Normal situation
- Registered office
- 42 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Other business support servicesNACE 82990
- Establishment unit
- 2.280.872.2525030 Gembloux, since 20-09-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 09-04-2026
Annual accounts 2025
- ≈ €80,000estimated
- €3.1m▼ 6.6%
- ≈ 0 FTEestimated
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on MAISON DE L’AGRICULTURE ET DE LA RURALITE
MAISON DE L’AGRICULTURE ET DE LA RURALITE files the abbreviated format. That format states no turnover. The gross margin rose from -€10,406 in 2019 to €30,866 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets, financed with long-term debt.
In December 2022, four directors stepped down. In January 2023, the Official Gazette published the appointment of LADOUCE René Edouard Joseph Ghislain as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MAISON DE L’AGRICULTURE ET DE LA RURALITE
- What is the company number of MAISON DE L’AGRICULTURE ET DE LA RURALITE?
- The company number of MAISON DE L’AGRICULTURE ET DE LA RURALITE is 0704.837.236. The VAT number is the same number with BE in front: BE 0704.837.236.
- Where is MAISON DE L’AGRICULTURE ET DE LA RURALITE based?
- The registered office is at Chaussée de Namur 47, 5030 Gembloux.Company details
- What does MAISON DE L’AGRICULTURE ET DE LA RURALITE do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of MAISON DE L’AGRICULTURE ET DE LA RURALITE?
- MAISON DE L’AGRICULTURE ET DE LA RURALITE is a public limited company (NV).
- When was MAISON DE L’AGRICULTURE ET DE LA RURALITE founded?
- MAISON DE L’AGRICULTURE ET DE LA RURALITE was founded on 20-09-2018.
- Is MAISON DE L’AGRICULTURE ET DE LA RURALITE still active?
- Yes, MAISON DE L’AGRICULTURE ET DE LA RURALITE is an active enterprise in the KBO register.
- What is the turnover of MAISON DE L’AGRICULTURE ET DE LA RURALITE?
- The turnover in financial year 2025 is ≈ €80,000. This figure is estimated from the gross margin of €30,866 and 41 comparable companies (NACE 82990). It probably lies between €49,000 and €100,000. In financial year 2024 turnover was €145,288.Financials
- Is MAISON DE L’AGRICULTURE ET DE LA RURALITE profitable?
- In financial year 2025, MAISON DE L’AGRICULTURE ET DE LA RURALITE made a loss of €158,007.
- Where can I find the annual accounts of MAISON DE L’AGRICULTURE ET DE LA RURALITE?
- MAISON DE L’AGRICULTURE ET DE LA RURALITE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MAISON DE L’AGRICULTURE ET DE LA RURALITE due?
- MAISON DE L’AGRICULTURE ET DE LA RURALITE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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