MaLiBe
ActiveMaLiBe has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €145k. Equity is shrinking by ~26.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26=
Growth58=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.3%
Return on assets
91%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31642 sector peers (2025).
NBB · sector comparisonPosition among 31642 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
129 d early
2024
70 d early
2023
47 d early
2022
34 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€34k
EBIT margin
74.3%
Net result
€145k▲ 15.4%
2024 · €126k
2021: €20k
2022: €92k
2023: €99k
2024: €126k
2021 → 2025
Working capital
€436▼ 63.9%
2024 · €1k
2021: €20k
2022: €112k
2023: €211k
2024: €1k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€34k-
Equity€22k-€113k▲ 419%€213k▲ 87.5%€2k▼ 99.1%€2k=
Operating result€25k-€119k▲ 376%€129k▲ 8.5%€159k▲ 23.3%€195k▲ 22.9%
Net result€20k-€92k▲ 361%€99k▲ 8.4%€126k▲ 26.5%€145k▲ 15.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€2k▲ 97.3%
Current assets
€158k▲ 11.8%
Equity and liabilities €159k
Equity
€2k=
Debt
€157k▲ 12.5%
The debt ratio rises from 98.6% to 98.7%. Debt is higher.
Key figures and ratios
EBITDA
€196k▲
2024 · €160k
Cash flow
€146k▲
2024 · €127k
Solvency
1.3%▼
2024 · 1.4%
Current ratio
1.00▼
2024 · 1.01
Quick ratio
1.00▼
2024 · 1.01
Debt / equity
78.59▲
2024 · 69.87
ROA
91.0%▲
2024 · 88.6%
Interest coverage
275.06▼
2024 · 316.63
Debt
€157k▲
2024 · €140k
Debt ≤ 1 year
€157k▲
2024 · €140k
Income taxes
€50k▲
2024 · €37k
A ratio outside any meaningful range has been withheld (balance sheet total €159k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€159k▲
Fixed assets21/28€793€2k▲
Tangible fixed assets22/27€793€2k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€793€273▼
Current assets29/58€141k€158k▲
Amounts receivable within one year40/41€23k€18k▼
Trade receivables40€22k€17k▼
Other amounts receivable41€1k€1k▼
Cash at bank and in hand54/58€116k€138k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€142k€159k▲
Equity10/15€2k€2k=
Contributions10/11€2k€2k=
Amounts payable17/49€140k€157k▲
Amounts payable within one year42/48€140k€157k▲
Trade debts44€347€959▲
Suppliers440/4€347€959▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€11k▼
Other amounts payable47/48€127k€145k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€745▼
Other operating charges640/8€976€750▼
Gross operating margin9900€161k€196k▲
Operating profit (loss)9901€159k€195k▲
Financial income75/76B€4k€858▼
Recurring financial income75€4k€858▼
Financial charges65/66B€504€711▲
Recurring financial charges65€504€711▲
Profit (loss) for the period before taxes9903€163k€195k▲
Income taxes67/77€37k€50k▲
Profit (loss) for the period9904€126k€145k▲
Profit (loss) for the period to be appropriated9905€126k€145k▲
Appropriation of the result
Profit (loss) to be appropriated9906€126k€145k▲
Transfer from equity791/2€211k-
Profit to be distributed694/7€336k€145k▼
Return on contributions (dividend)694€336k€145k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €145k ▲15.4%
Operating result €195k, net result €145k, both a record.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-09
State Gazette act
General meeting · Merger
Accounting effect · Capital increase
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
13-03
State Gazette act
General meeting · Statutes amendment
Reserve release · Corporate purpose
2023
31-12
Financial
Equity above €200kEq €213k ▲87.5%
3 profitable years in a row build equity to €213k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 3.80
Current ratio from 1.86 to 3.80.
31-12
Financial
Equity above €100kEq €113k ▲419%
2 profitable years in a row build equity to €113k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
14-04
State Gazette act
General meeting · Director appointment
Permanent representative · Board composition
12-04
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
12-04
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
12-04
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
04-03
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pimberg 493360 BierbeekGround area
1,049 m²
Building footprint
158 m²
Parcel 24053B0120/00V002, Flanders. Linked by address, not a title deed.
1 establishment unit
MaLiBe
since 20212.319.486.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24053B0120/00V002 | Flanders | 1,048 m² | 1 · 158 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
4 partiesMaLiBeBE 0770.425.567
controls
Where this company holds controlthis company sits on their board4
4 subsidiaries · 1 location
1 subsidiary · 1 location
1 location
1 location
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 8,242 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.