Malama Studio
ActiveMalama Studio has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €78k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 63% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+6
Solvency97▲+41
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.46 against 1.4 in 2024; short-term debt: 28.2% and cash: 78.4% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
63.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €89k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
6 d early
2023
5 d late
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▲ 731%
2024 · €11k
2022: €9k
2023: €4k
2024: €11k
2022 → 2025
Total assets
€124k▲ 259%
2024 · €34k
2022: €43k
2023: €33k
2024: €34k
2022 → 2025
Net result
€78k▲ 1,019%
2024 · €7k
2022: €7k
2023: €-5k
2024: €7k
2022 → 2025
Working capital
€86k▲ 811%
2024 · €9k
2022: €7k
2023: €3k
2024: €9k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€9k-€4k▼ 56.4%€11k▲ 173%€89k▲ 731%
Operating result€9k-€-4k€10k€102k▲ 939%
Net result€7k-€-5k€7k€78k▲ 1,019%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 939% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€3k▲ 121%
Current assets
€120k▲ 265%
Equity and liabilities €124k
Equity
€89k▲ 731%
Debt
€35k▲ 47.0%
The debt ratio falls from 69.1% to 28.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€102k▲
2024 · €11k
Cash flow
€79k▲
2024 · €8k
Solvency
71.7%▲
2024 · 30.9%
Current ratio
3.46▲
2024 · 1.40
Quick ratio
3.46▲
2024 · 1.40
Debt / equity
0.39▼
2024 · 2.23
ROE
88.0%▲
2024 · 65.4%
ROA
63.1%▲
2024 · 20.2%
Interest coverage
64.25▲
2024 · 20.54
Debt
€35k▲
2024 · €24k
Debt ≤ 1 year
€35k▲
2024 · €24k
Income taxes
€22k▲
2024 · €2k
Staff costs
€39k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€124k▲
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€1k€3k▲
Plant, machinery and equipment23€1k€945▼
Furniture and vehicles24€266€2k▲
Current assets29/58€33k€120k▲
Amounts receivable within one year40/41€13k€20k▲
Trade receivables40€13k€20k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€16k€97k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€34k€124k▲
Equity10/15€11k€89k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€9k€87k▲
Amounts payable17/49€24k€35k▲
Amounts payable within one year42/48€24k€35k▲
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€13k€19k▲
Taxes450/3€7k€14k▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€6k€6k▲
Accrued charges and deferred income492/3€189€180▼
Income statement
Code20242025
Remuneration, social security and pensions62€40k€39k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€655▼
Other operating charges640/8€724€271▼
Gross operating margin9900€52k€141k▲
Operating profit (loss)9901€10k€102k▲
Financial income75/76B€165€39▼
Recurring financial income75€165€39▼
Financial charges65/66B€527€2k▲
Recurring financial charges65€527€2k▲
Profit (loss) for the period before taxes9903€9k€100k▲
Income taxes67/77€2k€22k▲
Profit (loss) for the period9904€7k€78k▲
Profit (loss) for the period to be appropriated9905€7k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€87k▲
Profit (loss) brought forward from the previous period14P€2k€9k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €78k ▲1019%
Operating result €102k, net result €78k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.46
Current ratio from 1.40 to 3.46.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Weakest financial yearnet €-5k ▼173%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Procession 191331 RixensartGround area
510 m²
Building footprint
126 m²
Volume, LiDAR
431 m³
Parcel 25092B0090/00K000, Wallonia · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Malama Studio
since 20222.329.665.727
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25092B0090/00K000 | Wallonia | 510 m² | 1 · 126 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AK CONSULTANCY
BE 0681.526.354
Mons · Eq €89k
MILANO PROJECTS
BE 0476.896.441
Keerbergen · Eq €89k
Zunto
BE 0778.398.076
Antwerpen · Eq €89k
Matt-IT
BE 1003.627.326
Balen · Eq €89k
Stefano Consulting
BE 0893.461.060
Riemst · Eq €89k
Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 6,953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.