EUROPEAN CLEANING et MAINTENANCE

Active

Public limited companyfounded 198837 yrs activeRue du Charbonnage 130, 4041 Herstal, BelgiumKBO/BCE: BE 0436.088.739

Summary

EUROPEAN CLEANING et MAINTENANCE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.6m and a net result of €195,630. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 79% of 491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

EUROPEAN CLEANING et MAINTENANCEActiveChecked score 84/100

Risk analysis Report Compare

What they do

Other building cleaning and industrial cleaning

NACE 81220NACE 74700

#5 oldest company in Herstal, Administrative and support services sector2 sites

How big

€6.2mturnover 2025

Staff: 69 FTE
Equity: €2.6m
Profit: €195,630

Net result -74%: branch received

Financially healthy?

84 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.4%

Who decides

Parent: XLG&CO · 100%
Board: 3 members
Holdings: 2

Auditor: LIBRA - AUDIT & ASSURANCEAccounts filed 28 d late

Why 84- 1 change of registered office in 24 months- Liquidity: current ratio 2.10, cash €66,559+ Figures for FY 2025 (filed 28-08-2026)+ Founded in 1988Show the evidence

Checked score

Score 2025

84 / 100

Excellent

Probability in this band: under 0.55%

Better than 55% of its sector peers (NACE 81, medium-sized)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 95+20

equity 69.6% of total assets

Liquidity 42+15

short-term debt 27.1% · cash 1.8%

Profitability 68-10

return on assets 5.3%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (141 companies)

Last 3 months 08-2026: 1.3%highest value 09-2026: 0.4%▼ -66.5% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value

1 change of registered office in 24 months raises the probability
Figures for FY 2025 (filed 28-08-2026) lowers the probability
Liquidity: current ratio 2.10, cash €66,559 raises the probability
Founded in 1988 lowers the probability for this profile

Credit up to €210,000 at 30 days acceptable

Liquidity ample (current ratio 2.1 against 1.35 in 2024; short-term debt: 27.1% and cash: 1.8% of total assets), and 30.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, medium-sized). Better than this share of them on solvency 88%, liquidity 45%, profitability 50%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Figures for FY 2025 (filed 28-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Liquidity: current ratio 2.10, cash €66,559

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 1988

In the bankruptcy model this factor lowers the probability for this profile.

KBO

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

28 d late

2024

35 d early

2023

28 d early

2022

31 d early

2021

2 d early

2020

10 d late

2019

92 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-08-26 Annual accounts filedfiscal year 2025 · full…
04-08-26 Resignation: Katrien SNEPPE (director)State Gazette act
13-03-26 Registered officeRegistered-office move

Key points

Result fell in 2025branch received from XLG IMMO ▼ 73.9% View
Positive: Oldest company in Herstal, Administrative and support services…in the Checked rankings #5 View
2 restructurings since 2025latest: branch taken over from XLG IMMO 2 View
Controlled by XLG&COultimately: Lavaux Invest 100% View
Positive: 7 profitable years in a rowprofit 2025: €195,630 7 years View
A director leftlatest change 04-05-2026 · 3 in office 1 left View