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URQUS

Active Private limited companyfounded 2007active for 18 yearsPannestraat 106, 8630 VeurneKBO/BCE: BE 0894.493.121 #1 company by total assets in Veurne, Administrative and support services sector

Lifetime

18 annual accounts with figures on one time axis
peak €17.1m (2026)
€17.1m▲ 7.2%
peak €11.5m (2025)
€1.7m▼ 85.1%
peak €14.4m (2026)
€14.4m▲ 5.0%
€2.4m▲ 24.7%
peak 0.6 FTE (2024)
0 FTE 
Board2 names since 2022
Documentsfilings and deeds
22-06-2026131 days before the deadline
2026financial year
Turnover from €540,000 to €81,613Result from €11.5m to €1.7mDividend €1.0mDebts from €1.9m to €2.4mInvestments €2.5mCash from €223,848 to €1.5m

Key points

from the 2026 annual accounts

Equity

€14.4m ▲ 5.0%

URQUS has made a profit in every financial year since 2009.

Turnover

€81,613 ▼ 84.9%
€540,0002025€81,6002026

Turnover fell in 2026 from €540,000 to €81,613.

Investments

€2.5m 7.1 × depreciation
2023202420252026

Green is investment, beige is depreciation. Land and buildings stand 1152.7% higher than in 2025.

Payment terms

13 days to suppliers
Suppliers
5 to 13
Customers
8460 to 88

URQUS pays its suppliers 8 days later than in 2025. Customers pay 8,372 days earlier.

Liquidity

35.65 was 10.31 in 2025

Short-term debts fell from €1.2m to €329,567.

Filings

18 annual accounts since 2009
deadline2010201520202025

The last five annual accounts were filed 93 to 159 days before the end of the period.

Checked score

94
Excellent
Financially stronger than 54% of medium-sized companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 221 companies (NACE 82, medium-sized).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 08-2025: 0.2% 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 84.2% of total assets
61+9short-term debt 1.9% · cash 8.8%
21-79return on assets 10.0%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Size: turnover €81,613, total assets €17.1m
Figures for financial year 2026 (filed on 22-06-2026)
Founded in 2007
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, medium-sized). It does better than 86% of them on solvency, 85% on liquidity, 16% on profitability and 28% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 546 companies had the same profile as URQUS has now. Each dot stands for 2 companies, two years later.

95.2%
were still trading
4.2%
stopped another way
0.4%
went bankrupt
  • Medium-sized
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of URQUS itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 546 companies, not a prediction for URQUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 35.65 (10.31 in 2025), above the usual 1.5. Short-term debt is 1.9% and cash 8.8% of total assets. 15.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: turnover €81,613, total assets €17.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 22-06-2026)
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year €14.4m
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-06-2026, 131 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
131 days early
2025
93 days early
2024
120 days early
2023
124 days early
2022
159 days early
2021
32 days early
2020
87 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 107 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VS
Managing director
ML
Director, since 01-04-2025

Shares in 1 company, VANEMAR

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0894493121
Company renamed from LURONA to URQUS Appointments: MATTAN Lizzy Yvette (director) and VANDENBERGHE Steve (managing director) · General meeting of 24-04-2025 · Gazette deed
Registered office moved within Veurne New registered office: Pannestraat 106, 8630 Veurne · Previous registered office: Albert laan 72, 8630 Veurne · General meeting of 18-12-2024 · Gazette deed
Capital decrease of €675,000 to €20,000 Capital from €695,000 to €20,000 · General meeting of 31-01-2023 · Gazette deed
All 33 events

Comparable companies

same main activity, similar in size and age
Company
URQUS Veurne €81,613 - 84.2% 0
PROMACTIF GROUPE Oreye €292,704 7.4% 84.1% 0
GTE CONSTRUCT Waregem €260,300 -8.2% 62.5% 0.3
ANETH Kortrijk €259,289 -49.4% -3.7% 0.9
DESCHILDER GROUP Heuvelland €24,436 - 98.5% 0.8
LEANSQUARE Liège €56,984 - 11.9% 0
THIERS INVEST Kortrijk €463,066 15.5% 76.3% 0

These companies have the same main activity as URQUS: other business support services (NACE 82990). They are comparable in size and age: total assets between €11m and €37m, founded between 1997 and 2013.

Official details

Source: KBO
Status
Active since 27-12-2007Normal situation
Activity
Other business support servicesNACE 82990and 1 other
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 31-03-2026
Establishment unit
2.169.072.8248630 Veurne, since 01-01-2008
Financial year end
31 March
Peppol
Reachable since 17-06-2025
Company details

Annual accounts to 31-03-2026

€17.1m▲ 7.2%
Filing
Filed on 22-06-2026, 131 days before the end of the filing period
Financials

Insights on URQUS

URQUS has existed since 2007. The present size dates from 2025. The balance sheet total rose that year from €3.4m to €16.0m.

In May 2025, the Official Gazette published the appointment of VANDENBERGHE Steve as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about URQUS

What is the company number of URQUS?
The company number of URQUS is 0894.493.121. The VAT number is the same number with BE in front: BE 0894.493.121.
Where is URQUS based?
The registered office is at Pannestraat 106, 8630 Veurne.Company details
What does URQUS do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of URQUS?
URQUS is a private limited company (BV).
When was URQUS founded?
URQUS was founded on 27-12-2007.
Is URQUS still active?
Yes, URQUS is an active enterprise in the KBO register.
How many employees does URQUS have?
URQUS had an average of 0.6 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does URQUS fall under?
In its 31-03-2026 annual accounts, URQUS states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of URQUS?
The turnover of URQUS was €81,613 in financial year 2026, according to the filed annual accounts.
Is URQUS profitable?
In financial year 2026, URQUS made a profit of €1.7m.
Where can I find the annual accounts of URQUS?
URQUS filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of URQUS due?
URQUS must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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