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LUISETH

Active Private limited companyfounded 2006active for 20 yearsTer Sneeuw 27, 2550 KontichKBO/BCE: BE 0879.439.711

Lifetime

20 annual accounts with figures on one time axis
peak €122,867 (2025)
€122,867▲ 13.6%
peak €79,114 (2025)
€79,114▲ 17.0%
peak €313,116 (2025)
€313,116▲ 33.8%
€29,068▼ 79.9%
Board1 name since 2021
1 directorAlf Coenen
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €108,157 to €122,867Equity from €234,002 to €313,116Debts from €144,747 to €29,068Cash from €120,252 to €282,222

Key points

from the 2025 annual accounts

Equity

€313,116 ▲ 33.8%

LUISETH has made a profit in every financial year since 2006.

Turnover

≈ €210,000 estimated

The micro format states no turnover.

Investments

€12,641 10.0 × depreciation
2021202220232025

Green is investment, beige is depreciation.

Liquidity

11.33 was 1.62 in 2024

Short-term debts fell from €83,613 to €29,068.

Filings

20 annual accounts since 2006
AprilJune31 JulyOctober2010201520202025

The 2023 accounts came 30 days late. The other nine of the last ten were filed on time.

Position in the sector

91.5%

Higher solvency than 90% of companies in head offices and management consultancy. Sector median 55.5% · 39,360 companies.

Checked score

98
Excellent
Financially stronger than 81% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+13equity 91.5% of total assets
100+18short-term debt 8.5% · cash 82.5%
98+7return on assets 23.1%

Score breakdown

lowers risk
Liquidity: current ratio 11.33, cash €282,222
Equity €313,116 (91.5% of total assets)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €342,184
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 67% on profitability and 74% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as LUISETH has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of LUISETH itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for LUISETH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 11.33 (1.62 in 2024), above the usual 1.5. Short-term debt is 8.5% and cash 82.5% of total assets. 8.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 11.33, cash €282,222
NBB · annual accounts
lowers risk · Equity €313,116 (91.5% of total assets)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €342,184
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
8 days early
2023
30 days late
2022
56 days early
2021
33 days early
2020
40 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

AC
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0879439711
Company renamed from PATRICIA BUYS to LUISETH “Het verstrekken van verplegende,verzorgende,geneeskundige en palliatieve…” (deed in Dutch) · General meeting of 21-06-2022 · Gazette deed
Appointment: Alf Coenen (director) General meeting of 01-11-2021 · Gazette deed
Incorporation published on 01-03-2006 · Gazette deed
All 32 events

Comparable companies

same main activity, similar in size and age
Company
LUISETH Kontich €342,184 €122,867 91.5% -
LASER Nijlen €362,228 €125,652 93.5% -
SUNDARI Antwerp €331,258 €120,445 27.5% -
ONCE UPON A TIME... Antwerp €383,263 €119,756 73.6% -
KO PA Vorselaar €327,742 €109,461 90.4% -
Aeriez Hemiksem €342,457 €119,528 45.6% -
PROMETHEUS HRM Zoersel €312,548 €133,102 85.2% -

These companies have the same main activity as LUISETH: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €313,000 and €383,000, founded between 2005 and 2007.

Official details

Source: KBO
Status
Active since 17-02-2006Normal situation
Activity
Business and other management consultancyNACE 70200and 2 others
Establishment unit
2.231.171.1352550 Kontich, since 02-02-2006
Financial year end
31 December
Peppol
Reachable since 26-11-2025
Company details

Annual accounts 2025

€342,184▼ 9.7%
Filing
Filed on 27-07-2026, 4 days before the end of the filing period
Financials

Insights on LUISETH

LUISETH files the micro format. That format states no turnover. The gross margin rose from €36,489 in 2006 to €122,867 in 2025.

The balance sheet grew most from 2022 to 2024 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LUISETH

What is the company number of LUISETH?
The company number of LUISETH is 0879.439.711. The VAT number is the same number with BE in front: BE 0879.439.711.
Where is LUISETH based?
The registered office is at Ter Sneeuw 27, 2550 Kontich.Company details
What does LUISETH do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of LUISETH?
LUISETH is a private limited company (BV).
When was LUISETH founded?
LUISETH was founded on 17-02-2006.
Is LUISETH still active?
Yes, LUISETH is an active enterprise in the KBO register.
What is the turnover of LUISETH?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €122,867 and 109 comparable companies (NACE 70200). It probably lies between €180,000 and €250,000.Financials
Is LUISETH profitable?
In financial year 2025, LUISETH made a profit of €79,114.
Where can I find the annual accounts of LUISETH?
LUISETH filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUISETH due?
LUISETH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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