LRMS
ActiveThe computed 12-month bankruptcy probability of LRMS is 1.8% (moderate). The 2025 annual accounts show equity of €253k and a net result of €94k. Equity is growing by ~41% per year across the filed fiscal years. Its solvency ranks better than 28% of 31523 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency45▲+19
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.16 in 2024), and 73.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.4%
Return on assets
9.8%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
30 d early
2023
6 d late
2022
9 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€253k▲ 58.7%
2024 · €159k
2022: €72k
2023: €131k
2024: €159k
2022 → 2025
Total assets
€960k▼ 0.1%
2024 · €960k
2022: €89k
2023: €160k
2024: €960k
2022 → 2025
Net result
€94k▲ 234%
2024 · €28k
2022: €67k
2023: €59k
2024: €28k
2022 → 2025
Working capital
€113k▲ 41.2%
2024 · €80k
2022: €60k
2023: €125k
2024: €80k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€72k-€131k▲ 81.3%€159k▲ 21.4%€253k▲ 58.7%
Operating result€85k-€74k▼ 12.5%€53k▼ 27.9%€131k▲ 145%
Net result€67k-€59k▼ 12.7%€28k▼ 52.4%€94k▲ 234%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 145% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €960k
Fixed assets
€369k▼ 1.0%
Current assets
€591k▲ 0.5%
Equity and liabilities €960k
Equity
€253k▲ 58.7%
Debt
€707k▼ 11.8%
The debt ratio falls from 83.4% to 73.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€222k▲
2024 · €136k
Cash flow
€185k▲
2024 · €111k
Solvency
26.4%▲
2024 · 16.6%
Current ratio
1.24▲
2024 · 1.16
Quick ratio
1.14▲
2024 · 1.05
Debt / equity
2.79▼
2024 · 5.02
ROE
37.0%▲
2024 · 17.6%
ROA
9.8%▲
2024 · 2.9%
Interest coverage
16.02▲
2024 · 6.89
Debt
€707k▼
2024 · €801k
Debt ≤ 1 year
€478k▼
2024 · €508k
Debt > 1 year
€229k▼
2024 · €293k
Income taxes
€30k▲
2024 · €7k
Staff costs
€177k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€960k€960k▼
Fixed assets21/28€373k€369k▼
Intangible fixed assets21€225k€200k▼
Tangible fixed assets22/27€148k€166k▲
Land and buildings22€641€16k▲
Plant, machinery and equipment23€99k€78k▼
Furniture and vehicles24€47k€71k▲
Financial fixed assets28€460€3k▲
Current assets29/58€587k€591k▲
Stocks and contracts in progress3€56k€44k▼
Stocks30/36€56k€44k▼
Amounts receivable within one year40/41€430k€438k▲
Trade receivables40€409k€420k▲
Other amounts receivable41€21k€19k▼
Cash at bank and in hand54/58€101k€108k▲
Equity and liabilities
Total equity and liabilities10/49€960k€960k▼
Equity10/15€159k€253k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€154k€248k▲
Amounts payable17/49€801k€707k▼
Amounts payable after more than one year17€293k€229k▼
Financial debts170/4€293k€229k▼
Amounts payable within one year42/48€508k€478k▼
Current portion of amounts payable after more than one year42€62k€65k▲
Trade debts44€420k€384k▼
Suppliers440/4€420k€384k▼
Taxes, remuneration and social security45€20k€27k▲
Taxes450/3€15k-
Remuneration and social security454/9€5k€27k▲
Other amounts payable47/48€6k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€101k€177k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€91k▲
Other operating charges640/8€9k€4k▼
Gross operating margin9900€246k€403k▲
Operating profit (loss)9901€53k€131k▲
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€20k€14k▼
Recurring financial charges65€20k€14k▼
Profit (loss) for the period before taxes9903€35k€123k▲
Income taxes67/77€7k€30k▲
Profit (loss) for the period9904€28k€94k▲
Profit (loss) for the period to be appropriated9905€28k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€154k€248k▲
Profit (loss) brought forward from the previous period14P€126k€154k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2022net €94k ▲234%
Operating result €131k, net result €94k, both a record.
31-12
Financial
Equity above €200kEq €253k ▲58.7%
4 profitable years in a row build equity to €253k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €28k ▼52.4%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €159k ▲21.4%
3 profitable years in a row build equity to €159k.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Equity above €100kEq €131k ▲81.3%
2 profitable years in a row build equity to €131k.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tarweblok 182547 LintGround area
1,416 m²
Building footprint
637 m²
Volume, LiDAR
3,624 m³
2 parcels, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
LRMS
since 20212.322.787.635
Naenen
since 20242.352.800.227
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602C0216/00Z003 | Flanders | 1,021 m² | 1 · 555 m² | 7.3 m · 2 fl. |
| 11025D0026/00X002 | Flanders | 395 m² | 1 · 82 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 6,850 EUR awarded · 6,850 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 6,305 EUR | 6,305 EUR |
| 2024 | 1 | 94 EUR | 94 EUR |
| 2023 | 1 | 451 EUR | 451 EUR |
Schemes
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKontich2.352.800.227
Similar companies · same sector, comparable size
ETS BEAUJEAN
BE 0434.038.772
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ZUIVELFABRIEK H.H. HARLINDIS EN RELINDIS
BE 0401.330.570
Kinrooi · Eq €261k
VX SYSTEMS
BE 0434.549.112
Overijse · Eq €245k
ALBERS N & P
BE 0461.433.552
Tielt · Eq €239k
Alain PINCKAERS
BE 0450.027.243
Welkenraedt · Eq €270k
Of 390 companies in sector 46331 we hold annual accounts for 228. 156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2021
Fiscal year end31-12
Activities, NACEBEL
46331Wholesale trade
70200Business and other management consultancy
70220Business consulting
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47210Retail sale of fruit and vegetables
47271Retail trade
47291Retail trade
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.