LoLa Consult
ActiveLoLa Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €460k and a net result of €257k. Equity is growing by ~34% per year across the filed fiscal years. Its solvency ranks better than 38% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+1
Solvency66▼-20
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 5.11 in 2024; short-term debt: 33.3% and cash: 7.2% of total assets), and 59.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.8%
Return on assets
22.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
1 d early
2022
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€460k▼ 33.1%
2024 · €689k
2022: €217k
2023: €442k
2024: €689k
2022 → 2025
Total assets
€1.13M▼ 0.5%
2024 · €1.13M
2022: €318k
2023: €946k
2024: €1.13M
2022 → 2025
Net result
€257k▲ 4.2%
2024 · €246k
2022: €212k
2023: €227k
2024: €246k
2022 → 2025
Working capital
€170k▼ 58.1%
2024 · €407k
2022: €176k
2023: €235k
2024: €407k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€217k-€442k▲ 104%€689k▲ 55.7%€460k▼ 33.1%
Operating result€280k-€310k▲ 10.7%€336k▲ 8.4%€343k▲ 2.0%
Net result€212k-€227k▲ 7.1%€246k▲ 8.5%€257k▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€583k▼ 7.3%
Current assets
€547k▲ 8.1%
Equity and liabilities €1.13M
Equity
€460k▼ 33.1%
Debt
€669k▲ 50.0%
The debt ratio rises from 39.3% to 59.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€389k▼
2024 · €399k
Cash flow
€303k▼
2024 · €310k
Solvency
40.8%▼
2024 · 60.7%
Current ratio
1.45▼
2024 · 5.11
Quick ratio
1.45▼
2024 · 5.11
Debt / equity
1.45▲
2024 · 0.65
ROE
55.8%▲
2024 · 35.8%
ROA
22.7%▲
2024 · 21.7%
Interest coverage
29.26▲
2024 · 27.27
Debt
€669k▲
2024 · €446k
Debt ≤ 1 year
€376k▲
2024 · €99k
Debt > 1 year
€289k▼
2024 · €345k
Income taxes
€81k▲
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.13M▼
Fixed assets21/28€629k€583k▼
Tangible fixed assets22/27€629k€583k▼
Land and buildings22€534k€512k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€92k€70k▼
Current assets29/58€506k€547k▲
Amounts receivable within one year40/41€167k€225k▲
Trade receivables40€33k€31k▼
Other amounts receivable41€134k€194k▲
Current investments50/53€215k€230k▲
Cash at bank and in hand54/58€120k€81k▼
Deferred charges and accrued income490/1€4k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.13M▼
Equity10/15€689k€460k▼
Contributions10/11€5k€5k=
Reserves13€684k€455k▼
Distributable reserves133€684k€455k▼
Amounts payable17/49€446k€669k▲
Amounts payable after more than one year17€345k€289k▼
Financial debts170/4€345k€289k▼
Amounts payable within one year42/48€99k€376k▲
Current portion of amounts payable after more than one year42€59k€60k▲
Financial debts43€689€32▼
Credit institutions430/8€689€32▼
Trade debts44€22k€6k▼
Suppliers440/4€22k€6k▼
Taxes, remuneration and social security45€13k€39k▲
Taxes450/3€13k€39k▲
Other amounts payable47/48€4k€272k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€46k▼
Other operating charges640/8€560€3k▲
Non-recurring operating charges66A€14k-
Gross operating margin9900€414k€391k▼
Operating profit (loss)9901€336k€343k▲
Financial income75/76B€3k€9k▲
Recurring financial income75€3k€9k▲
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€324k€338k▲
Income taxes67/77€78k€81k▲
Profit (loss) for the period9904€246k€257k▲
Profit (loss) for the period to be appropriated9905€246k€257k▲
Appropriation of the result
Profit (loss) to be appropriated9906€246k€257k▲
Transfer from equity791/2-€228k
Transfer to equity691/2€246k-
To other reserves6921€246k-
Profit to be distributed694/7-€485k
Return on contributions (dividend)694-€485k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2022net €257k ▲4.2%
Operating result €343k, net result €257k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €500kEq €689k ▲55.7%
3 profitable years in a row build equity to €689k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quastraat 199270 LaarneGround area
1,034 m²
Building footprint
149 m²
Volume, LiDAR
770 m³
Parcel 42010B0203/00M000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LoLa Consult
since 20212.317.996.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010B0203/00M000 | Flanders | 1,034 m² | 1 · 149 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FINAMED CONSULT
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MCN INVEST
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AXXIME
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 35,311 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2021
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.