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liv

Active
Non-profit associationfounded 2012active for 13 yearsIsabella Haeckstraat 7, 9070 Destelbergen, BelgiumKBO/BCE: BE 0501.770.508

From the official registers: KBO 13 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

liv has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of €205,459. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 25% of 543 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 23-11-2012 Normal situation
Activity
Rental and leasing activities NACE 77225and 1 other
Establishment unit
2.253.118.671 9000 Gent, since 23-05-2016
Financial year end
31 December
Peppol
Reachable since 27-03-2026

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€173,947
▼ 39.4%
Turnover
≈ €440,000
estimated
Surplus
€205,459
▼ 53.1%
Equity
€1.8m
▲ 13.0%
Total assets
€9.3m
▲ 12.4%
Staff
≈ 0.7 FTE
estimated
Net result -53%: other schema
Filed on 13-07-2026, 18 days before the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 1.93, cash €547,682, halvedlowers riskLegal form: non-profit associationSize: total assets €9.3mFigures for financial year 2025 (filed on 13-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of small companies in rental and leasing (NACE 77)
Financial strength · tick: 2024
Average
Solvency 44=
equity 19.2% of total assets
Liquidity 57-19
short-term debt 5.6% · cash 5.9%
Profitability 41-34
return on assets 2.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (465 companies, NACE 77, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €160,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.93 (5.21 in 2024), above the usual 1.5. Short-term debt is 5.6% and cash 5.9% of total assets. However, 80.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, small). It does better than 30% of them on solvency, 79% on liquidity, 21% on profitability and 67% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: total assets €9.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 13-07-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.93, cash €547,682, halved
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 543 sector peers (2025).
NBB · sector comparison
Position among 543 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
29 days early
2023
8 days early
2022
14 days early
2021
6 days early
2020
30 days early
2019
49 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by total assets in Destelbergen, Administrative and support services sectorin the Checked rankings No. 1 View
  • Caution: Result fell in 2025different schema filed ▼ 53.1% View
  • Positive: 8 profitable years in a rowprofit 2025: €205,459 8 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as liv: rental and leasing activities (NACE 77225). They are comparable in size and age: total assets between €2.6m and €13m, founded between 1999 and 2016.

CompanyTotal assetsGross margin
liv Destelbergen€9.3m€0.2m
Lückerath Holding Herent€3.5m€0.2m
NORD EXPLOITATION OPHTALMOLOGIQUE Etterbeek€2.6m€0.1m
CDBV Namur€3.1m€0.5m
Metrics in Balance Gent€12.6m-
Condor Technologies Gent€7.7m-
ANCA-KOEN DE SMET-ORTHOPAEDIC SURGERY Knokke-Heist€2.6m€0.2m
Full comparison

Documents

Annual accounts at the NBB

All 13 annual accounts

Articles and registers

Key facts about liv

What is the company number of liv?
The company number of liv is 0501.770.508. The VAT number is the same number with BE in front: BE 0501.770.508.
Where is liv based?
The registered office is at Isabella Haeckstraat 7, 9070 Destelbergen.Company details
What does liv do?
According to the KBO register, the main activity is rental and leasing activities (NACE 77225).
What is the legal form of liv?
The legal form of liv is Non-profit association (VZW).
When was liv founded?
liv was founded on 23-11-2012.
Is liv still active?
Yes, liv is an active enterprise in the KBO register.
How many employees does liv have?
liv had an average of 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of liv?
The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €173,947 and 1,644 comparable companies of the same size. It probably lies between €270,000 and €830,000. It is a rough estimate. In financial year 2023 turnover was €1.1m.
Is liv profitable?
In financial year 2025, liv made a profit of €205,459.
Where can I find the annual accounts of liv?
liv filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of liv due?
liv must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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