liv

Active

Non-profit associationfounded 2012active for 13 yearsIsabella Haeckstraat 7, 9070 Destelbergen, BelgiumKBO/BCE: BE 0501.770.508

From the official registers: KBO 13 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

liv has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of €205,459. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 25% of 542 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

livActiveChecked score 94/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 23-11-2012 Normal situation
Legal form: Non-profit association
Registered office: Isabella Haeckstraat 7, 9070 Destelbergen
Activity: Rental and leasing activities NACE 77225and 1 other
Establishment unit: 2.253.118.671 9000 Gent, since 23-05-2016
Financial year end: 31 December
Peppol: Reachable since 27-03-2026

Company details

Who decides

Board

and 4 other directors

Board & ownership

How it is doing

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Annual accounts 2025

Gross margin: €173,947; ▼ 39.4%
Turnover: ≈ €440,000; estimated
Surplus: €205,459; ▼ 53.1%
Equity: €1.8m; ▲ 13.0%
Total assets: €9.3m; ▲ 12.4%
Staff: ≈ 0.7 FTE; estimated

Net result -53%: other schema2025 accounts 18 days early

Filed on 13-07-2026at the National Bank

Financials

Why 94raises riskLiquidity: current ratio 1.93, cash €547,682, halvedlowers riskLegal form: non-profit associationSize: total assets €9.3mFigures for financial year 2025 (filed 13-07-2026)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 49% of its sector peers (NACE 77, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 44=

equity 19.2% of total assets

Liquidity 57-19

short-term debt 5.6% · cash 5.9%

Profitability 41-34

return on assets 2.2%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (465 companies, NACE 77, small)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €160,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.93, compared with 5.21 in 2024, above the usual 1.5; short-term debt: 5.6% and cash: 5.9% of total assets), but 80.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, small): better than 30% on solvency, 79% on liquidity, 21% on profitability and 67% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Legal form: non-profit association

KBO

Size: total assets €9.3m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 13-07-2026)

NBB · annual accounts

Liquidity: current ratio 1.93, cash €547,682, halved

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 542 sector peers (2025).

NBB · sector comparison

Position among 542 sector peers

Solvency

better than 25%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

18 days early

2024

29 days early

2023

8 days early

2022

14 days early

2021

6 days early

2020

30 days early

2019

49 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Largest company by total assets in Destelbergen, Administrative and support services sectorin the Checked rankings No. 1 View
Caution: Result fell in 2025different schema filed ▼ 53.1% View
Positive: 8 profitable years in a rowprofit 2025: €205,459 8 years View
Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Documents

Key facts about liv

What is the company number of liv?: 0501.770.508. In Belgium the VAT number is the company number with BE in front: BE 0501.770.508.
Where is liv based?: The registered office is at Isabella Haeckstraat 7, 9070 Destelbergen.Company details
What does liv do?: According to the KBO register, the main activity is rental and leasing activities (NACE 77225).
What is the legal form of liv?: Non-profit association (VZW).
When was liv founded?: On 23-11-2012.
Is liv still active?: Yes, liv is an active enterprise in the KBO register.
How many employees does liv have?: On average 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of liv?: ≈ €440,000 in financial year 2025. Estimated from the gross margin of €173,947: probably between €270,000 and €830,000, based on 1,644 comparable companies of the same size. A rough estimate. In financial year 2023 turnover was €1.1m.
Is liv profitable?: In financial year 2025, liv made a profit of €205,459.
Where can I find the annual accounts of liv?: liv filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of liv due?: By 31-07-2027, for financial year 2026.Timeline