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Limburg Cleaning & Constructie

Active Private limited companyfounded 2013active for 13 yearsCentrum-Zuid 1042, 3530 Houthalen-HelchterenKBO/BCE: BE 0521.752.706 subsidiary of XL GROUP VLAANDEREN
Part of the group XL GROUP VLAANDEREN 20 companies in 2 countries
See the group

Lifetime

12 annual accounts with figures on one time axis
peak €854,083 (2018)
€39,036▼ 35.4%
lowest -€26,487 (2019)
€54▼ 99.4%
peak €162,426 (2024)
€32,481▼ 80.0%
€257,596▲ 8.2%
peak 16.6 FTE (2016)
-not published
Board4 names since 2018
2 directorsSAM INVEST and 1 other
Owners
Documentsfilings and deeds
21-08-202621 days late
2025financial year
Gross margin from €60,394 to €39,036Result from €9,028 to €54Dividend €130,000Equity from €162,426 to €32,481Cash from €200 to €1,548

Key points

from the 2025 annual accounts

Equity

€32,481 from €162,426 in 2024

Equity fell by 80% in 1 year.

Turnover

≈ €180,000 estimated

The accounts state no turnover.

Debts

€257,596 89% of the balance sheet
Suppliers 48%Taxes and wages 0%Other 51%

Of this, €256,477 falls due within a year.

Liquidity

0.86 was 1.29 in 2024

Short-term debts rose from €234,859 to €256,477.

Filings

12 annual accounts since 2014
AprilJune31 JulyOctober201520202025

Three of the last ten came late. The 2025 accounts came latest: 21 days after the end of the period.

Position in the sector

€32,481

Less equity than 88% of companies in building services and landscaping. Sector median €613,257 · 547 companies.

Checked score

67
Healthy
Financially stronger than 10% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.6%▼ -0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -0.6 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026

Financial strength
Weak

36-30equity 11.2% of total assets
2-18short-term debt 88.4% · cash 0.5%
23-10return on assets 0.0%

Score breakdown

raises risk
Sector: Services to buildings and landscape activities (NACE 81)
Liquidity: current ratio 0.86, cash €1,548
lowers risk
Size: total assets €290,076
Founded in 2013
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 19% of them on solvency, 3% on liquidity, 14% on profitability and 6% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,508 companies had the same profile as Limburg Cleaning & Constructie has now. Each dot stands for 12 companies, two years later.

96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of Limburg Cleaning & Constructie itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,508 companies, not a prediction for Limburg Cleaning & Constructie. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.86 (1.29 in 2024), below 1. Short-term debt is 88.4% and cash 0.5% of total assets. 88.8% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
lowers risk · Size: total assets €290,076
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.86, cash €1,548
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 547 sector peers (2025).
NBB · sector comparison
Position among 547 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
7 days early
2023
16 days early
2022
33 days early
2021
19 days late
2020
30 days early
2019
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

D
Director, GOOSSENS, Johan, since 19-06-2023
SI
Director, LALOUX, Gatien, since 19-06-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0521752706
2 directors appointed, 2 managers resigning Resignations: GOOSSENS, Johan (manager) and LALOUX, Gatien (manager) · Appointments: DEBAGO (director) and SAM INVEST (director) · Permanent representatives: GOOSSENS, Johan and LALOUX, Gatien · General meeting of 19-06-2023 · Gazette deed
First establishment LIMCCO, Wiedauwkaai 52, Ghent
Incorporation published on 07-03-2013 · Gazette deed
All 21 events

Comparable companies

same main activity, similar in size and age
Company
Limburg Cleaning & Constructie Houthalen-Helchteren €290,076 €39,036 11.2% -
GTRCLEAN Anderlecht €290,343 €38,505 51.9% 2
BEIRART Beersel €240,281 €33,896 63.3% -
OLIMP Jette €305,214 €35,764 25.9% -
R&C CLEANING Heusden-Zolder €394,095 €41,663 41.9% -
NOVE Lommel €243,934 €40,312 41.8% -
Coverit Lebbeke €328,284 €46,377 20.5% -

These companies have the same main activity as Limburg Cleaning & Constructie: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €240,000 and €394,000, founded between 2008 and 2015.

Official details

Source: KBO
Status
Active since 05-03-2013Normal situation
Activity
General cleaning of buildingsNACE 81210and 1 other
Joint committee
121Cleaning · annual accounts 2023
Establishment unit
2.226.429.9149000 Ghent, since 10-02-2014
Financial year end
31 December
Peppol
Reachable since 30-03-2026
Company details

Annual accounts 2025

€290,076▼ 27.6%
Filing
Filed on 21-08-2026
Financials

Insights on Limburg Cleaning & Constructie

Limburg Cleaning & Constructie has existed since 2013. The gross margin fell from €854,083 in 2018 to €47,588 in 2022.

Solvency fell in 2025 from 40.6% to 11.2% because of the dividend.

XL GROUP VLAANDEREN holds 98% of the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Limburg Cleaning & Constructie

What is the company number of Limburg Cleaning & Constructie?
The company number of Limburg Cleaning & Constructie is 0521.752.706. The VAT number is the same number with BE in front: BE 0521.752.706.
Where is Limburg Cleaning & Constructie based?
The registered office is at Centrum-Zuid 1042, 3530 Houthalen-Helchteren.Company details
What does Limburg Cleaning & Constructie do?
According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
What is the legal form of Limburg Cleaning & Constructie?
Limburg Cleaning & Constructie is a private limited company (BV).
When was Limburg Cleaning & Constructie founded?
Limburg Cleaning & Constructie was founded on 05-03-2013.
Is Limburg Cleaning & Constructie still active?
Yes, Limburg Cleaning & Constructie is an active enterprise in the KBO register.
How many employees does Limburg Cleaning & Constructie have?
Limburg Cleaning & Constructie had an average of 6.1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
Which joint committee does Limburg Cleaning & Constructie fall under?
In its 2023 annual accounts, Limburg Cleaning & Constructie states joint committee 121 (Cleaning).
What is the turnover of Limburg Cleaning & Constructie?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €39,036 and 50 comparable companies (NACE 812). It probably lies between €110,000 and €270,000.
Is Limburg Cleaning & Constructie profitable?
In financial year 2025, Limburg Cleaning & Constructie made a profit of €54.
Where can I find the annual accounts of Limburg Cleaning & Constructie?
Limburg Cleaning & Constructie filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Limburg Cleaning & Constructie due?
Limburg Cleaning & Constructie must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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