Equity
-€10.9m
Debts exceed assets in financial year 2025.
LIGHTHOUSE INTELLIGENCE
Lifetime
8 annual accounts with figures on one time axispeak €11.4m (2022)
-not published
lowest -€13.4m (2024)
-€2.5m▲ €10.9m
peak €2.6m (2023)
-€10.9m▼ €2.5m
€45.9m▲ 2.5%
peak 248.4 FTE (2025)
248.4 FTE▲ 38.8%
Board6 names since 2017
4 directorsLIGHTHOUSE INTELLIGENCE and 3 others
Owners2 names in the annual accounts
consolidatesLighthouse Intelligence Holdings Ltd
Documentsfilings and deeds
12-10-202673 days late
2025financial year
Turnover from €76.8m to €95.8mLoss of €2.5mStaff from 178.9 FTE to 248.4 FTEMerger: LIGHTHOUSE INTELLIGENCE takes over STARDEKK HOLDING 07-05Merger proposal: Lighthouse Intelligence BV takes over Starde… 04-02Equity from -€8.4m to -€10.9m
Key points
from the 2025 annual accountsResult
-€2.5m ▲ 81.2%
The result rose in 2025: merger with Stardekk Holding BV.
Debts
€45.9m 127% of the balance sheet
Suppliers 2%Taxes and wages 7%Other 90%
Of this, €45.5m falls due within a year.
Investments
€38.4m 2.7 × depreciation
Green is investment, beige is depreciation.
Filings
8 annual accounts 73 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-€2.5m
Lower net result than 95% of companies in computer programming and consultancy. Sector median €35,587 · 1,693 companies.
Checked score
54
Fair
Financially stronger than 28% of medium-sized companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 206 companies (NACE 62, medium-sized).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025
09-2025: 0.6%▲ +0.2 percentage points vs 08-2025
10-2025: 1.1%▲ +0.5 percentage points vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.3%▲ +0.2 percentage points vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 3.0%▲ +1.7 percentage points vs 03-2026
05-2026: 3.0%● unchanged vs 04-2026
06-2026: 3.1%▲ +0.1 percentage points vs 05-2026
07-2026: 3.0%▼ -0.1 percentage points vs 06-2026
08-2026: 3.2%▲ +0.2 percentage points vs 07-2026
09-2026: 3.6%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 0.8%▼ -2.8 percentage points vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€10.9m
Last filed accounts filed 73 days late; 2 of the last 3 accounts late
lowers risk
Size: turnover €95.8m, 248.4 FTE, total assets €36.1m
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, medium-sized). It does better than 1% of them on solvency, 9% on liquidity, 51% on profitability and 49% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 111 companies had the same profile as LIGHTHOUSE INTELLIGENCE has now. Each dot is one company, two years later.
96.4%
were still trading
2.7%
stopped another way
0.0%
went bankrupt
Another 0.9% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LIGHTHOUSE INTELLIGENCE itself is higher: 0.8% within 12 months. It rests on far more data about LIGHTHOUSE INTELLIGENCE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 111 companies, not a prediction for LIGHTHOUSE INTELLIGENCE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.09 (0.21 in 2024), below 1. Short-term debt is 126.3% and cash 8.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€10.9m
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
73 days late
2024
438 days late
2023
6 days early
2022
2 days late
2021
29 days late
2020
31 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 85 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
LI
LIGHTHOUSE INTELLIGENCE
Director, since 17-05-2017
- OTA Insight LTD 100%annual accounts 2022
- Lighthouse Intelligence Holdings Ltd consolidatesannual accounts 2025
Shares in 1 company, STARDEKK HOLDING
Board & ownershipRecent changes
1 director appointed, 1 resignation
Resignation: EileBelleBingo BV · Permanent representative: Matthias Geeroms · Appointment: Georg Friedrich Wilhelm Beyschlag · General meeting of 25-06-2026 · Gazette deed
Merger: LIGHTHOUSE INTELLIGENCE takes over STARDEKK HOLDING
General meeting of 16-04-2025 · Gazette deed
Merger proposal: Lighthouse Intelligence BV takes over Stardekk Holding BV
The company holds all the shares of Stardekk Holding BV · The company holds 100% of the shares of Lighthouse Intelligence BV · Gazette deed
Reappointment: Grant Thornton Bedrijfsrevisoren BV (statutory auditor)
Permanent representative: Elie Janssens · General meeting of 29-08-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LIGHTHOUSE INTELLIGENCE Ghent | €95.8m | -2.5% | -30.2% | 248.4 |
| Collaboration Betters The World Sint-Gillis (bij-Brussel) | €62.8m | 1.3% | 19.9% | 319.1 |
| BLUECRUX Aalst | €34.9m | 23.9% | 47.0% | 80.9 |
| NVISO Belgium Brussels | €31.5m | 0.7% | 4.0% | 101.5 |
| KONICA MINOLTA BUSINESS SOLUTIONS (BELGIUM) N.V./S.A. Machelen (Brab.) | €46.1m | 0.0% | 57.2% | 168.2 |
| CIVADIS Namur | €38.2m | 7.4% | 58.7% | 227 |
| ARHS Developments Belgium Zaventem | €33.1m | 1.7% | 23.7% | 244 |
Grey: the largest companies of the sector (computer programming and consultancy (NACE 62)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as LIGHTHOUSE INTELLIGENCE: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €18m and €59m, founded between 2003 and 2019.
Official details
Source: KBO- Status
- Active since 30-05-2017Normal situation
- Registered office
- 23 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Other information technology and computer servicesNACE 62900and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.266.911.1809050 Ghent, since 30-05-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 18-03-2024
Annual accounts 2025
- €36.1m▼ 1.7%
- Employeeson 31-12-2025
- 252▲ 26.6%
- Filing
- Filed on 12-10-2026
Insights on LIGHTHOUSE INTELLIGENCE
Solvency fell in 2025 from -22.8% to -30.2% because of the loss and higher debts to suppliers.
OTA Insight LTD holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LIGHTHOUSE INTELLIGENCE
- What is the company number of LIGHTHOUSE INTELLIGENCE?
- The company number of LIGHTHOUSE INTELLIGENCE is 0676.420.293. The VAT number is the same number with BE in front: BE 0676.420.293.
- Where is LIGHTHOUSE INTELLIGENCE based?
- The registered office is at Gaston Crommenlaan 6, 9050 Ghent.Company details
- What does LIGHTHOUSE INTELLIGENCE do?
- According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
- What is the legal form of LIGHTHOUSE INTELLIGENCE?
- LIGHTHOUSE INTELLIGENCE is a private limited company (BV).
- When was LIGHTHOUSE INTELLIGENCE founded?
- LIGHTHOUSE INTELLIGENCE was founded on 30-05-2017.
- Is LIGHTHOUSE INTELLIGENCE still active?
- Yes, LIGHTHOUSE INTELLIGENCE is an active enterprise in the KBO register.
- How many employees does LIGHTHOUSE INTELLIGENCE have?
- LIGHTHOUSE INTELLIGENCE had an average of 248.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does LIGHTHOUSE INTELLIGENCE fall under?
- In its 2025 annual accounts, LIGHTHOUSE INTELLIGENCE states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of LIGHTHOUSE INTELLIGENCE?
- The turnover of LIGHTHOUSE INTELLIGENCE was €95.8m in financial year 2025, according to the filed annual accounts.
- Is LIGHTHOUSE INTELLIGENCE profitable?
- In financial year 2025, LIGHTHOUSE INTELLIGENCE made a loss of €2.5m.
- Where can I find the annual accounts of LIGHTHOUSE INTELLIGENCE?
- LIGHTHOUSE INTELLIGENCE filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LIGHTHOUSE INTELLIGENCE due?
- LIGHTHOUSE INTELLIGENCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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