HOUFFA-BIKE
ActiveSummary
HOUFFA-BIKE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €18k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 94% of 1526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▲+19
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.08 in 2024; short-term debt: 8.5% and cash: 1% of total assets), and 8.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
9.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
4 d late
2024
8 d late
2023
20 d late
2022
29 d late
2021
12 d late
2020
23 d late
2019
39 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▲ 11.7%
2024 · €150k
2018: €68k
2019: €63k▼ -7.2% vs 2018
2020: €59k▼ -6.7% vs 2019
2021: €55k▼ -7.4% vs 2020
2022: €51k▼ -6.1% vs 2021lowest in 8 years
2023: €147k▲ +187% vs 2022
2024: €150k▲ +2.2% vs 2023
2025: €168k▲ +11.7% vs 2024highest in 8 years
2018 → 2025
Total assets
€184k▼ 0.3%
2024 · €184k
2018: €184k
2019: €185k▲ +0.6% vs 2018
2020: €187k▲ +1.1% vs 2019highest in 8 years
2021: €183k▼ -2.2% vs 2020lowest in 8 years
2022: €183k▲ +0.1% vs 2021
2023: €184k▲ +0.4% vs 2022
2024: €184k▲ +0.3% vs 2023
2025: €184k▼ -0.3% vs 2024
2018 → 2025
Net result
€18k▲ 437%
2024 · €3k
2018: €-2k
2019: €-5k▼ -146% vs 2018lowest in 8 years
2020: €-4k▲ +13.2% vs 2019
2021: €-4k▼ -2.3% vs 2020
2022: €-3k▲ +23.3% vs 2021
2023: €96k▲ +2982% vs 2022highest in 8 years
2024: €3k▼ -96.6% vs 2023
2025: €18k▲ +437% vs 2024
2018 → 2025
Working capital
€-14k▲ 53.9%
2024 · €-30k
2018: €-26k
2019: €-45k▼ -75.1% vs 2018
2020: €-56k▼ -25.1% vs 2019
2021: €-75k▼ -34.5% vs 2020
2022: €-94k▼ -24.9% vs 2021lowest in 8 years
2023: €-16k▲ +82.8% vs 2022
2024: €-30k▼ -85.3% vs 2023
2025: €-14k▲ +53.9% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€51k▼ 6.1%€147k▲ 187%€150k▲ 2.2%€168k▲ 11.7%
2021: €55k
2022: €51k▼ -6.1% vs 2021lowest in 5 years
2023: €147k▲ +187% vs 2022
2024: €150k▲ +2.2% vs 2023
2025: €168k▲ +11.7% vs 2024highest in 5 years
Operating result€-2k-€-2k▲ 27.4%€-3k▼ 76.2%€-2k▲ 35.9%€-1k▲ 29.3%
2021: €-2k
2022: €-2k▲ +27.4% vs 2021
2023: €-3k▼ -76.2% vs 2022lowest in 5 years
2024: €-2k▲ +35.9% vs 2023
2025: €-1k▲ +29.3% vs 2024highest in 5 years
Net result€-4k-€-3k▲ 23.3%€96k€3k▼ 96.6%€18k▲ 437%
2021: €-4klowest in 5 years
2022: €-3k▲ +23.3% vs 2021
2023: €96k▲ +2982% vs 2022highest in 5 years
2024: €3k▼ -96.6% vs 2023
2025: €18k▲ +437% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€182k =
Current assets
€2k ▼ 22.3%
Equity and liabilities €184k
Equity
€168k ▲ 11.7%
Debt
€16k ▼ 53.6%
Debt's share of the balance-sheet total falls from 18.4% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.12▲
2024 · 0.08
Debt to equity
0.09▼
2024 · 0.22
ROE
10.5%▲
2024 · 2.2%
ROA
9.6%▲
2024 · 1.8%
Debt ≤ 1 year
€16k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€184k€184k▼
Fixed assets21/28€182k€182k=
Financial fixed assets28€182k€182k=
Current assets29/58€2k€2k▼
Cash at bank and in hand54/58€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€184k€184k▼
Equity10/15€150k€168k▲
Contributions10/11€70k€70k=
Profit (loss) carried forward14€80k€98k▲
Amounts payable17/49€34k€16k▼
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€32k€16k▼
Current portion of amounts payable after more than one year42€17k€1k▼
Trade debts44€1k€154▼
Suppliers440/4€1k€154▼
Other amounts payable47/48€14k€14k=
Income statement
Code20242025
Other operating charges640/8€64€66▲
Gross operating margin9900€-2k€-1k▲
Operating profit (loss)9901€-2k€-1k▲
Financial income75/76B€6k€19k▲
Recurring financial income75€6k€19k▲
Financial charges65/66B€847€416▼
Recurring financial charges65€847€416▼
Profit (loss) for the period before taxes9903€3k€18k▲
Profit (loss) for the period9904€3k€18k▲
Profit (loss) for the period to be appropriated9905€3k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€98k▲
Profit (loss) brought forward from the previous period14P€77k€80k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €678 | €678 | €358 | - | - | - |
| Other operating charges640/8 | - | €57 | €64 | €64 | €66 | ▲ 3.0% |
| Gross operating margin9900 | €-1k | €-768 | €-2k | €-2k | €-1k | ▲ 30.5% |
| Operating profit (loss)9901 | €-2k | €-2k | €-3k | €-2k | €-1k | ▲ 29.3% |
| Financial income75/76B | - | - | €100k | €6k | €19k | ▲ 230% |
| Recurring financial income75 | - | - | €100k | €6k | €19k | ▲ 230% |
| Financial charges65/66B | €2k | €2k | €1k | €847 | €416 | ▼ 50.9% |
| Recurring financial charges65 | €2k | €2k | €1k | €847 | €416 | ▼ 50.9% |
| Profit (loss) for the period before taxes9903 | €-4k | €-3k | €96k | €3k | €18k | ▲ 437% |
| Profit (loss) for the period9904 | €-4k | €-3k | €96k | €3k | €18k | ▲ 437% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €-3k | €96k | €3k | €18k | ▲ 437% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €183k | €183k | €184k | €184k | €184k | ▼ 0.3% |
| Formation expenses20 | - | €358 | - | - | - | - |
| Fixed assets21/28 | €181k | €180k | €182k | €182k | €182k | = |
| Intangible fixed assets21 | €1k | - | - | - | - | - |
| Financial fixed assets28 | €180k | €180k | €182k | €182k | €182k | = |
| Current assets29/58 | €2k | €3k | €2k | €2k | €2k | ▼ 22.3% |
| Amounts receivable within one year40/41 | - | - | €584 | - | - | - |
| Other amounts receivable41 | - | - | €584 | - | - | - |
| Cash at bank and in hand54/58 | €2k | €3k | €1k | €2k | €2k | ▼ 22.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €183k | €183k | €184k | €184k | €184k | ▼ 0.3% |
| Equity10/15 | €55k | €51k | €147k | €150k | €168k | ▲ 11.7% |
| Contributions10/11 | €70k | €70k | €70k | €70k | €70k | = |
| Profit (loss) carried forward14 | €-15k | €-19k | €77k | €80k | €98k | ▲ 21.9% |
| Amounts payable17/49 | €128k | €132k | €36k | €34k | €16k | ▼ 53.6% |
| Amounts payable after more than one year17 | €51k | €35k | €19k | €1k | - | - |
| Financial debts170/4 | €51k | €35k | €19k | €1k | - | - |
| Amounts payable within one year42/48 | €77k | €97k | €18k | €32k | €16k | ▼ 51.5% |
| Current portion of amounts payable after more than one year42 | €16k | €16k | €17k | €17k | €1k | ▼ 91.5% |
| Trade debts44 | €89 | €81 | €87 | €1k | €154 | ▼ 87.4% |
| Suppliers440/4 | €89 | €81 | €87 | €1k | €154 | ▼ 87.4% |
| Other amounts payable47/48 | €61k | €81k | €1k | €14k | €14k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €-3k | €96k | €3k | €18k | ▲ 437% |
| + Depreciation and write-downs630 | €678 | €678 | €358 | - | - | - |
| Operating cash flow (approximation) | €-4k | €-3k | €96k | €3k | €18k | ▲ 437% |
| Investment in fixed assets (approximation) | - | €358 | €-2k | €0 | €0 | - |
| Change in cash | - | €890 | €-1k | €1k | €-542 | ▼ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
State Gazette act
Purpose · Resignations & appointments · RestructuringMerger · Accounting effect · Name change11 facts ▸
State Gazette act
Purpose · Resignations & appointments · Restructuring
Merger · Accounting effect · Name change11 facts ▸
- General meeting, 28-07-2026
- Merger, 28-07-2026
- Accounting effect, 01-01-2026
- Name change, HOUFFA-BIKE
- Purpose change, la location de biens meubles, et notamment de cycles et engins analogues; l'entretien et la réparation de matériel, notamment de cycles et engins analogues; la…
- Mandate compensation, Caroline LESAGE
- Power of attorney, Léon LESAGE
- Power of attorney, Caroline LESAGE
- Merger project, 02-06-2026
- Share exchange, aucune attribution d'actions
- Asset transfer, biens immobiliers
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
26-06
State Gazette act
RestructuringMerger · Accounting effect · Capital7 facts ▸
State Gazette act
Restructuring
Merger · Accounting effect · Capital7 facts ▸
- Merger, Fusion silencieuse (100% des actions détenues par l'absorbante), absorption
- Accounting effect, 01-01-2026
- Capital, €70.000
- Capital, €20.460
- Purpose modification, L'objet social de la société absorbante sera modifié pour reprendre l'objet social de la société absorbée
- Balance sheet date, 31-12-2025
- Fiscal regime, Exonération d'impôt des sociétés (art. 210 CIR 92), exonération de droits d'enregistrement (art. 117 Code des droits d'enregistrement), exonération de TVA (arts…
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Equity above €150kEq €150k ▲2.2%
2 profitable years in a row build equity to €150k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Back to profitnet €96k
Net result €96k after 5 loss-making years.
31-12
Financial
Equity above €100kEq €147k ▲187%
Equity rises from €51k to €147k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houffalize
Ground area
319 m²
Building footprint
56 m²
Volume, LiDAR
480 m³
Parcel 82014A0715/00R002, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82014A0715/00R002 | Wallonia | 319 m² | 1 · 56 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
L'investissement, la souscription, la prise ferme, le placement, la vente, l'achat et la négociation d'actions, parts, obligations, certificats, crédits, monnaies et autres valeurs…
Full purpose
L'investissement, la souscription, la prise ferme, le placement, la vente, l'achat et la négociation d'actions, parts, obligations, certificats, crédits, monnaies et autres valeurs mobilières... [objet complet de la société absorbante]
Structure & network
Acquisitions and mergers
1 transactionTook over:HOUFFA-BIKE
Capital and shareholders
Capital over the years
- 26-06-2026 Capital stated in the act · 70,000 EUR · 100 shares
Similar companies · same sector, comparable size
FJESTUM
BE 0537.330.510
Tielt · Eq €168k
ANIMOTION
BE 0458.674.792
Zottegem · Eq €167k
FestiTent
BE 0568.898.763
Schelle · Eq €169k
HORSE TIME
BE 0657.837.073
Nivelles · Eq €165k
T & S Services
BE 0872.322.384
Gent · Eq €162k
Of 977 companies in sector 77210 we hold annual accounts for 217. 157 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-05-2018
Fiscal year end31-12
Legal name FR
LESAGE LEON
Activities, NACEBEL 2025
47632Retail sale of bicycles
77210Renting and leasing of sports and recreation goods
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47789Other retail sale of new goods
68201Renting and operating of own or leased residential real estate, excluding social housing
93124Sports, amusement and recreation activities
Scores and ratios are computed by Checked and are not a credit decision.