Skip to content

LES TROIS ARBRES

Active Public limited companyfounded 1988active for 38 yearsRue Léon Mercier 58, 6211 Les Bons VillersKBO/BCE: BE 0435.646.893 subsidiary of ANIMA#2 oldest company in Les Bons Villers, Health and social work sector
Part of the group ageas SA/NV 6 companies in 4 countries
See the group

Lifetime

20 annual accounts with figures on one time axis, 37 filings since 1989
peak €1.4m (2022)
€180,339▼ 15.3%
lowest -€6,323 (2015)
€112,975▲ 4.8%
peak €1.3m (2016)
€942,245▲ 13.6%
€7,400▼ 82.8%
peak 22.1 FTE (2022)
-not published
Board6 names since 2020
- 
Owners4 names in the annual accounts
99.98%ANIMA and 2 others
Documentsfilings and deeds
02-07-202629 days before the deadline
2025financial year
Gross margin from €213,038 to €180,339Equity from €829,270 to €942,245Debts from €43,087 to €7,400Cash from €21,435 to €37,663

Key points

from the 2025 annual accounts

Equity

€942,245 ▲ 13.6%

LES TROIS ARBRES has made a profit without a break since 2016.

Liquidity

92.67 was 13.73 in 2024

Short-term debts fell from €39,699 to €7,206.

Filings

37 annual accounts since 1989
AprilJune31 JulyOctober1990200020102020

The 2017 accounts came 17 days late. The other nine of the last ten were filed on time.

Checked score

97
Excellent
Financially stronger than 73% of micro companies in residential care (NACE 87)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 254 companies (NACE 87, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 99.2% of total assets
55+2short-term debt 0.8% · cash 4.0%
89=return on assets 11.9%

Score breakdown

raises risk
Liquidity: current ratio 92.67, cash €37,663
lowers risk
Sector: Residential care activities (NACE 87)
Equity €942,245 (99.2% of total assets)
Figures for financial year 2025 (filed on 02-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, micro). It does better than 89% of them on solvency, 55% on liquidity, 83% on profitability and 66% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as LES TROIS ARBRES has now. Each dot stands for 51 companies, two years later.

95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of LES TROIS ARBRES itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for LES TROIS ARBRES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €20,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 92.67 (13.73 in 2024), above the usual 1.5. Short-term debt is 0.8% and cash 4% of total assets. 0.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Residential care activities (NACE 87)
KBO
lowers risk · Equity €942,245 (99.2% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 02-07-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 92.67, cash €37,663
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
31 days early
2023
15 days early
2022
4 days early
2021
17 days early
2020
9 days early
2019
81 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
IV
Director, last mentioned in 2020
JV
Director, last mentioned in 2020
JC
Director, last mentioned in 2020
VE
Director, until 2020
VJ
Director, last mentioned in 2020
BR
Auditor, David Lenaerts
  • ANIMA 99.98%equity €69.5m (2025) · 2025 annual accounts of ANIMA
Board & ownership

Recent changes

Reappointment: BDO Reviseurs d'Entreprise SRL (statutory auditor) Permanent representative: David Lenaerts · General meeting of 15-06-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0435646893
Demerger: LES TROIS ARBRES splits off to ANIMA WALLONIE Capital decrease of €37,390 to €62,610 · Capital from €100,000 to €62,610 · General meeting of 18-07-2023 · Gazette deed
Appointment: BDO Réviseurs d'entreprises SRL (statutory auditor) Permanent representative: David Lenaerts · General meeting of 30-06-2023 · Gazette deed
All 53 events

Comparable companies

same main activity, similar in size and age
Company
LES TROIS ARBRES Les Bons Villers €200,774 67.1% 99.2% -
CHATEAU DE LA LYS Comines-Warneton €159,845 - 65.0% -
SENIORIE DE L'EPINETTE Comines-Warneton €171,456 - 59.8% -
Pavillons POURTOIS Anderlues - - 6.1% 1.8
Senior Consult Woluwe-Saint-Pierre - - 85.8% -
HOME ENGINEERING Mouscron - - 83.1% -
BEL EDEN Wavre - - 24.7% 0
-10%0%10%20%€200,000€2m€20m€200mLES TROIS ARBRESEBIT margin

Grey: the largest companies of the sector (residential care (NACE 87)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as LES TROIS ARBRES: residential care activities (NACE 87301). They are comparable in size and age: total assets between €277,000 and €2.2m, founded between 1987 and 2004.

Official details

Source: KBO
Status
Active since 22-10-1988Normal situation
Activity
Residential care activitiesNACE 87301and 1 other
Joint committee
330.01Health institutions and services · annual accounts 2025
Establishment unit
2.040.873.6646211 Les Bons Villers, since 17-11-1988
Financial year end
31 December
Peppol
Reachable since 09-12-2025
Company details

Annual accounts 2025

€949,645▲ 8.9%
Filing
Filed on 02-07-2026, 29 days before the end of the filing period
Financials

Companies linked to LES TROIS ARBRES

Insights on LES TROIS ARBRES

LES TROIS ARBRES has existed since 1988. The gross margin fell from €1.4m in 2022 to €173,856 in 2023.

ANIMA holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LES TROIS ARBRES

What is the company number of LES TROIS ARBRES?
The company number of LES TROIS ARBRES is 0435.646.893. The VAT number is the same number with BE in front: BE 0435.646.893.
Where is LES TROIS ARBRES based?
The registered office is at Rue Léon Mercier 58, 6211 Les Bons Villers.Company details
What does LES TROIS ARBRES do?
According to the KBO register, the main activity is residential care activities (NACE 87301).
What is the legal form of LES TROIS ARBRES?
LES TROIS ARBRES is a public limited company (NV).
When was LES TROIS ARBRES founded?
LES TROIS ARBRES was founded on 22-10-1988.
Is LES TROIS ARBRES still active?
Yes, LES TROIS ARBRES is an active enterprise in the KBO register.
How many employees does LES TROIS ARBRES have?
LES TROIS ARBRES had an average of 22.1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does LES TROIS ARBRES fall under?
In its 2025 annual accounts, LES TROIS ARBRES states joint committee 330.01 (Health institutions and services).
What is the turnover of LES TROIS ARBRES?
The turnover of LES TROIS ARBRES was €200,774 in financial year 2025, according to the filed annual accounts.
Is LES TROIS ARBRES profitable?
In financial year 2025, LES TROIS ARBRES made a profit of €112,975.
Where can I find the annual accounts of LES TROIS ARBRES?
LES TROIS ARBRES filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LES TROIS ARBRES due?
LES TROIS ARBRES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.