LENEMMA
ActiveSummary
The annual accounts of LENEMMA for fiscal year 2025 show a net loss of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €3k and a net result of €-8k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 30% of 3136 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-55
Solvency39▼-22
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.06 against 1.24 in 2024; short-term debt: 86.3% and cash: 26.4% of total assets), and 86.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
-42%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
128 d early
2024
36 d early
2023
47 d early
2022
40 d early
2021
31 d early
2020
18 d early
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 75.4%
2024 · €11k
Total assets
€19k▼ 35.1%
2024 · €29k
Net result
€-8k▼ 149%
2024 · €-3k
Working capital
€1k▼ 76.4%
2024 · €4k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1k▼ 43.1%€3k▲ 159%€2k▼ 41.3%€-2k€-7k▼ 226%
Net result€-699€1k€175▼ 85.9%€-3k€-8k▼ 149%
Equity€12k▼ 5.4%€14k▲ 10.0%€14k▲ 1.3%€11k▼ 23.2%€3k▼ 75.4%
Total assets€40k▼ 10.2%€42k▲ 5.0%€32k▼ 23.7%€29k▼ 8.3%€19k▼ 35.1%
Debt€27k▼ 12.2%€28k▲ 2.8%€18k▼ 35.7%€19k▲ 3.0%€16k▼ 12.3%
Working capital€-4k▲ 5.9%€-2k▲ 42.3%€2k€4k▲ 112%€1k▼ 76.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€2k ▼ 74.6%
Current assets
€17k ▼ 24.6%
Equity and liabilities €19k
Equity
€3k ▼ 75.4%
Debt
€16k ▼ 12.3%
Debt's share of the balance-sheet total rises from 63.8% to 86.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €6k
Cash flow
€-3k▼
2024 · €5k
Current ratio
1.06▼
2024 · 1.24
Debt to equity
6.29▲
2024 · 1.77
ROE
-306.1%▼
2024 · -30.3%
ROA
-42.0%▼
2024 · -10.9%
Interest coverage
-8.73▼
2024 · 16.09
Debt ≤ 1 year
€16k▼
2024 · €19k
Income taxes
€335▼
2024 · €558
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €8k | €9k | €5k | ▼ 47.0% |
| Other operating charges640/8 | €3k | €2k | €2k | €1k | €1k | ▼ 18.2% |
| Gross operating margin9900 | €12k | €14k | €12k | €8k | €-2k | ▼ 119% |
| Operating profit (loss)9901 | €1k | €3k | €2k | €-2k | €-7k | ▼ 226% |
| Financial income75/76B | €1 | €1 | - | €0 | €0 | ▲ 350% |
| Recurring financial income75 | €1 | €1 | - | €0 | €0 | ▲ 350% |
| Financial charges65/66B | €542 | €542 | €448 | €396 | €315 | ▼ 20.5% |
| Recurring financial charges65 | €542 | €542 | €448 | €396 | €315 | ▼ 20.5% |
| Non-recurring financial charges66B | €542 | €542 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €811 | €3k | €2k | €-3k | €-8k | ▼ 189% |
| Income taxes67/77 | €2k | €2k | €1k | €558 | €335 | ▼ 40.0% |
| Profit (loss) for the period9904 | €-699 | €1k | €175 | €-3k | €-8k | ▼ 149% |
| Profit (loss) for the period to be appropriated9905 | €-699 | €1k | €175 | €-3k | €-8k | ▼ 149% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €40k | €42k | €32k | €29k | €19k | ▼ 35.1% |
| Fixed assets21/28 | €27k | €20k | €12k | €6k | €2k | ▼ 74.6% |
| Tangible fixed assets22/27 | €27k | €20k | €12k | €6k | €2k | ▼ 74.6% |
| Furniture and vehicles24 | €2k | €2k | €875 | €1k | €357 | ▼ 69.4% |
| Leasing and similar rights25 | €25k | €18k | €10k | €3k | - | - |
| Other tangible fixed assets26 | - | - | €319 | €2k | €1k | ▼ 23.6% |
| Current assets29/58 | €13k | €22k | €20k | €23k | €17k | ▼ 24.6% |
| Amounts receivable within one year40/41 | €11k | €21k | €18k | €22k | €12k | ▼ 43.8% |
| Trade receivables40 | €11k | €21k | €18k | €21k | €12k | ▼ 43.7% |
| Other amounts receivable41 | - | - | - | €30 | €2 | ▼ 94.1% |
| Cash at bank and in hand54/58 | €299 | €1k | €2k | €1k | €5k | ▲ 291% |
| Deferred charges and accrued income490/1 | €930 | €271 | €295 | €311 | €321 | ▲ 3.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €40k | €42k | €32k | €29k | €19k | ▼ 35.1% |
| Equity10/15 | €12k | €14k | €14k | €11k | €3k | ▼ 75.4% |
| Contributions10/11 | €17k | €17k | €18k | €18k | €18k | = |
| Reserves13 | €1k | €1k | - | - | - | - |
| Non-distributable reserves130/1 | €1k | €1k | - | - | - | - |
| Reserves not available under the articles1311 | €1k | €1k | - | - | - | - |
| Profit (loss) carried forward14 | €-6k | €-5k | €-5k | €-8k | €-16k | ▼ 102% |
| Amounts payable17/49 | €27k | €28k | €18k | €19k | €16k | ▼ 12.3% |
| Amounts payable after more than one year17 | €11k | €4k | - | - | - | - |
| Financial debts170/4 | €11k | €4k | - | - | - | - |
| Amounts payable within one year42/48 | €17k | €25k | €18k | €19k | €16k | ▼ 12.3% |
| Current portion of amounts payable after more than one year42 | €7k | €7k | €4k | - | - | - |
| Trade debts44 | €4k | €4k | €2k | €5k | €2k | ▼ 61.5% |
| Suppliers440/4 | €4k | €4k | €2k | €5k | €2k | ▼ 61.5% |
| Taxes, remuneration and social security45 | €5k | €6k | €6k | €2k | €3k | ▲ 46.0% |
| Taxes450/3 | €5k | €6k | €6k | €2k | €2k | ▲ 1.4% |
| Remuneration and social security454/9 | - | - | - | - | €1k | - |
| Other amounts payable47/48 | €1k | €8k | €7k | €11k | €11k | ▼ 2.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-699 | €1k | €175 | €-3k | €-8k | ▼ 149% |
| + Depreciation and write-downs630 | €8k | €8k | €8k | €9k | €5k | ▼ 47.0% |
| Operating cash flow (approximation) | €7k | €9k | €8k | €5k | €-3k | ▼ 163% |
| Investment in fixed assets (approximation) | - | €-554 | €-337 | €-3k | €0 | ▲ 100% |
| Change in cash | - | €863 | €1k | €-919 | €4k | ▲ 505% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Trois-Ponts · 1 establishment unit since 2001
Ground area
6,854 m²
Building footprint
235 m²
Volume, LiDAR
1,939 m³
Parcel 63082B0895/00C000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LENEMMA
since 20012.094.382.824
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63082B0895/00C000 | Wallonia | 6,854 m² | 1 · 235 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DP Horses & More
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S R T
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Of 1,960 companies in sector 01430 we hold annual accounts for 742. 176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-03-2001
Fiscal year end31-12
Legal name FR
MONT-CHAMPS
Activities, NACEBEL 2025
01430Raising of horses and other equines
82100Office administrative and support services
29100Manufacture of motor vehicles, trailers and semi-trailers
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
68203Renting and operating of own or leased non-residential real estate, excluding land
81230Other cleaning activities
86961Non-conventional therapeutic services
86999Other human health activities
Scores and ratios are computed by Checked and are not a credit decision.