Summary
LECOUR EN CO. is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of €179,627. Equity has been stable since 2018 (±1.8% per year). Its solvency ranks better than 45% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 07-12-1989 Normal situation
- Activity
- Insurance agents and brokers NACE 66220
- Joint committee
- 307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
- Establishment unit
- 2.046.467.002 2170 Antwerpen, since 08-01-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €179,627
- ▼ 14.1%
- Equity
- €1.2m
- ▲ 8.9%
- Total assets
- €3.5m
- ▲ 14.9%
- Employees on 31-12-2025
- 9
- ▼ 10.0%
- 2025 accounts filed 55 days after the deadline
Signalsraises risk2025 accounts filed 55 days latelowers riskGrowing equityShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Two signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.2m
raises risk · 2025 accounts filed 55 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
55 days late
2024
50 days early
2023
37 days early
2022
19 days late
2021
36 days late
2020
27 days late
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 55 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Recent changes
- · Gazette deed Merger: LECOUR & C° takes over LDResignations: LECOUR Jean (director) and DANIS Marina (director)
- · Gazette deed Merger proposal: LECOUR & C° takes over LD
- · Gazette deed 1 director appointed, 2 directors resigning, 2 reappointedResignations: LECOUR Jean (manager) and DANIS Marina (manager) · Reappointments: LECOUR Jean (director) and DANIS Marina (director) · Appointment: LECOUR Joni (director)
Comparable companies
These companies have the same main activity as LECOUR EN CO.: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €3.1m and €4.3m, founded between 1987 and 1994.
| Company | Total assets | Gross margin |
|---|---|---|
| LECOUR EN CO. Antwerpen | €3.5m | €1.3m |
| Kantoor Theeus Antwerpen | €3.1m | €1.2m |
| VAN LUYTEN Antwerpen | €3.2m | €1.0m |
| W FINANCE Gembloux | €3.8m | €1.0m |
| Axfin-A Middelkerke | €3.5m | €0.9m |
| ZAKENKANTOOR VANDENBERGHE Roeselare | €4.3m | €1.5m |
| Verzekeringskantoor De Ruyck Merelbeke-Melle | €3.1m | €1.0m |
Key facts about LECOUR EN CO.
- What is the company number of LECOUR EN CO.?
- The company number of LECOUR EN CO. is 0439.116.327. The VAT number is the same number with BE in front: BE 0439.116.327.
- Where is LECOUR EN CO. based?
- The registered office is at Papaverstraat 39, 2170 Antwerpen.Company details
- What does LECOUR EN CO. do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of LECOUR EN CO.?
- The legal form of LECOUR EN CO. is Private limited company (BV).
- When was LECOUR EN CO. founded?
- LECOUR EN CO. was founded on 07-12-1989.
- Is LECOUR EN CO. still active?
- Yes, LECOUR EN CO. is an active enterprise in the KBO register.
- How many employees does LECOUR EN CO. have?
- LECOUR EN CO. had an average of 6.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does LECOUR EN CO. fall under?
- In its 2025 annual accounts, LECOUR EN CO. states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
- What is the turnover of LECOUR EN CO.?
- The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €1.3m and 1,584 comparable companies of the same size. It probably lies between €1.5m and €3.6m. It is a rough estimate.
- Is LECOUR EN CO. profitable?
- In financial year 2025, LECOUR EN CO. made a profit of €179,627.
- Where can I find the annual accounts of LECOUR EN CO.?
- LECOUR EN CO. filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LECOUR EN CO. due?
- LECOUR EN CO. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check
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