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LE LEVAIN

Active
Non-profit associationfounded 198640 yrs activeGrand-Rue 7, 6200 Châtelet, BelgiumKBO/BCE: BE 0431.880.622

LE LEVAIN has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €381k and a net result of €10k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 89% of 13204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
91 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-8
Solvency100=
Growth55=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.06 against 3.69 in 2024; short-term debt: 22% and cash: 47.8% of total assets), and 22% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 40 years 0 50 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
78%
Return on assets
2.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
29 d early
2020
27 d late
2019
43 d early
2018
30 d late
2017
4 d early
2016
32 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€247k▼ 7.0%
2018 · €266k
2018: €266k
2018 → 2019
EBIT margin
31.5%▲ 32.4pp
2018 · -0.9%
2018: -0.9%
2018 → 2019
Net result
€10k▼ 74.2%
2024 · €40k
2018: €-4k 2019: €75k 2020: €37k 2024: €40k
2018 → 2025
Working capital
€329k▲ 6.0%
2024 · €310k
2018: €175k 2019: €267k 2020: €299k 2024: €310k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20182019202020242025Trend
Turnover€266k-€247k▼ 7.0%
Equity€251k-€326k▲ 30.0%€364k▲ 11.4%€370k▲ 1.9%€381k▲ 2.8%
Operating result€-2k-€78k€39k▼ 50.2%€41k▲ 4.7%€11k▼ 72.7%
Net result€-4k-€75k€37k▼ 50.7%€40k▲ 6.7%€10k▼ 74.2%
Result per fiscal year
Operating resultNet result
€-25k€0€25k€50k€75kOperating result 2018: €-2k€-2kNet result 2018: €-4k€-4kOperating result 2019: €78k€78kNet result 2019: €75k€75kOperating result 2020: €39k€39kNet result 2020: €37k€37kOperating result 2024: €41k€41kNet result 2024: €40k€40kOperating result 2025: €11k€11kNet result 2025: €10k€10k20182019202020242025
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €488k
Fixed assets €52k▼ 13.9%
Current assets €436k▲ 2.5%
Equity and liabilities €488k
Equity €381k▲ 2.8%
Debt €108k▼ 6.9%
The debt ratio falls from 23.8% to 22.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€28k
2024 · €60k
Cash flow
€27k
2024 · €59k
Solvency
78.0%
2024 · 76.2%
Current ratio
4.06
2024 · 3.69
Quick ratio
3.97
2024 · 3.61
Debt / equity
0.28
2024 · 0.31
ROE
2.7%
2024 · 10.7%
ROA
2.1%
2024 · 8.2%
Interest coverage
10.33
2024 · 42.51
Debt
€108k
2024 · €116k
Debt ≤ 1 year
€108k
2024 · €116k
Income taxes
€23
2024 · €459
Staff costs
€748k
2024 · €694k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€486k€488k
Fixed assets21/28€60k€52k
Tangible fixed assets22/27€60k€52k
Plant, machinery and equipment23€11k€15k
Furniture and vehicles24€6k€3k
Other tangible fixed assets26€43k€34k
Current assets29/58€426k€436k
Stocks and contracts in progress3€8k€10k
Stocks30/36€8k€10k
Amounts receivable within one year40/41€226k€192k
Trade receivables40€31k-
Other amounts receivable41€195k€192k
Cash at bank and in hand54/58€191k€233k
Deferred charges and accrued income490/1€588€721
Equity and liabilities
Total equity and liabilities10/49€486k€488k
Equity10/15€370k€381k
Contributions10/11€281k€281k=
Capital10€281k€281k=
Profit (loss) carried forward14€40k€50k
Investment grants15€50k€50k=
Amounts payable17/49€116k€108k
Amounts payable within one year42/48€116k€108k
Trade debts44€51k€43k
Suppliers440/4€51k€43k
Taxes, remuneration and social security45€60k€64k
Taxes450/3€579€2k
Remuneration and social security454/9€59k€62k
Income statement Code20242025
Remuneration, social security and pensions62€694k€748k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€17k
Other operating charges640/8€2k€3k
Non-recurring operating charges66A€73k-
Gross operating margin9900€830k€779k
Operating profit (loss)9901€41k€11k
Financial income75/76B€931€2k
Recurring financial income75€931€2k
Financial charges65/66B€1k€3k
Recurring financial charges65€1k€3k
Profit (loss) for the period before taxes9903€40k€10k
Income taxes67/77€459€23
Profit (loss) for the period9904€40k€10k
Profit (loss) for the period to be appropriated9905€40k€10k
Appropriation of the result
Profit (loss) to be appropriated9906€40k€50k
Profit (loss) brought forward from the previous period14P-€40k
Social balance
Average headcount (FTE)908712.3-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
02-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
18-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Back to profitnet €75k
Net result €75k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
27-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
10-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
07-10
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 68 days late
2014
06-05
NBB filing Annual accounts filed
fiscal year 2013 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-06-2025 Philippe Belin: Resigned as Director
20-06-2025 Thérèse Guilmin: Resigned as Director
Location & real-estate footprint
Registered office, Châtelet · 2 establishment units since 2003
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grand-Rue 76200 Châtelet
Ground area
1,758 m²
Building footprint
467 m²
Volume, LiDAR
2,655 m³
2 parcels, Wallonia · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
LE LEVAIN ASBL
Grand-Rue 7, 6200 ChâteletEducation
since 20032.177.571.806
Les Jardins du Levain
Rue Donat-Masson 22, 5070 Fosses-la-VilleLimited-service restaurants, excluding mobile food services
since 20252.376.850.188
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92048E0107/00G000 Wallonia 1,545 m² 1 · 303 m² -
52012A0164/00G000 Wallonia 214 m² 1 · 164 m² 17.7 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Châtelet2.177.571.806
1 permission
Toelating · Centrale grootkeuken · since 06-05-2008
Fosses-la-Ville2.376.850.188
1 permission
Toelating · Eetgelegenheid · since 29-08-2025

Similar companies · same sector, comparable size

Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 5,148 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded11-03-1986
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
85323
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

3 entries
Enterprise
E-mail:guilmin.therese@gmail.com
Enterprise
Phone:0496959918
Establishment Fosses-la-Ville 2.376.850.188