Equity
€104,822 from €378,869 in 2014
Equity fell by 72% in 11 years.
Les Pommiers
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1982peak €303,839 (2021)
€3,211▼ 91.5%
lowest -€40,561 (2025)
-€40,561▼ €26,316
peak €378,869 (2014)
€104,822▼ 27.9%
€206,363unchanged
peak 0 FTE (2025)
0 FTE
Board4 names since 2006
2 directorsJEKAS BEHEER BV and 1 other
Owners
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Gross margin from €37,801 to €3,211Loss of €40,561Equity from €145,384 to €104,822Cash from €19,944 to €1,500
Key points
from the 2025 annual accountsChecked score
66
Healthy
Financially stronger than 26% of micro companies in accommodation (NACE 55)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 2,522 companies (NACE 55, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.3%
01-2025: 5.3%● unchanged vs 12-2024
02-2025: 5.3%● unchanged vs 01-2025
03-2025: 5.3%● unchanged vs 02-2025
04-2025: 5.3%● unchanged vs 03-2025
05-2025: 5.3%● unchanged vs 04-2025
06-2025: 5.7%▲ +0.4 percentage points vs 05-2025
07-2025: 5.8%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 3.0%▼ -2.8 percentage points vs 07-2025
09-2025: 3.0%● unchanged vs 08-2025
10-2025: 3.0%● unchanged vs 09-2025
11-2025: 0.8%▼ -2.2 percentage points vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.3%▼ -0.5 percentage points vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026
09-2026: 0.8%▲ +0.2 percentage points vs 08-2026
10-2026: 0.8%● unchanged vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €40,561, the second in a row (financial year 2025)
Liquidity: current ratio 0.28, cash €1,500, halved
lowers risk
Size: total assets €332,225
Founded in 1980
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 57% of them on solvency, 17% on liquidity, 12% on profitability and 18% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as Les Pommiers has now. Each dot stands for 15 companies, two years later.
84.6%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Les Pommiers itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for Les Pommiers. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.28 (0.33 in 2024), below 1. Short-term debt is 62.1% and cash 0.5% of total assets. 68.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€40,561
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
6 days early
2023
on the day
2022
31 days late
2021
153 days late
2020
31 days late
2019
153 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 51 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
JB
JEKAS BEHEER BV
Director, Josephus Lambertus Cornelius Maria KASSING, since 31-10-2023
AM
AVINE & MORE
Director, Hugo Julius Thomas MENSINK
Recent changes
1 director appointed, 1 resignation
Resignation: JEKAS BEHEER · Permanent representatives: Josephus Lambertus Cornelius Maria KASSING and Hugo Julius Thomas MENSINK · Appointment: AVINE & MORE · General meeting of 04-12-2025 · Gazette deed
Registered office moved from Aywaille to Comblain-au-Pont
New registered office: rue du Pont 15, 4170 Comblain-au-Pont · Previous registered office: rue de Trois-Ponts 40, 4920 Aywaille · Resignation: DOOLHOFF Cornells Christiaan (director) · General meeting of 31-10-2023 · Gazette deed
Company renamed from LE CONFLUENT to Les Pommiers
Registered office moved from Comblain-au-Pont to Aywaille · Capital decrease of €22,500 to €25,000 · Capital from €47,500 to €25,000 · General meeting of 29-09-2023 · Gazette deed
New establishment in Comblain-au-Pont
camping Les Pommiers, Rue Embiérir 18
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Les Pommiers Comblain-au-Pont | €332,225 | €3,211 | 31.6% | 0 |
| Arden Parks Kempenheuvel Bree | €803,400 | -€160,169 | 6.9% | 0 |
| L'ETANG DE LA MOLIGNEE Onhaye | €318,284 | €7,337 | 21.8% | - |
| CAMPING DES LACS Cerfontaine | €273,384 | -€2,081 | -30.2% | - |
| CAMPING DE LA SEMOIS Florenville | €398,764 | €11,136 | 39.7% | - |
| ARDENPARKS DURBUY Durbuy | €554,066 | -€89,443 | 34.9% | - |
| EUROCAMPING BAUDELOO Stekene | €170,529 | -€75,941 | -310.6% | - |
These companies have the same main activity as Les Pommiers: accommodation (NACE 55300). They are comparable in size and age: total assets between €171,000 and €803,000, founded between 1968 and 1993.
Official details
Source: KBO- Status
- Active since 01-10-1980Normal situation
- Activity
- AccommodationNACE 55300and 1 other
- Establishment units
- 2.018.077.3774170 Comblain-au-Pont, since 28-01-1993
- 2.253.116.4934171 Comblain-au-Pont, since 01-04-2016
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €17,000estimated
- €332,225▼ 12.7%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on Les Pommiers
Les Pommiers files the abbreviated format. That format states no turnover. The gross margin fell from €71,003 in 2006 to €3,211 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Les Pommiers
- What is the company number of Les Pommiers?
- The company number of Les Pommiers is 0420.957.432. The VAT number is the same number with BE in front: BE 0420.957.432.
- Where is Les Pommiers based?
- The registered office is at Rue du Pont 15, 4170 Comblain-au-Pont.Company details
- What does Les Pommiers do?
- According to the KBO register, the main activity is accommodation (NACE 55300).
- What is the legal form of Les Pommiers?
- Les Pommiers is a private limited company (BV).
- When was Les Pommiers founded?
- Les Pommiers was founded on 01-10-1980.
- Is Les Pommiers still active?
- Yes, Les Pommiers is an active enterprise in the KBO register.
- What is the turnover of Les Pommiers?
- The turnover in financial year 2025 is ≈ €17,000. This figure is estimated from the gross margin of €3,211 and 31 comparable companies (NACE 55). It probably lies between €9,400 and €28,000. It is a rough estimate.Financials
- Is Les Pommiers profitable?
- In financial year 2025, Les Pommiers made a loss of €40,561.
- Where can I find the annual accounts of Les Pommiers?
- Les Pommiers filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Les Pommiers due?
- Les Pommiers must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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