LC CONSULT
ActiveLC CONSULT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €799k and a net result of €289k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 20% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+32
Solvency42▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.41 in 2024; short-term debt: 54.5% and cash: 16.1% of total assets), and 83.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.8%
Return on assets
6.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8601 sector peers (2025).
NBB · sector comparisonPosition among 8601 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
22 d early
2023
13 d early
2022
11 d early
2021
24 d early
2020
12 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€799k▲ 56.6%
2024 · €510k
2018: €326k
2019: €424k
2020: €539k
2021: €544k
2022: €550k
2023: €566k
2024: €510k
2018 → 2025
Total assets
€4.76M▲ 4.2%
2024 · €4.56M
2018: €1.85M
2019: €2.23M
2020: €1.95M
2021: €1.72M
2022: €2.22M
2023: €3.06M
2024: €4.56M
2018 → 2025
Net result
€289k▲ 594%
2024 · €42k
2018: €55k
2019: €98k
2020: €116k
2021: €5k
2022: €6k
2023: €15k
2024: €42k
2018 → 2025
Working capital
€1.14M▲ 2.7%
2024 · €1.11M
2018: €1.12M
2019: €1.23M
2020: €766k
2021: €712k
2022: €1.10M
2023: €1.12M
2024: €1.11M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€544k-€550k▲ 1.2%€566k▲ 2.8%€510k▼ 9.8%€799k▲ 56.6%
Operating result€-13k-€-701▲ 94.6%€-17k▼ 2,279%€184k€464k▲ 152%
Net result€5k-€6k▲ 41.1%€15k▲ 137%€42k▲ 173%€289k▲ 594%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 152% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.76M
Fixed assets
€1.03M▲ 34.9%
Current assets
€3.73M▼ 1.9%
Equity and liabilities €4.76M
Equity
€799k▲ 56.6%
Debt
€3.96M▼ 2.4%
The debt ratio falls from 88.8% to 83.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€497k▲
2024 · €249k
Cash flow
€322k▲
2024 · €106k
Solvency
16.8%▲
2024 · 11.2%
Current ratio
1.44▲
2024 · 1.41
Quick ratio
0.76▲
2024 · 0.61
Debt / equity
4.95▼
2024 · 7.95
ROE
36.1%▲
2024 · 8.2%
ROA
6.1%▲
2024 · 0.9%
Interest coverage
4.61▲
2024 · 1.60
Debt
€3.96M▼
2024 · €4.05M
Debt ≤ 1 year
€2.59M▼
2024 · €2.69M
Debt > 1 year
€1.36M▲
2024 · €1.24M
Income taxes
€116k▲
2024 · €20k
Staff costs
€45k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.56M€4.76M▲
Fixed assets21/28€763k€1.03M▲
Tangible fixed assets22/27€587k€833k▲
Land and buildings22€562k€799k▲
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€20k€31k▲
Financial fixed assets28€176k€196k▲
Current assets29/58€3.80M€3.73M▼
Stocks and contracts in progress3€2.15M€1.75M▼
Stocks30/36€2.15M€1.75M▼
Amounts receivable within one year40/41€837k€1.20M▲
Trade receivables40€177k€50k▼
Other amounts receivable41€659k€1.15M▲
Cash at bank and in hand54/58€791k€766k▼
Deferred charges and accrued income490/1€24k€18k▼
Equity and liabilities
Total equity and liabilities10/49€4.56M€4.76M▲
Equity10/15€510k€799k▲
Contributions10/11€19k€19k=
Reserves13€492k€780k▲
Tax-exempt reserves132€0€126k▲
Distributable reserves133€492k€654k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€4.05M€3.96M▼
Amounts payable after more than one year17€1.24M€1.36M▲
Financial debts170/4€240k€364k▲
Other amounts payable178/9€1.00M€1.00M=
Amounts payable within one year42/48€2.69M€2.59M▼
Current portion of amounts payable after more than one year42-€139k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€98k€135k▲
Suppliers440/4€98k€135k▲
Advances received on contracts in progress46€1.79M€761k▼
Taxes, remuneration and social security45€141k€43k▼
Taxes450/3€139k€36k▼
Remuneration and social security454/9€2k€7k▲
Other amounts payable47/48€663k€1.51M▲
Accrued charges and deferred income492/3€121k€4k▼
Income statement
Code20242025
Non-recurring operating income76A-€20k
Remuneration, social security and pensions62€35k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€33k▼
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€289k€547k▲
Operating profit (loss)9901€184k€464k▲
Financial income75/76B€33k€48k▲
Recurring financial income75€33k€48k▲
Financial charges65/66B€155k€108k▼
Recurring financial charges65€155k€108k▼
Profit (loss) for the period before taxes9903€61k€404k▲
Income taxes67/77€20k€116k▲
Profit (loss) for the period9904€42k€289k▲
Transfer from tax-exempt reserves789€63k€0▼
Transfer to tax-exempt reserves689-€126k
Profit (loss) for the period to be appropriated9905€105k€162k▲
Appropriation of the result
Profit (loss) to be appropriated9906€105k€162k▲
Transfer from equity791/2€97k€0▼
Transfer to equity691/2€105k€162k▲
To other reserves6921€105k€162k▲
Profit to be distributed694/7€97k€0▼
Return on contributions (dividend)694€97k€0▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Board meeting · Registered-office moveBoard meeting · Registered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-08-20
- Registered-office move, Ontmijnerslaan 11 te 8000 Brugge
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €289k ▲594%
Operating result €464k, net result €289k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €5k ▼96.1%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €539k ▲27.3%
3 profitable years in a row build equity to €539k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ontmijnerslaan 118200 BruggeGround area
2,627 m²
Building footprint
317 m²
Volume, LiDAR
2,037 m³
2 parcels, Flanders · tallest building 17.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gistelsteenweg 113, 8490 Jabbeke
since 20102.188.446.791
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31442C0580/00P000 | Flanders | 2,156 m² | 1 · 195 m² | 17.7 m · 2 fl. |
| 31027D0455/00Z003 | Flanders | 471 m² | 1 · 121 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyLC CONSULTBE 0826.026.462
controls
Where this company holds controlthis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 223 EUR awarded · 223 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 66 EUR | 66 EUR |
| 2023 | 1 | 157 EUR | 157 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 30,232 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2010
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.