C & C
ActiveSummary
The annual accounts of C & C for fiscal year 2025 show a net loss of 148% of total assets and of 99% of the equity at the start of that year. The 2025 annual accounts show equity of €38 and a net result of -€3,698. Equity is shrinking by ~65.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 22% of 14462 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Overview
What they do
Buying and selling of own real estate
NACE 68110NACE 68100
1 site
How big
€2,495total assets 2025
- Equity
- €38
- Loss
- -€3,698
Turnover not published (abridged schema)
Who decides
- Board
- 1 member
Accounts 13 d early1 of 3 deeds read
Why 28- Limited track record- Annual accounts: weaker financial profile- Weak solvency vs sector+ Lower-failure-rate sectorLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency27▼-51
Growth32=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 14462 sector peers (2025).
NBB · sector comparisonPosition among 14462 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
13 d early
2024
19 d early
2023
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignations: DE MEULENEIRE Laurenz (director) and…Appointment: NAESSENS Patric Luc (director)…
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€3,698
Financials
Fiscal year 2025Total assets €2,495Loss -€3,698Solvency 1.5%Liquidity 1.02
Total assets
€2,495▼ 64.4%
2023 - 2025
Net result
-€3,698▼ 213%
2023 - 2025
Equity
€38▼ 99.0%
2023 - 2025
Solvency
1.5%▼ 51.8pp
2023 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€3,188--€1,612-€1,871▼ 16.1%
Net result€2,417within the sector's middle half--€1,182within the sector's middle half-€3,698within the sector's middle half▼ 213%
Equity€4,917below the sector's middle half-€3,736below the sector's middle half▼ 24.0%€38below the sector's middle half▼ 99.0%
Total assets€7,999below the sector's middle half-€7,005below the sector's middle half▼ 12.4%€2,495below the sector's middle half▼ 64.4%
Debt€3,081-€3,270▲ 6.1%€2,457▼ 24.9%
Working capital€6,042within the sector's middle half-€4,661within the sector's middle half▼ 22.9%€38within the sector's middle half▼ 99.2%
Solvency61.5%within the sector's middle half-53.3%within the sector's middle half▼ 8.1pp
Current ratio4.09above the sector's middle half-2.99above the sector's middle half▼ 1.10
Return on assets (ROA)30.2%above the sector's middle half--16.9%below the sector's middle half▼ 47.1pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,871 in 2025 against €1,612 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2,495
Equity
€38 ▼ 99.0%
Debt
€2,457 ▼ 24.9%
Debt's share of the balance-sheet total rises from 46.7% to 98.5%. Equity and debt are lower.
Key figures and ratios
Key figures and ratios
Debt ≤ 1 year
€2,457▲
2024 · €2,345
Ratios withheld: a balance sheet total of €2,495 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 757 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 87% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
7.9%
went bankrupt
4.8%
stopped otherwise
87%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 757 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,587 | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €1,447 | - | -€1,447 | - |
| Other operating charges640/8 | €419 | €451 | €1,142 | ▲ 153% |
| Gross operating margin9900 | €7,642 | -€1,161 | -€2,176 | ▼ 87.5% |
| Operating profit (loss)9901 | €3,188 | -€1,612 | -€1,871 | ▼ 16.1% |
| Financial income75/76B | €160 | €490 | €232 | ▼ 52.7% |
| Recurring financial income75 | €160 | €490 | €232 | ▼ 52.7% |
| Financial charges65/66B | €24 | €60 | €2,058 | ▲ 3,346% |
| Recurring financial charges65 | €24 | €60 | €2,058 | ▲ 3,346% |
| Profit (loss) for the period before taxes9903 | €3,324 | -€1,182 | -€3,698 | ▼ 213% |
| Income taxes67/77 | €906 | - | - | - |
| Profit (loss) for the period9904 | €2,417 | -€1,182 | -€3,698 | ▼ 213% |
| Profit (loss) for the period to be appropriated9905 | €2,417 | -€1,182 | -€3,698 | ▼ 213% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €7,999 | €7,005 | €2,495 | ▼ 64.4% |
| Current assets29/58 | €7,999 | €7,005 | €2,495 | ▼ 64.4% |
| Amounts receivable within one year40/41 | €7,244 | €6,488 | €2,484 | ▼ 61.7% |
| Trade receivables40 | €19 | €581 | - | - |
| Other amounts receivable41 | €7,225 | €5,908 | €2,484 | ▼ 58.0% |
| Cash at bank and in hand54/58 | €595 | €27 | €10 | ▼ 61.1% |
| Deferred charges and accrued income490/1 | €160 | €490 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €7,999 | €7,005 | €2,495 | ▼ 64.4% |
| Equity10/15 | €4,917 | €3,736 | €38 | ▼ 99.0% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €2,417 | €2,417 | €2,417 | = |
| Distributable reserves133 | €2,417 | €2,417 | €2,417 | = |
| Profit (loss) carried forward14 | - | -€1,182 | -€4,879 | ▼ 313% |
| Amounts payable17/49 | €3,081 | €3,270 | €2,457 | ▼ 24.9% |
| Amounts payable within one year42/48 | €1,956 | €2,345 | €2,457 | ▲ 4.8% |
| Trade debts44 | €695 | €2,345 | €2,457 | ▲ 4.8% |
| Suppliers440/4 | €695 | €2,345 | €2,457 | ▲ 4.8% |
| Taxes, remuneration and social security45 | €1,261 | - | - | - |
| Taxes450/3 | €1,261 | - | - | - |
| Accrued charges and deferred income492/3 | €1,125 | €925 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,417 | -€1,182 | -€3,698 | ▼ 213% |
| + Depreciation and write-downs630 | €2,587 | - | - | - |
| Operating cash flow (approximation) | €5,004 | -€1,182 | -€3,698 | ▼ 213% |
| Change in cash | - | -€568 | -€16 | ▲ 97.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
bo.living
BE 0701.788.268
Gent · Eq €32
NEST
BE 1016.214.362
Tremelo · Eq €24
GRIFFIOEN
BE 1004.355.420
Ronse · Eq €62
LIEGE ESTATE
BE 0713.550.905
Liège · Eq €72
BORINVEST
BE 0478.038.863
Grez-Doiceau · Eq €94
Of 7,321 companies in this sector we hold annual accounts for 5,390. 26 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Board & ownership
1 director
Directors
Directors
1 director, last change in 2026
NAESSENS Patric Luc
CurrentDirector · since 19-08-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Mandate history
3 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| NAESSENS Patric Luc |
|
| DE MEULENEIRE Laurenz |
|
| THOMAES Chantal |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Timeline
5 eventsLatest 19-08-2026Next filing 31-07-2027
History
C & C was incorporated on 23 March 2023 as a Private limited company.1 The name was changed to C & C in 2026.2 The registered office was moved to Wortegem-Petegem in 2026.2 Since 2026, NAESSENS Patric Luc has served as director of the company.2 Total assets fell from €7,999 in 2023 to €2,495 in 2025.3
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
State Gazette act
Resignations: DE MEULENEIRE Laurenz (director) and THOMAES Chantal (director)Appointment: NAESSENS Patric Luc (director) · Declaration · Statutes amendment13 facts ▸
State Gazette act
Resignations: DE MEULENEIRE Laurenz (director) and THOMAES Chantal (director)
Appointment: NAESSENS Patric Luc (director) · Declaration · Statutes amendment13 facts ▸
- Director resignation, DE MEULENEIRE Laurenz (director)
- Director resignation, THOMAES Chantal (director)
- Director appointment, NAESSENS Patric Luc (director)
- Declaration, geen verbodsbepaling
- Statutes amendment
- Registered-office move, 9790 Wortegem-Petegem, St. Martinusstraat
- Name change, C & C
- Purpose change
- Statutes amendment, 3
- Other statement, coördinatie van de statuten en de overgangsbepalingen op te maken en te ondertekenen, in overeenstemming met het vorige besluit, en de neerlegging daarvan in he…
- Power of attorney, BEKAERT – CALLEBAUT ACCOUNTANCY
- Director discharge, DE MEULENEIRE Laurenz
- +1 further facts in this act
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€3,698
Net result drops to -€3,698, the lowest in the series.
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 23-03-2023Year ends 31-12Peppol not found1 site
Register details
Identification
Legal formPrivate limited company
Founded23-03-2023
Fiscal year end31-12
Legal name NL
LAUZ' Projects
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de…
12 activities
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan-en verkoop, de huur- en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen; in het algemeen zal de vennootschap alle roerende en financiële verrichtingen mogen stellen die nodig of nuttig kunnen zijn voor de verwezenlijking van haar voorwerp.
- Het optreden als tussenpersoon inzake handel, in de ruimste zin van het woord, waaronder begrepen makelaarsactiviteiten, commissiehandel en handelsagentuur, zowel in binnen- als buitenlandse handel.
- Het optreden en handelen als dienstverlener en/of als tussenpersoon bij alle vormen van adviesverlening, managementdiensten en hulp aan het bedrijfsleven, de non-profitsector en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan bedrijfsleiding, en dit in de meest ruime zin.
- Het onderzoek, de ontwikkeling, de vervaardiging en/of de commercialisering van nieuwe producten en diensten, nieuwe vormen van technologie en hun toepassingen.
- Het waarnemen van alle mandaten, waaronder bestuurder en vereffenaar, in Belgische en/of buitenlandse vennootschappen en verenigingen.
- Advies en analyse van de financiële behoeften van de onderneming en de begeleiding en onderhandeling met financiële instellingen, toezien op de optimale aanwending van kredieten, budgettering en budgetcontrole.
- Het uitvoeren van alle studies en onderzoek; het verrichten van marktonderzoek; promotie, raadgeving; prospectie; marketing; assistentie op het gebied van management, engineering en consulting; technisch, commercieel, administratief, financieel, fiscaal en juridisch beheer en advies.
- De publiciteit, reclame, marketing en algemene communicatie onder alle vormen en het uitvoeren van alle werken die voor de verwezenlijking van publiciteit, reclame, marketing en algemene communicatie noodzakelijk zijn, zonder enige beperking.
- Het verlenen van administratieve diensten en diensten met betrekking tot informatie- en communicatietechnologie.
- Het verstrekken van onderwijs en opleidingen; het organiseren van events, studiedagen, congressen en seminaries.
- Het exploiteren van alle intellectuele rechten en rechten van industriële of commerciële eigendom.
- De ontwikkeling, de vervaardiging, de aan- en verkoop, zowel in groot- als in kleinhandel, trading, de import, de export, de agentuur, de vertegenwoordiging, de commissiehandel, de ruiling en de verhuring, inclusief de diverse vormen van leasing, van allerlei producten, zowel grondstoffen, halffabricaten, commerciële en afgewerkte producten van alle aard, en dit in de meest ruime zin, voor zover door de wet toegelaten.
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- Tenzij de algemene vergadering anders besluit, onbezoldigd
Other provisionsOther rules from the articles that fall under none of the themes above.
Sites & property
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2023
Ground area
5,481 m²
Building footprint
1,038 m²
Volume, LiDAR
25,331 m³
2 parcels, Flanders · tallest building 31.1 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
LAUZ' Projects
since 2023unit no. 2.344.032.516
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38352D0589/00G000 | Flanders | 3,951 m² | 1 · 860 m² | 31.1 m · 9 fl. |
| 45039B0147/00K002 | Flanders | 1,530 m² | 1 · 178 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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