Equity
€338,660 ▲ 22.1%
Lady At Work has made a profit in every financial year since 2016.
Lady At Work
Lifetime
10 annual accounts with figures on one time axisGross marginpeak €471,636 (2023)
€331,196▲ 23.8%
Resultpeak €238,244 (2023)
€141,223▲ 37.7%
Equitypeak €338,660 (2025)
€338,660▲ 22.1%
Debts
€832,671▼ 9.1%
Board1 name since 2015
1 directorDe Wilde Stephanie
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from €267,444 to €331,196Result from €102,589 to €141,223Dividend €80,000Equity from €277,438 to €338,660
Key points
from the 2025 annual accountsDebts
€832,671 71% of the balance sheet
Financial debts 77%Suppliers 2%Taxes and wages 5%Other 17%
Of this, €191,706 falls due within a year.
Position in the sector
€141,223
Higher net result than 87% of companies in legal and accounting. Sector median €37,408 · 15,802 companies.
Checked score
93
Excellent
Financially stronger than 44% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,094 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €1.2m
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 25-06-2026)
Founded in 2015
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 29% of them on solvency, 40% on liquidity, 41% on profitability and 67% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,053 companies had the same profile as Lady At Work has now. Each dot stands for 13 companies, two years later.
95.8%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Lady At Work itself is lower: < 0.1% within 12 months. It rests on far more data about Lady At Work than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for Lady At Work. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.02 (0.82 in 2024), below the usual 1.5. Short-term debt is 16.4% and cash 7.6% of total assets. 71.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 days early
2024
24 days early
2023
20 days early
2022
33 days early
2021
30 days late
2020
59 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden, Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen · Merelbeke-Melle
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0628676301
Capital contribution of €6,200
“Het verstrekken van juridisch advies,in de ruimste betekenis,in diverse rechtstakken (met inbegrip van doch…” (deed in Dutch) · General meeting of 21-12-2022 · Gazette deed
Incorporation
published on 21-04-2015 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Lady At Work Lokeren | €1.2m | €331,196 | 28.9% | - |
| Advocatenkantoor Kris Wellekens Ghent | €1.2m | €321,741 | 14.7% | - |
| RECHTUIT ADVOCATEN Maldegem | €1.0m | €322,907 | 63.1% | - |
| Vander Schelden & Nottebaert Oudenaarde | €1.1m | €284,653 | 12.6% | - |
| Advocatenkantoor Chantal VAN dEN BOSCH Antwerp | €1.2m | €332,324 | 9.1% | - |
| K.K. Legal Consult Mechelen | €1.1m | €351,742 | 21.3% | - |
| Demius Torhout | €1.2m | €308,261 | 84.3% | - |
These companies have the same main activity as Lady At Work: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €976,000 and €1.2m, founded between 2014 and 2016.
Official details
Source: KBO- Status
- Active since 17-04-2015Normal situation
- Activity
- Activities of lawyersNACE 69101and 1 other
- Establishment unit
- 2.244.507.6459160 Lokeren, since 17-04-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 10-07-2025
Annual accounts 2025
- Turnover
- ≈ €570,000estimated
- Total assets
- €1.2m▼ 1.8%
- Filing
- Filed on 25-06-2026, 36 days before the end of the filing period
Insights on Lady At Work
Lady At Work files the micro format. That format states no turnover. The gross margin rose from €51,471 in 2016 to €331,196 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Lady At Work
- What is the company number of Lady At Work?
- The company number of Lady At Work is 0628.676.301. The VAT number is the same number with BE in front: BE 0628.676.301.
- Where is Lady At Work based?
- The registered office is at Gaverstraat 43, 9160 Lokeren.Company details
- What does Lady At Work do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of Lady At Work?
- Lady At Work is a private limited company (BV).
- When was Lady At Work founded?
- Lady At Work was founded on 17-04-2015.
- Is Lady At Work still active?
- Yes, Lady At Work is an active enterprise in the KBO register.
- How many employees does Lady At Work have?
- Lady At Work had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Lady At Work?
- The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €331,196 and 35 comparable companies (NACE 69). It probably lies between €470,000 and €640,000.
- Is Lady At Work profitable?
- In financial year 2025, Lady At Work made a profit of €141,223.
- Where can I find the annual accounts of Lady At Work?
- Lady At Work filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Lady At Work due?
- Lady At Work must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.