Starting capital
€4,000 100 shares
LAB HR
Lifetime
1 annual account with figurespeak -€2,644 (2025)
-€2,644
lowest -€2,975 (2025)
-€2,975
peak €1,025 (2025)
€1,025
€1,919
Board1 name since 2025
1 directorDE VRÉ Gunter
Documentsfilings and deeds
16-01-202615 days before the deadline
2025micro format
Loss of €2,975Incorporation 06-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsPosition in the sector
€1,025
Less equity than 85% of companies in office administrative support. Sector median €53,935 · 9,713 companies.
Turnover not published (micro format)
Checked score
54
Fair
Financially stronger than 35% of micro companies in office administrative support (NACE 82)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 0.6%
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026highest value
10-2026: 0.2%▼ -0.4 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Founded in 2025
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 1.53, cash €2,596
Size: total assets €2,944
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 39% of them on solvency, 60% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 584 companies had the same profile as LAB HR has now. Each dot stands for 2 companies, two years later.
92.6%
were still trading
6.0%
stopped another way
1.4%
went bankrupt
The bankruptcy probability of LAB HR itself is lower: 0.2% within 12 months. It rests on far more data about LAB HR than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 584 companies, not a prediction for LAB HR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
15 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1023996831
Incorporation
Founding capital of €4,000, 100 shares · Founder: DE VRÉ Gunter · Appointment: DE VRÉ Gunter (director) · published on 06-06-2025 · Gazette deed
First establishment
Essenhoutstraat 184, Kapellen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LAB HR Kapellen | €2,944 | -€2,644 | 34.8% | - |
| Bastiaens Services Retie | €3,243 | -€76 | 33.5% | - |
| Gestion de la Recherche, de l’Information et de l’Action Andenne | €3,497 | -€1,345 | 48.2% | - |
| STERRATI Poperinge | €2,310 | -€357 | 27.7% | - |
| Club Jelena Antwerp | €2,482 | -€5,211 | -109.2% | - |
| SEJ CONSTRUCT Antwerp | €3,431 | €1,074 | 18.2% | - |
| CHAPHIR Braine-l'Alleud | €2,923 | -€7,129 | -273.4% | - |
These companies have the same main activity as LAB HR: other business support services (NACE 82990). They are comparable in size and age: total assets between €2,310 and €3,500, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 04-06-2025Normal situation
- Activity
- Other business support servicesNACE 82990
- Establishment unit
- 2.374.997.9832950 Kapellen, since 04-06-2025
- Financial year end
- 30 June
- Peppol
- Reachable since 02-10-2025
Annual accounts to 30-06-2025
- €2,944
- Filing
- Filed on 16-01-2026, 15 days before the end of the filing period
Insights on LAB HR
The annual accounts of LAB HR for financial year 2025 show a net loss of 101% of total assets. The 2025 annual accounts show equity of €1,025 and a net result of -€2,975.
Its solvency ranks better than 38% of 9,701 sector peers (NACE 82, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAB HR
- What is the company number of LAB HR?
- The company number of LAB HR is 1023.996.831. The VAT number is the same number with BE in front: BE 1023.996.831.
- Where is LAB HR based?
- The registered office is at Essenhoutstraat 184, 2950 Kapellen.Company details
- What does LAB HR do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of LAB HR?
- LAB HR is a private limited company (BV).
- When was LAB HR founded?
- LAB HR was founded on 04-06-2025.
- Is LAB HR still active?
- Yes, LAB HR is an active enterprise in the KBO register.
- What is the turnover of LAB HR?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is LAB HR profitable?
- In financial year 2025, LAB HR made a loss of €2,975.
- Where can I find the annual accounts of LAB HR?
- LAB HR filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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