La Tramontane

Active

Public limited companyfounded 198640 yrs activeAlsembergsesteenweg 842, 1180 Ukkel, BelgiumKBO/BCE: BE 0428.695.755

La Tramontane has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-3.63M) and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 692 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2024

20 / 100

Critical▼ -8 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0=

Solvency59▲+2

Growth32=

Stability100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity ample (current ratio 1.66 against 1.55 in 2023), but equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 87

Relative position

BE, all sectors

reference

Sector 87

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-68.8%

Return on assets

0.2%

Age of the figures

20 mo

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 692 sector peers (2024).

NBB · sector comparison

Position among 692 sector peers

Solvency

better than 5%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

31 d late

2023

31 d late

2022

31 d late

2021

112 d late

2020

133 d late

2019

152 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€11k▼ 98.6%

2023 · €789k

2018: €2.08M 2019: €112k 2020: €-5.33M 2021: €497k 2022: €-4.77M 2023: €789k

2018 → 2024

Working capital

€1.88M▲ 16.1%

2023 · €1.62M

2018: €8.75M 2019: €9.04M 2020: €158k 2021: €157k 2022: €579k 2023: €1.62M

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€-157k-€340k€-4.43M€-3.64M▲ 17.8%€-3.63M▲ 0.3%

Operating result€429k-€599k▲ 39.7%€722k▲ 20.5%€892k▲ 23.5%€822k▼ 7.8%

Net result€-5.33M-€497k€-4.77M€789k€11k▼ 98.6%

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 8% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €5.28M

11%

89.5%

Fixed assets €555k▼ 11.5%

Current assets €4.72M▲ 3.3%

Key figures and ratios

2024 value · change against 2023

EBITDA

€894k▼

2023 · €966k

Cash flow

€83k▼

2023 · €863k

Solvency

-68.8%▲

2023 · -70.1%

Current ratio

1.66▲

2023 · 1.55

Quick ratio

1.66▲

2023 · 1.55

Debt / equity

-2.45▼

2023 · -2.43

ROE

-0.3%▲

2023 · -21.7%

ROA

0.2%▼

2023 · 15.2%

Interest coverage

0.93▼

2023 · 1.42

Debt

€8.90M▲

2023 · €8.84M

Debt ≤ 1 year

€2.84M▼

2023 · €2.95M

Debt > 1 year

€6.06M▲

2023 · €5.88M

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€5.20M€5.28M▲

Fixed assets21/28€627k€555k▼

Tangible fixed assets22/27€627k€555k▼

Land and buildings22€627k€555k▼

Current assets29/58€4.57M€4.72M▲

Amounts receivable after more than one year29€3.65M€3.76M▲

Trade receivables290€3.65M€3.76M▲

Amounts receivable within one year40/41€790k€790k=

Other amounts receivable41€790k€790k=

Cash at bank and in hand54/58€164€374▲

Deferred charges and accrued income490/1€127k€166k▲

Equity and liabilities

Total equity and liabilities10/49€5.20M€5.28M▲

Equity10/15€-3.64M€-3.63M▲

Contributions10/11€2.57M€2.57M=

Capital10€2.57M€2.57M=

Issued capital100€2.57M€2.57M=

Reserves13€242k€242k=

Non-distributable reserves130/1€242k€242k=

Legal reserve130€242k€242k=

Profit (loss) carried forward14€-6.45M€-6.44M▲

Amounts payable17/49€8.84M€8.90M▲

Amounts payable after more than one year17€5.88M€6.06M▲

Financial debts170/4€5.88M€6.06M▲

Amounts payable within one year42/48€2.95M€2.84M▼

Financial debts43€2.71M€2.81M▲

Credit institutions430/8€2.71M€2.81M▲

Trade debts44€4k€316▼

Suppliers440/4€4k€316▼

Taxes, remuneration and social security45€10k€10k=

Taxes450/3€10k€10k=

Other amounts payable47/48€233k€25k▼

Accrued charges and deferred income492/3€1k€658▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€72k▼

Other operating charges640/8€11k€604▼

Gross operating margin9900€977k€895k▼

Operating profit (loss)9901€892k€822k▼

Financial income75/76B€576k€155k▼

Recurring financial income75€576k€155k▼

Financial charges65/66B€679k€967k▲

Recurring financial charges65€679k€967k▲

Profit (loss) for the period before taxes9903€789k€11k▼

Profit (loss) for the period9904€789k€11k▼

Profit (loss) for the period to be appropriated9905€789k€11k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-6.45M€-6.44M▲

Profit (loss) brought forward from the previous period14P€-7.24M€-6.45M▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 4Gazette 1Filings 10

2026

06-08

State Gazette act Resignations & appointments

General meeting · Director reappointment · Permanent representative15 facts ▸

General meeting, 09/03/2026
Director reappointment, Assel & Property Management (administrateur)
Director reappointment, Castillon (administrateur)
Permanent representative, Vanderschrick Bart
Permanent representative, Bamelis Frank
Director resignation, Assel & Property Management (administrateur)
Director resignation, Castillon (administrateur)
Director discharge, Assel & Property Management
Director discharge, Castillon
Director appointment, Vanderschrick Bart (administrateur)
Director appointment, Bamelis Frank (administrateur)
Director appointment, Vanderschrick Bart (déléguée à la gestion journalière)
+3 further facts in this act

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 31 days late

2024

31-08

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 31 days late

2023

31-12

Financial Back to profitnet €789k

Net result €789k after one loss-making year.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 31 days late

2022

20-11

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 112 days late

2021

31-12

Financial Back to profitnet €497k

Net result €497k after one loss-making year.

31-12

Financial Equity above €200kEq €340k

Equity rises from €-157k to €340k.

11-12

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 133 days late

2020

31-12

Financial Weakest financial yearnet €-5.33M ▼4840%

Net result drops to €-5.33M, the lowest in the series; recovery starts the following year.

30-12

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 152 days late

20-02

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 204 days late

2018

03-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 3 days late

2017

26-10

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 87 days late

2016

14-10

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 75 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

1 of 13 acts read

About the unread acts

Of the 13 Belgian State Gazette acts we know for this company, 1 has been read. The other 12 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

3 directors, last change in 2025

Bamelis Frank

Chair · since 27-08-2025

Current

Vanderschrick Bart

Déléguée à la gestion journalière · since 27-08-2025

Current

27-08-2025 Bamelis Frank: Appointed as Chair

27-08-2025 Bamelis Frank: Appointed as Déléguée à la gestion journalière

27-08-2025 Bamelis Frank: Appointed as Director

27-08-2025 Vanderschrick Bart: Appointed as Déléguée à la gestion journalière

27-08-2025 Vanderschrick Bart: Appointed as Director

27-08-2025 ASSET en PROPERTY MANAGEMENT: Resigned as Director

01-10-2024 ASSET en PROPERTY MANAGEMENT: Mandate renewed as Director

Not every act has been read: a resignation may be missing here

12 of this company's 13 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Location & real-estate footprint

Registered office, Ukkel · 1 establishment unit since 1986

seat establishment The establishment unit on the map

Ground area

1,824 m²

Building footprint

1,339 m²

Volume, LiDAR

8,337 m³

2 parcels, Brussels, Wallonia · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

La Tramontane

Rue Cité de l'Enfance 45, 6001 CharleroiNACE 52112

since 19862.029.206.940

2 parcels

Wallonia 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21614E0126/00A002	Brussels	1,616 m²	1 · 1,089 m²	12.7 m · 2 fl.
52392C0082/00W006 ProtectedArchitectural ensemble	Wallonia	208 m²	1 · 250 m²	8.4 m · 2 fl.