LA CHAPELLE

Active

Private limited companyfounded 199432 yrs activeWaterloostraat 26, 2600 Antwerpen, BelgiumKBO/BCE: BE 0453.456.984

Summary

LA CHAPELLE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-54k) and a net result of €-56k. Equity is shrinking by ~47.4% per year across the filed fiscal years. Its solvency ranks better than 13% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

44 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability49▼-19

Solvency19▼-9

Growth32=

Track record100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.08 against 0.14 in 2023; short-term debt: 30% and cash: 0.6% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-6.3%

Return on assets

-6.6%

Age of the figures

9 mo

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

18192021222325

2018 to 2025 · latest year €-54k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

20 d late

2023

64 d late

2022

28 d late

2021

31 d late

2020

26 d late

2019

15 d early

2018

7 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€-54k

2023 · €27k

2018: €177k 2019: €178k 2020: €142k 2021: €76k 2022: €35k 2023: €27k

2018 → 2025

Total assets

€851k▼ 18.9%

2023 · €1.05M

2018: €1.19M 2019: €1.10M 2020: €1.06M 2021: €1.20M 2022: €1.13M 2023: €1.05M

2018 → 2025

Net result

€-56k▼ 662%

2023 · €-7k

2018: €11k 2019: €2k 2020: €-36k 2021: €-66k 2022: €-42k 2023: €-7k

2018 → 2025

Working capital

€-236k▼ 19.6%

2023 · €-198k

2018: €74k 2019: €58k 2020: €32k 2021: €-120k 2022: €-201k 2023: €-198k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232025Trend

Equity€142k-€76k▼ 46.2%€35k▼ 54.4%€27k▼ 21.1%€-54k

Operating result€-23k-€-39k▼ 73.8%€-25k▲ 35.8%€7k€-43k

Net result€-36k-€-66k▼ 84.2%€-42k▲ 36.7%€-7k▲ 82.3%€-56k▼ 662%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result is €-43k in 2025, compared with €7k in 2023. Comparable figures for the intervening years are unavailable.

Balance-sheet composition

2025 in colour, 2023 as the grey bar beneath

Assets €851k

97.7%

Fixed assets €832k ▼ 18.2%

Current assets €19k ▼ 38.8%

Key figures and ratios

2025 value · change against 2023

EBITDA

€62k▼

2023 · €90k

Cash flow

€50k▼

2023 · €76k

Solvency

-6.3%▼

2023 · 2.6%

Current ratio

0.08▼

2023 · 0.14

Debt to equity

-16.89▼

2023 · 37.17

ROA

-6.6%▼

2023 · -0.7%

Interest coverage

4.57▼

2023 · 6.45

Debt

€905k▼

2023 · €1.02M

Debt ≤ 1 year

€256k▲

2023 · €229k

Debt > 1 year

€642k▼

2023 · €791k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2023 · 48 lines

Balance sheet Code20232025

Assets

Total assets20/58€1.05M€851k▼

Fixed assets21/28€1.02M€832k▼

Tangible fixed assets22/27€1.02M€831k▼

Land and buildings22€861k€717k▼

Plant, machinery and equipment23€153k€111k▼

Furniture and vehicles24€2k€3k▲

Financial fixed assets28€450€450=

Current assets29/58€32k€19k▼

Amounts receivable within one year40/41€7k€7k▲

Trade receivables40€7k€7k▲

Cash at bank and in hand54/58€628€5k▲

Deferred charges and accrued income490/1€24k€7k▼

Equity and liabilities

Total equity and liabilities10/49€1.05M€851k▼

Equity10/15€27k€-54k▼

Contributions10/11€19k€19k=

Reserves13€8k€2k▼

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Tax-exempt reserves132€73€73=

Distributable reserves133€6k-

Profit (loss) carried forward14€699€-74k▼

Amounts payable17/49€1.02M€905k▼

Amounts payable after more than one year17€791k€642k▼

Financial debts170/4€791k€642k▼

Amounts payable within one year42/48€229k€256k▲

Current portion of amounts payable after more than one year42€83k€75k▼

Trade debts44€29k€47k▲

Suppliers440/4€29k€47k▲

Taxes, remuneration and social security45€4k€14k▲

Taxes450/3€4k€14k▲

Other amounts payable47/48€114k€120k▲

Accrued charges and deferred income492/3€849€7k▲

Income statement Code20232025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€106k▲

Other operating charges640/8€6k€3k▼

Gross operating margin9900€96k€66k▼

Operating profit (loss)9901€7k€-43k▼

Financial income75/76B-€972

Recurring financial income75-€972

Non-recurring financial income76B-€972

Financial charges65/66B€14k€14k▼

Recurring financial charges65€14k€14k▼

Profit (loss) for the period before taxes9903€-7k€-56k▼

Profit (loss) for the period9904€-7k€-56k▼

Profit (loss) for the period to be appropriated9905€-7k€-56k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-7k€-74k▼

Profit (loss) brought forward from the previous period14P€59€-18k▼

Transfer from equity791/2€8k€0▼

Social balance

Average headcount (FTE)9087-0.0

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

20-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 20 days late

2024

03-10

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 64 days late

2023

28-08

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 28 days late

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 31 days late

2021

31-12

Financial Weakest financial yearnet €-66k

Net result drops to €-66k, the lowest in the series; recovery starts the following year.

26-08

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 26 days late

2020

16-07

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

24-07

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

31-07

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

29-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 29 days late

2016

31-08

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 3 establishment units since 1994

establishment approximate All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterloostraat 262600 Antwerpen

Ground area

1.3 ha

Building footprint

2,664 m²

Volume, LiDAR

23,067 m³

4 parcels, Flanders, Wallonia · tallest building 21.1 m, ±4 floors. Linked by address, not a title deed.

3 establishment units

DEADLINE

Denen 157, 9080 LochristiNACE 51190

since 19942.068.829.163

Avionpuits 2, 4130 Esneux

Computing infrastructure, data processing, hosting and other information service activities

since 20112.212.535.356

La Chapelle

La Chapelle 3, 4163 AnthisnesWholesale of wines and spirits

since 20162.301.924.024

4 parcels

Flanders 2 (50%) Wallonia 2 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
61059A0515/00C000indicative	Wallonia	5,584 m²	1 · 25 m²	4.9 m · 1 fl.
44034B0327/00K002	Flanders	4,544 m²	1 · 548 m²	12.2 m · 3 fl.
62032C0407/00A000 ProtectedArchitectural ensemble · Site or landscape	Wallonia	2,521 m²	1 · 1,996 m²	21.1 m · 3 fl.
11302D1290/00W010 ProtectedMonument · Townscape or village viewEnsemble De Mot: burgerhuisSource ↗	Flanders	162 m²	1 · 95 m²	14.8 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 3

3 of 4 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Waterloo · Eq €27,459

PURE4YU

BE 0830.345.437

Schilde · Eq €27,500

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,060 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-09-1994

Fiscal year end31-12

Activities, NACEBEL 2025

62200Computer consultancy and computer facilities management

Sources

Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.