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Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM

Active Non-profit associationfounded 1970active for 55 yearsChaussée de Marche 637, 5100 NamurKBO/BCE: BE 0407.812.546 #4 oldest company in the province of Namur, Head offices and management consultancy sector
Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM
Financial year 2025

Lifetime

17 annual accounts with figures on one time axis
peak €5.8m (2023)
€5.4m▲ 0.4%
lowest -€472,038 (2011)
€58,116▲ 30.0%
peak €1.1m (2025)
€1.1m▲ 12.9%
€22.6m▼ 5.5%
Board30 names since 2018all names
17 directorsDavid Sienaert and 16 others
Documentsfilings and deeds
03-07-202628 days before the deadline
2025financial year
Turnover from €503,883 to €623,508Result from €44,691 to €58,116Equity from €934,441 to €1.1m

Key points

from the 2025 annual accounts

Debts

€22.6m 96% of the balance sheet
Financial debts 85%Suppliers 8%Taxes and wages 0%Other 7%

Of this, €3.4m falls due within a year.

Payment terms

95 days to suppliers
Suppliers
214 to 95
Customers
2219 to 586

Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM pays its suppliers 119 days earlier than in 2024. Customers pay 1,633 days earlier.

Liquidity

2.66 was 1.73 in 2024

Short-term debts fell from €5.8m to €3.4m.

Filings

17 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

The 2019 accounts came 45 days late. The other nine of the last ten were filed on time.

Board

6 joined · 6 left

Board changed. Latest change 09-06-2026 · 16 in office.

Position in the sector

4.5%

Lower solvency than 89% of companies in head offices and management consultancy. Sector median 53.3% · 3,871 companies.

Checked score

95
Excellent
Financially stronger than 59% of medium-sized companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 801 companies (NACE 70, medium-sized).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Average

29=equity 4.5% of total assets
52+6short-term debt 14.3% · cash 3.6%
79=return on assets 0.2%

Score breakdown

raises risk
Equity €1.1m (4.5% of total assets)
Liquidity: current ratio 2.66, cash €857,580
lowers risk
Legal form: non-profit association
Size: turnover €623,508, total assets €23.7m
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized). It does better than 7% of them on solvency, 67% on liquidity, 85% on profitability and 78% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 208 companies had the same profile as Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM has now. Each dot is one company, two years later.

99.0%
were still trading
0.0%
stopped another way
0.5%
went bankrupt
  • Medium-sized
  • 20 years or older
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 208 companies, not a prediction for Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €60,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.66 (1.73 in 2024), above the usual 1.5. Short-term debt is 14.3% and cash 3.6% of total assets. However, 95.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: turnover €623,508, total assets €23.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €1.1m (4.5% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 2.66, cash €857,580
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 3871 sector peers (2025).
NBB · sector comparison
Position among 3871 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
36 days early
2023
30 days early
2022
25 days early
2021
27 days early
2020
37 days early
2019
45 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

LB
Managing director
PE
Director
RG
Director, since 06-06-2023
GC
Guy Cremer
Auditor
and 11 othersBoard & ownership

Recent changes

4 directors appointed, 2 resignations, 5 reappointments Appointments: Jean-Benoît Le Boulengé, Olivier Bialek, Sébastien Legrain and Marc Boerboom · Reappointments: François Collard, Fabrice Ceola, Fabrice Oppitz, David Sienaert and François Bersez · Resignations: Gérard Leplat and Philippe Laduron · Gazette deed
4 directors appointed, 5 resignations, 9 reappointments, 1 statutory auditor reappointed Reappointments: Rodolphe Gambini, Marc Vilet, Jean-Benoît Le Boulengé (managing director), Guy Cremer (statutory auditor), Didier Hanin, Gérard Leplat and 4 others · Resignations: Arnaud Deplae, Marc Vilet, Caroline Cleppert, Philippe Denis and Didier Hanin · Appointments: Caroline Cleppert, François Collard, Olivier Etienne and Anne-Sophie Snyers · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0407812546
1 director appointed, 1 resignation, 6 reappointments, 1 statutory auditor reappointed Reappointments: François Bersez; Marc Boerboom; Fabrice Céola; Philippe Denis; Fabrice Oppitz; David Sienaert and 1 other · Resignation: Julie Paternotte · Withdrawal: Julie Paternotte (member) · General meeting of 09-06-2022 · Gazette deed
All 31 events

Comparable companies

same main activity, similar in size and age
Company
Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM Namur €623,508 61.6% 4.5% -
GL Hospitality Hasselt €898,400 21.2% -3.1% 6.7
SINT ANNA Ostend - - 79.6% 0.1
Inspiratus Europe Antwerp €688,161 - 85.0% 3.7
ALEN Hasselt €485,453 -55.7% 53.5% -
WANTEN Alken €711,945 -10.4% 97.0% -
ARTAL SERVICES Auderghem €958,000 8.3% 99.5% 2.9
-10%0%10%20%€500,000€5m€50m€500mService d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCMEBIT margin

Grey: the largest companies of the sector (head offices and management consultancy (NACE 70)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €20m and €36m, founded between 1966 and 1985.

Official details

Source: KBO
Status
Active since 10-12-1970Normal situation
Registered office
13 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 7 November 2026.
Activity
Business and other management consultancyNACE 70200
Financial year end
31 December
Peppol
Reachable since 06-02-2026
Company details

Annual accounts 2025

€23.7m▼ 4.8%
≈ 1 FTEestimated
Filing
Filed on 03-07-2026, 28 days before the end of the filing period
Financials

Insights on Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM

Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM has existed since 1970. The gross margin grew from €560,429 in 2009 to €5.4m in 2025.

In February 2026, four directors stepped down. In May 2026, the Official Gazette published the appointment of LE BOULENGÉ Jean-Benoît as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM

What is the company number of Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM?
The company number of Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM is 0407.812.546. The VAT number is the same number with BE in front: BE 0407.812.546.
Where is Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM based?
The registered office is at Chaussée de Marche 637, 5100 Namur.Company details
What does Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM?
Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM is a non-profit association (VZW).
When was Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM founded?
Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM was founded on 10-12-1970.
Is Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM still active?
Yes, Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM is an active enterprise in the KBO register.
What is the turnover of Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM?
The turnover of Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM was €623,508 in financial year 2025, according to the filed annual accounts.Financials
Is Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM profitable?
In financial year 2025, Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM made a profit of €58,116.
Where can I find the annual accounts of Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM?
Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM due?
Service d'assistance technique, informatique, logistique et de gestion en faveur du Groupe UCM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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