Kwaliteitsslagerij St. - Pierre
ActiveSummary
Kwaliteitsslagerij St. - Pierre has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.29M and a net result of €152k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+4
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 5.26 against 3.76 in 2024; short-term debt: 16.9% and cash: 12.9% of total assets), and 23.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
29 d late
2022
23 d late
2021
32 d early
2020
37 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.29M▼ 5.0%
2024 · €1.35M
2018: €1.04M
2019: €1.13M
2020: €1.13M
2021: €1.23M
2022: €1.46M
2023: €1.50M
2024: €1.35M
2018 → 2025
Total assets
€1.69M▼ 14.2%
2024 · €1.97M
2018: €2.06M
2019: €2.14M
2020: €2.02M
2021: €2.05M
2022: €2.10M
2023: €2.01M
2024: €1.97M
2018 → 2025
Net result
€152k▲ 30.5%
2024 · €116k
2018: €49k
2019: €89k
2020: €-4k
2021: €100k
2022: €226k
2023: €149k
2024: €116k
2018 → 2025
Working capital
€1.21M▼ 6.3%
2024 · €1.29M
2018: €564k
2019: €611k
2020: €635k
2021: €762k
2022: €1.02M
2023: €1.45M
2024: €1.29M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€1.46M▲ 18.4%€1.50M▲ 2.9%€1.35M▼ 9.6%€1.29M▼ 5.0%
Operating result€153k-€331k▲ 116%€213k▼ 35.7%€155k▼ 27.3%€226k▲ 45.9%
Net result€100k-€226k▲ 126%€149k▼ 34.3%€116k▼ 21.8%€152k▲ 30.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€191k ▼ 7.3%
Current assets
€1.50M ▼ 15.0%
Equity and liabilities €1.69M
Equity
€1.29M ▼ 5.0%
Debt
€401k ▼ 34.5%
Debt's share of the balance-sheet total falls from 31.1% to 23.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€249k▲
2024 · €189k
Cash flow
€175k▲
2024 · €151k
Current ratio
5.26▲
2024 · 3.76
Quick ratio
5.19▲
2024 · 3.72
Debt to equity
0.31▼
2024 · 0.45
ROE
11.8%▲
2024 · 8.6%
ROA
9.0%▲
2024 · 5.9%
Interest coverage
11.78▲
2024 · 11.13
Debt ≤ 1 year
€284k▼
2024 · €468k
Debt > 1 year
€117k▼
2024 · €145k
Income taxes
€70k▲
2024 · €53k
Staff costs
€517k▼
2024 · €519k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.97M€1.69M▼
Fixed assets21/28€206k€191k▼
Tangible fixed assets22/27€204k€188k▼
Land and buildings22€151k€138k▼
Plant, machinery and equipment23€51k€41k▼
Furniture and vehicles24€1k€10k▲
Other tangible fixed assets26€0-
Financial fixed assets28€3k€3k=
Current assets29/58€1.76M€1.50M▼
Stocks and contracts in progress3€22k€19k▼
Stocks30/36€22k€19k▼
Amounts receivable within one year40/41€419k€464k▲
Trade receivables40€286k€251k▼
Other amounts receivable41€133k€213k▲
Current investments50/53€988k€788k▼
Cash at bank and in hand54/58€321k€217k▼
Deferred charges and accrued income490/1€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€1.97M€1.69M▼
Equity10/15€1.35M€1.29M▼
Contributions10/11€19k€19k=
Reserves13€1.33M€1.26M▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.33M€1.26M▼
Profit (loss) carried forward14€4k€5k▲
Amounts payable17/49€613k€401k▼
Amounts payable after more than one year17€145k€117k▼
Financial debts170/4€145k€117k▼
Amounts payable within one year42/48€468k€284k▼
Current portion of amounts payable after more than one year42€34k€28k▼
Trade debts44€72k€89k▲
Suppliers440/4€72k€89k▲
Taxes, remuneration and social security45€102k€103k▲
Taxes450/3€25k€30k▲
Remuneration and social security454/9€77k€72k▼
Other amounts payable47/48€259k€64k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€519k€517k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€23k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€51k€4k▼
Other operating charges640/8€8k€9k▲
Non-recurring operating charges66A€1k€1k▲
Gross operating margin9900€768k€781k▲
Operating profit (loss)9901€155k€226k▲
Financial income75/76B€32k€17k▼
Recurring financial income75€32k€17k▼
Financial charges65/66B€17k€21k▲
Recurring financial charges65€17k€21k▲
Profit (loss) for the period before taxes9903€169k€222k▲
Income taxes67/77€53k€70k▲
Profit (loss) for the period9904€116k€152k▲
Profit (loss) for the period to be appropriated9905€116k€152k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€156k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer from equity791/2€260k€220k▼
Transfer to equity691/2€116k€151k▲
To other reserves6921€116k€151k▲
Profit to be distributed694/7€260k€220k▼
Return on contributions (dividend)694€260k€220k▼
Social balance
Average headcount (FTE)908710.510.5=
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
19-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 27-04-2026
- Registered-office move, Valerius De Saedeleerlaan 10, 9830 Sint-Martens-Latem
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
31-12
Financial
Highest result since 2018net €226k ▲126%
Operating result €331k, net result €226k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €100k
Net result €100k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-4k ▼104%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valerius De Saedeleerlaan 109830 Sint-Martens-LatemGround area
3,314 m²
Building footprint
310 m²
Volume, LiDAR
2,373 m³
2 parcels, Flanders · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
KWALITEITSSLAGERIJ ST. PIERRE
since 19922.057.144.821
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0785/00C000 | Flanders | 3,216 m² | 1 · 220 m² | 8.3 m · 2 fl. |
| 44809I0707/00V000 | Flanders | 97 m² | 1 · 90 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,140 EUR awarded · 1,140 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,140 EUR | 1,140 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-1992
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.