KrisGM
ActiveThe computed 12-month bankruptcy probability of KrisGM is 1.6% (moderate). The 2025 annual accounts show equity of €330k and a net result of €154k. Equity is growing by ~85.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 911 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+8
Solvency66▲+15
Growth78=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.07 in 2024; short-term debt: 13.7% and cash: 4% of total assets), but 59.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.7%
Return on assets
19%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€330k▲ 87.7%
2024 · €176k
2023: €29k
2024: €176k
2023 → 2025
Total assets
€811k▲ 18.4%
2024 · €685k
2023: €531k
2024: €685k
2023 → 2025
Net result
€154k▲ 5.0%
2024 · €147k
2023: €24k
2024: €147k
2023 → 2025
Working capital
€97k▲ 1,696%
2024 · €5k
2023: €-76k
2024: €5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€29k-€176k▲ 507%€330k▲ 87.7%
Operating result€46k-€-1k€20k
Net result€24k-€147k▲ 513%€154k▲ 5.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €20k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €811k
Fixed assets
€603k▼ 0.2%
Current assets
€207k▲ 160%
Equity and liabilities €811k
Equity
€330k▲ 87.7%
Debt
€481k▼ 5.5%
The debt ratio falls from 74.3% to 59.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €-151
Cash flow
€156k▲
2024 · €148k
Solvency
40.7%▲
2024 · 25.7%
Current ratio
1.87▲
2024 · 1.07
Quick ratio
1.87▲
2024 · 1.07
Debt / equity
1.46▼
2024 · 2.89
ROE
46.7%▼
2024 · 83.5%
ROA
19.0%▼
2024 · 21.4%
Interest coverage
1.36▲
2024 · -0.01
Debt
€481k▼
2024 · €509k
Debt ≤ 1 year
€111k▲
2024 · €74k
Debt > 1 year
€370k▼
2024 · €434k
Income taxes
€272▼
2024 · €290
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€685k€811k▲
Fixed assets21/28€605k€603k▼
Tangible fixed assets22/27€137k€135k▼
Land and buildings22€133k€133k=
Plant, machinery and equipment23€252€0▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€468k€468k=
Current assets29/58€80k€207k▲
Amounts receivable within one year40/41€35k€3k▼
Trade receivables40€303€1k▲
Other amounts receivable41€35k€2k▼
Current investments50/53-€170k
Cash at bank and in hand54/58€42k€32k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€685k€811k▲
Equity10/15€176k€330k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€171k€325k▲
Amounts payable17/49€509k€481k▼
Amounts payable after more than one year17€434k€370k▼
Financial debts170/4€434k€370k▼
Amounts payable within one year42/48€74k€111k▲
Current portion of amounts payable after more than one year42€62k€64k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€6k€6k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48-€33k
Accrued charges and deferred income492/3€722€217▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€19k€466▼
Gross operating margin9900€19k€22k▲
Operating profit (loss)9901€-1k€20k▲
Financial income75/76B€165k€150k▼
Recurring financial income75€165k€150k▼
Financial charges65/66B€16k€16k▼
Recurring financial charges65€16k€16k▼
Profit (loss) for the period before taxes9903€147k€154k▲
Income taxes67/77€290€272▼
Profit (loss) for the period9904€147k€154k▲
Profit (loss) for the period to be appropriated9905€147k€154k▲
Appropriation of the result
Profit (loss) to be appropriated9906€171k€325k▲
Profit (loss) brought forward from the previous period14P€24k€171k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2023net €154k ▲5%
Net result €154k, the highest in the series.
30-09
Financial
Equity above €200kEq €330k ▲87.7%
3 profitable years in a row build equity to €330k.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity doublescurrent ratio 1.07
Current ratio from 0.44 to 1.07; short-term debt falls from €134k to €74k.
30-09
Financial
Equity above €150kEq €176k ▲507%
2 profitable years in a row build equity to €176k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koutergoedstraat 409041 GentGround area
415 m²
Building footprint
96 m²
Volume, LiDAR
1 m³
Parcel 44051B1138/00S000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
KrisGM
since 20222.332.527.227
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051B1138/00S000 | Flanders | 415 m² | 1 · 96 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SN PRODUKTIES
BE 0471.485.425
Tessenderlo-Ham · Eq €329k
ALTUN INVEST
BE 0474.329.307
Antwerpen · Eq €328k
Ropat
BE 0465.091.343
Lennik · Eq €321k
V.D.R.
BE 0477.941.269
Ieper · Eq €316k
M.J MANAGEMENT
BE 0888.409.340
Ciney · Eq €310k
Of 881 companies in sector 77229 we hold annual accounts for 319. 233 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2022
Fiscal year end30-09
Activities, NACEBEL
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
77399Renting and leasing of other machinery, equipment and tangible goods
82300Organisation of conventions and trade shows
93110Operation of sports facilities
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.