KRAYU

Active

Private limited companyfounded 20232 yrs activeBrusselsesteenweg 18A, 1730 Asse, BelgiumKBO/BCE: BE 1001.489.168

KRAYU has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-8k. Its solvency ranks better than 94% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

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Checked score

Score 2025

62 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency100=

Growth32

Track record82

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 21.89 against 4.69 in 2024; short-term debt: 4.5% and cash: 5.6% of total assets), and 4.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

95.5%

Return on assets

-34.7%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

30 d early

2024

24 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€23k▼ 26.7%

2024 · €31k

2024: €31k

2024 → 2025

Total assets

€24k▼ 39.2%

2024 · €40k

2024: €40k

2024 → 2025

Net result

€-8k

2024 · €28k

2024: €28k

2024 → 2025

Working capital

€23k▼ 26.0%

2024 · €31k

2024: €31k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€31k-€23k▼ 26.7%

Operating result€43k-€-8k

Net result€28k-€-8k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €8k after €43k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €24k

98.4%

Fixed assets €388▼ 53.0%

Current assets €24k▼ 38.9%

Equity and liabilities €24k

95.5%

Equity €23k▼ 26.7%

Debt €1k▼ 86.9%

The debt ratio falls from 20.9% to 4.5%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-8k▼

2024 · €43k

Cash flow

€-8k▼

2024 · €29k

Solvency

95.5%▲

2024 · 79.1%

Current ratio

21.89▲

2024 · 4.69

Quick ratio

21.89▲

2024 · 4.69

Debt / equity

0.05▼

2024 · 0.26

ROE

-36.4%▼

2024 · 90.4%

ROA

-34.7%▼

2024 · 71.6%

Interest coverage

-42.41▼

2024 · 49.94

Debt

€1k▼

2024 · €8k

Debt ≤ 1 year

€1k▼

2024 · €8k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€40k€24k▼

Fixed assets21/28€827€388▼

Tangible fixed assets22/27€827€388▼

Furniture and vehicles24€827€388▼

Current assets29/58€39k€24k▼

Amounts receivable within one year40/41€31k€22k▼

Other amounts receivable41€31k€22k▼

Cash at bank and in hand54/58€8k€1k▼

Equity and liabilities

Total equity and liabilities10/49€40k€24k▼

Equity10/15€31k€23k▼

Contributions10/11€3k€3k=

Reserves13€28k€28k=

Distributable reserves133€28k€28k=

Profit (loss) carried forward14-€-8k

Amounts payable17/49€8k€1k▼

Amounts payable within one year42/48€8k€1k▼

Current portion of amounts payable after more than one year42€5k-

Trade debts44€358€1k▲

Suppliers440/4€358€1k▲

Taxes, remuneration and social security45€3k-

Taxes450/3€3k-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€489€439▼

Other operating charges640/8€50€126▲

Gross operating margin9900€44k€-8k▼

Operating profit (loss)9901€43k€-8k▼

Financial income75/76B€15€3▼

Recurring financial income75€15€3▼

Financial charges65/66B€871€182▼

Recurring financial charges65€871€182▼

Profit (loss) for the period before taxes9903€42k€-8k▼

Income taxes67/77€14k-

Profit (loss) for the period9904€28k€-8k▼

Profit (loss) for the period to be appropriated9905€28k€-8k▼

Appropriation of the result

Profit (loss) to be appropriated9906€28k€-8k▼

Transfer to equity691/2€28k-

To other reserves6921€28k-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

01-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Liquidity times 5current ratio 21.89

Current ratio from 4.69 to 21.89; short-term debt falls from €8k to €1k.

07-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Asse · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselsesteenweg 18A1730 Asse

Ground area

369 m²

Building footprint

167 m²

Volume, LiDAR

876 m³

Parcel 23322E0103/00N000, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

KRAYU

Brusselsesteenweg 18A, 1730 AsseRenting and operating of own or leased non-residential real estate, excluding land

since 20232.351.067.588

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23322E0103/00N000	Flanders	369 m²	1 · 167 m²	10.1 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

18 connected companies

Shared address / shareholderOpen bankruptcy

Network connections

A3K WORKX

Shared address

→

AZ-ENGINEERING GROUP

Shared address

→

BOCIAN

Shared address

→

BOUW GROUP

Shared address

→

Show 14 more network connections

BRL SERVICES

Shared address

→

BYGALAMART

Shared address

→

DESCANSO

Shared address

→

DI & OL

Shared address

→

EWYN PRO RENOV

Shared address

→

Gazoop Europe

Shared address

→

Home Building & Renovation

Shared address

→

Infinity Projects

Shared address

→

ISOVENTO Grup

Shared address

→

Mobile Way

Shared address

→

THE TRUE ATTITUDE COMPANY

Shared address

→

TSC Corp

Shared address

→

WARTA

Shared address

→

WMW

Shared address

→

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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 32,006 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded23-10-2023

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

64200Holdings

64210Activities of holding companies

68201Renting and operating of own or leased residential real estate, excluding social housing

68203Renting and operating of own or leased non-residential real estate, excluding land

68204Real estate activities

70210Activities of head offices; management consultancy activities

73300Public relations and communication consultancy

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.