Equity
€7.8m ▼ 1.1%
B.RETAIL paid out €1.5m in dividends. That is 106% of the 2025 profit.
B.RETAIL
Lifetime
20 annual accounts with figures on one time axis, 37 filings since 1989Gross marginpeak €4.5m (2019)
€2.6m▲ 6.3%
Resultpeak €3.5m (2019)
€1.4m▲ 7.8%
Equitypeak €7.9m (2024)
€7.8m▼ 1.1%
Debts
€2.2m▼ 11.1%
Board3 names since 2021
2 directorsBIMAC and 1 other
Owners2 names in the annual accounts
consolidatesBIMMO
Documentsfilings and deeds
08-06-202653 days before the deadline
2025abbreviated format
Dividend €1.5mCash from €720,956 to €1.0m
Key points
from the 2025 annual accountsTurnover
≈ €2.6m estimated
The abbreviated format states no turnover.
Liquidity
0.74 was 1.15 in 2024
Short-term debts rose from €2.0m to €2.1m.
Filings
37 annual accounts since 1989
The last five annual accounts were filed 5 to 53 days before the end of the period.
Restructuring
2023
Merger with Dansaert Retail Park. Merger on 26-12-2023.
Position in the sector
€1.4m
Higher net result than 95% of companies in real estate. Sector median €9,997 · 11,279 companies.
Checked score
97
Excellent
Financially stronger than 74% of medium-sized companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,720 companies (NACE 68, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €11.0m
Figures for financial year 2025 (filed on 10-06-2026)
Legal form: public limited company
Founded in 1988
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 83% of them on solvency, 84% on liquidity, 95% on profitability and 36% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,579 companies had the same profile as B.RETAIL has now. Each dot stands for 4 companies, two years later.
96.7%
were still trading
3.2%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of B.RETAIL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,579 companies, not a prediction for B.RETAIL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €750,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.74 (1.15 in 2024), below 1. Short-term debt is 19.5% and cash 9.2% of total assets. 28.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 days early
2024
31 days early
2023
51 days early
2022
46 days early
2021
5 days early
2020
9 days early
2019
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
B
BIMMO
Managing director, DE BIE Jo
B
BIMAC
Director, DE BIE Jill, since 07-06-2021
NF
Nielandt, Franken & Co Bedrijfsrevisoren
Auditor
- BIMMO 99.65%equity €53.1m (2025) · 2025 annual accounts of BIMMO
- BIMACscore 95equity €1.4m (2025) · deed of 23-11-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0435343522
Merger: B.RETAIL takes over Dansaert Retail Park
Capital increase of €1,500,000 to €3,400,000 · Capital from €1,900,000 to €3,400,000 · Appointments: BIMMO (director) and BIMAC (director) · General meeting of 26-12-2023 · Gazette deed
Merger proposal: B.RETAIL takes over DANSAERT RETAIL PARK
Appointment: Nielandt,Franken & Co Bedrijfsrevisoren (statutory auditor) · Name change: Konip · Name change: B.Retail · Gazette deed
2 directors reappointed
BIMMO NV (managing director) and BIMAC NV · Permanent representatives: Jo DE BIE and Jill DE BIE · General meeting of 07-06-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| B.RETAIL Schilde | €11.0m | €2.6m | 71.1% | - |
| MACRIFI Ostend | €10.6m | €2.9m | 53.7% | 2 |
| JAROL Brasschaat | €14.3m | €3.3m | 95.6% | - |
| LIWA Stabroek | €8.9m | €1.9m | 19.0% | 0 |
| LIRO Antwerp | €14.3m | €2.2m | 54.5% | 0 |
| La Garenne Berlaar | €10.8m | €1.7m | 53.5% | 1.7 |
| DEFIMMO Uccle | €9.1m | €2.1m | 83.6% | 0.5 |
These companies have the same main activity as B.RETAIL: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €8.9m and €14m, founded between 1980 and 1991.
Official details
Source: KBO- Status
- Active since 23-09-1988Normal situation
- Registered office
- 10 active companies are registered at this addressSource: KBO register, as of 6 November 2026.
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
- Establishment unit
- 2.040.665.0162970 Schilde, since 09-04-1992
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Annual accounts 2025
- Total assets
- €11.0m▼ 3.7%
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Insights on B.RETAIL
B.RETAIL files the abbreviated format. That format states no turnover. The gross margin rose from €177,044 in 2006 to €2.6m in 2025.
BIMMO holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B.RETAIL
- What is the company number of B.RETAIL?
- The company number of B.RETAIL is 0435.343.522. The VAT number is the same number with BE in front: BE 0435.343.522.
- Where is B.RETAIL based?
- The registered office is at Turnhoutsebaan 403, 2970 Schilde.Company details
- What does B.RETAIL do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of B.RETAIL?
- B.RETAIL is a public limited company (NV).
- When was B.RETAIL founded?
- B.RETAIL was founded on 23-09-1988.
- Is B.RETAIL still active?
- Yes, B.RETAIL is an active enterprise in the KBO register.
- What is the turnover of B.RETAIL?
- The turnover in financial year 2025 is ≈ €2.6m. This figure is estimated from the gross margin of €2.6m and 31 comparable companies (NACE 68201). It probably lies between €2.5m and €2.9m.Financials
- Is B.RETAIL profitable?
- In financial year 2025, B.RETAIL made a profit of €1.4m.
- Where can I find the annual accounts of B.RETAIL?
- B.RETAIL filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B.RETAIL due?
- B.RETAIL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See the other companies in the same group.BIMMO · 8 companies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.