Equity
€4.1m ▼ 9.9%
KOBOS paid out €678,079 in dividends. That is 304% of the 2025 profit.
KOBOS
Lifetime
15 annual accounts with figures on one time axispeak €2.6m (2024)
€175,313▼ 93.2%
peak €2.9m (2024)
€223,197▼ 92.2%
peak €4.6m (2024)
€4.1m▼ 9.9%
€927,023▲ 130%
peak 0 FTE (2024)
0 FTE
Board1 name since 2011
1 directorKoen Strybos
Documentsfilings and deeds
21-08-202621 days late
2025abbreviated format
Gross margin from €2.6m to €175,313Result from €2.9m to €223,197Dividend €678,079Debts from €403,018 to €927,023Investments €103,877
Key points
from the 2025 annual accountsResult
€223,197 ▼ 92.2%
The result fell in 2025: the 2024 profit included a one-off income of €2.5m.
Debts
€927,023 ▲ 130%
Debts rose by €524,005 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€103,877 7.5 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 23.4% higher than in 2024.
Liquidity
5.54 was 12.99 in 2024
Short-term debts rose from €354,184 to €826,349.
Position in the sector
€4.1m
More equity than 91% of companies in head offices and management consultancy. Sector median €323,509 · 10,866 companies.
2025 accounts filed 21 days after the deadline
Checked score
95
Excellent
Financially stronger than 57% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 5.54, cash €239,278
lowers risk
Size: total assets €5.1m
Figures for financial year 2025 (filed on 27-08-2026)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 85% of them on solvency, 60% on liquidity, 68% on profitability and 15% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as KOBOS has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of KOBOS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for KOBOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €390,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.54 (12.99 in 2024), above the usual 1.5. Short-term debt is 16.3% and cash 4.7% of total assets. 18.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 days late
2024
13 days early
2023
7 days early
2022
35 days early
2021
34 days early
2020
38 days early
2019
45 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Bouwen of herbouwen, Ontbossen, Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen · Stekene
Registered office moved within Lokeren
New registered office: Gaverstraat 34-9160 Lokeren · Previous registered office: Molenstraat 28B, 9160 Lokeren · General meeting of 20-01-2023 · Gazette deed
Resignation: Koen Strybos (manager)
Reappointment: Koen Strybos (director) · General meeting of 10-03-2022 · Gazette deed
The company holds all the shares of Kobos
Board meeting of 25-11-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KOBOS Lokeren | €5.1m | €175,313 | 81.7% | 0 |
| Phirok Zottegem | €5.0m | €178,024 | 67.9% | 0 |
| SCHREVENS WIM INSURANCE MANAGEMENT Lubbeek | €4.9m | €200,201 | 79.8% | 0 |
| Floran Ypres | €4.5m | €164,663 | 97.0% | 0 |
| ROWA PROJECTS Hoogstraten | €5.4m | €171,362 | -0.6% | 0 |
| CS CONSULTING Merelbeke-Melle | €3.9m | €140,048 | 44.4% | 0 |
| ORCHARD Kruisem | €3.5m | €204,452 | 52.6% | 0 |
These companies have the same main activity as KOBOS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €3.5m and €5.4m, founded between 2008 and 2012.
Official details
Source: KBO- Status
- Active since 02-03-2011Normal situation
- Activity
- Business and other management consultancyNACE 70200and 4 others
- Establishment unit
- 2.197.358.5199160 Lokeren, since 02-03-2011
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on KOBOS
KOBOS files the abbreviated format. That format states no turnover. The gross margin rose from €74,857 in 2011 to €175,313 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KOBOS
- What is the company number of KOBOS?
- The company number of KOBOS is 0834.216.529. The VAT number is the same number with BE in front: BE 0834.216.529.
- Where is KOBOS based?
- The registered office is at Gaverstraat 34, 9160 Lokeren.Company details
- What does KOBOS do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of KOBOS?
- KOBOS is a private limited company (BV).
- When was KOBOS founded?
- KOBOS was founded on 02-03-2011.
- Is KOBOS still active?
- Yes, KOBOS is an active enterprise in the KBO register.
- What is the turnover of KOBOS?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €175,313 and 93 comparable companies (NACE 70200). It probably lies between €230,000 and €370,000.Financials
- Is KOBOS profitable?
- In financial year 2025, KOBOS made a profit of €223,197.
- Where can I find the annual accounts of KOBOS?
- KOBOS filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KOBOS due?
- KOBOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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