Equity
-€43,350
Debts exceed assets in financial year 2025.
Know Why
Lifetime
9 annual accounts with figures on one time axispeak €216,104 (2017)
€11,281▲ €18,101
lowest -€72,515 (2019)
-€5,988▲ €16,920
peak €198,738 (2018)
-€43,350▼ €5,988
€382,705▲ 25.5%
Board1 name since 2016
1 directorBULTEAU Sabrina
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Gross margin from -€6,820 to €11,281Loss of €5,988Equity from -€37,362 to -€43,350Debts from €304,904 to €382,705Cash from €9,768 to €146,394
Key points
from the 2025 annual accountsLosses
-€63,810 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Turnover
≈ €53,000 estimated
The micro format states no turnover.
Debts
€382,705 113% of the balance sheet
Financial debts 27%Taxes and wages 0%Other 73%
Of this, €279,632 falls due within a year.
Filings
9 annual accounts 6 late
The 2019 accounts came latest: 80 days after the end of the period.
Position in the sector
-€43,350
Less equity than 95% of companies in head offices and management consultancy. Sector median €78,218 · 39,392 companies.
Checked score
54
Fair
Financially stronger than 25% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.7%● unchanged vs 12-2024
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.7%● unchanged vs 02-2025
04-2025: 1.9%▲ +0.2 percentage points vs 03-2025highest value
05-2025: 1.7%▼ -0.2 percentage points vs 04-2025
06-2025: 1.7%● unchanged vs 05-2025
07-2025: 1.8%▲ +0.1 percentage points vs 06-2025
08-2025: 1.4%▼ -0.4 percentage points vs 07-2025
09-2025: 1.4%● unchanged vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.5%▲ +0.1 percentage points vs 11-2025
01-2026: 0.5%▼ -1.0 percentage point vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.4%▼ -0.1 percentage points vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.2%▼ -0.3 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€43,350
lowers risk
Size: total assets €339,355
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 0.79, cash €146,394
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 7% of them on solvency, 45% on liquidity, 24% on profitability and 24% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as Know Why has now. Each dot stands for 6 companies, two years later.
90.5%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Know Why itself is lower: 0.2% within 12 months. It rests on far more data about Know Why than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for Know Why. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.79 (0.71 in 2024), below 1. Short-term debt is 82.4% and cash 43.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€43,350
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 days early
2024
20 days early
2023
2 days late
2022
28 days late
2021
24 days late
2020
12 days early
2019
80 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0657874388
Change of role: BULTEAU Sabrina, from manager to director
“Toutes opérations se rapportant aux activités suivantes: management,conseil en…” (deed in French) · Registered office clause: Uccle (1180 Bruxelles) avenue Floréal, 118 · General meeting of 20-12-2023 · Gazette deed
Incorporation
published on 04-07-2016 · Gazette deed
First establishment
Andrée Geulenstraat 62, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Know Why Uccle | €339,355 | €11,281 | -12.8% | - |
| Magali De Reu Antwerp | €316,985 | €11,074 | 82.8% | - |
| Rigardo Hasselt | €305,871 | €11,855 | 78.8% | - |
| Woven Antwerp | €292,588 | €10,894 | 76.2% | - |
| Elljo Kortenberg | €388,937 | €10,422 | 31.8% | - |
| NUOVA IMPRESA Grobbendonk | €349,749 | €10,469 | 13.1% | - |
| S-NAP Keerbergen | €319,473 | €9,784 | 95.9% | - |
These companies have the same main activity as Know Why: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €293,000 and €389,000, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 30-06-2016Normal situation
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Establishment unit
- 2.255.344.7231180 Uccle, since 30-06-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 19-06-2026
Annual accounts 2025
- €339,355▲ 26.8%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on Know Why
Know Why files the micro format. That format states no turnover. The gross margin fell from €216,104 in 2017 to €11,281 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Know Why
- What is the company number of Know Why?
- The company number of Know Why is 0657.874.388. The VAT number is the same number with BE in front: BE 0657.874.388.
- Where is Know Why based?
- The registered office is at Floréallaan 118, 1180 Uccle.Company details
- What does Know Why do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Know Why?
- Know Why is a private limited company (BV).
- When was Know Why founded?
- Know Why was founded on 30-06-2016.
- Is Know Why still active?
- Yes, Know Why is an active enterprise in the KBO register.
- What is the turnover of Know Why?
- The turnover in financial year 2025 is ≈ €53,000. This figure is estimated from the gross margin of €11,281 and 204 comparable companies (NACE 70200). It probably lies between €25,000 and €110,000. It is a rough estimate.Financials
- Is Know Why profitable?
- In financial year 2025, Know Why made a loss of €5,988.
- Where can I find the annual accounts of Know Why?
- Know Why filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Know Why due?
- Know Why must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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