KLEIN LONDEN
ActiveKLEIN LONDEN has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €987k and a net result of €204k. Equity is shrinking by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 62% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+31
Solvency74▲+12
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 1.48 in 2024; short-term debt: 45% and cash: 47.6% of total assets), but 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
10.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 26-02-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
on the day
2022
on the day
2021
on the day
2020
1 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close16-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€987k▲ 26.0%
2024 · €784k
2019: €1.64M
2020: €1.27M
2021: €1.27M
2022: €1.51M
2023: €904k
2024: €784k
2019 → 2025
Total assets
€2.01M▼ 4.9%
2024 · €2.11M
2019: €2.63M
2020: €2.41M
2021: €1.66M
2022: €1.78M
2023: €2.17M
2024: €2.11M
2019 → 2025
Net result
€204k▲ 169%
2024 · €76k
2019: €145k
2020: €9
2021: €39k
2022: €240k
2023: €223k
2024: €76k
2019 → 2025
Working capital
€670k▲ 22.8%
2024 · €546k
2019: €1.56M
2020: €1.14M
2021: €1.17M
2022: €1.44M
2023: €818k
2024: €546k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.27M-€1.51M▲ 18.9%€904k▼ 40.0%€784k▼ 13.3%€987k▲ 26.0%
Operating result€24k-€326k▲ 1,278%€285k▼ 12.8%€128k▼ 54.9%€319k▲ 149%
Net result€39k-€240k▲ 521%€223k▼ 6.8%€76k▼ 66.1%€204k▲ 169%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 149% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.01M
Fixed assets
€435k▲ 0.9%
Current assets
€1.57M▼ 6.4%
Equity and liabilities €2.01M
Equity
€987k▲ 26.0%
Debt
€1.02M▼ 23.1%
The debt ratio falls from 62.9% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€416k▲
2024 · €215k
Cash flow
€300k▲
2024 · €162k
Solvency
49.2%▲
2024 · 37.1%
Current ratio
1.74▲
2024 · 1.48
Quick ratio
1.16▲
2024 · 1.09
Debt / equity
1.03▼
2024 · 1.69
ROE
20.6%▲
2024 · 9.7%
ROA
10.1%▲
2024 · 3.6%
Interest coverage
6.13▲
2024 · 3.19
Debt
€1.02M▼
2024 · €1.33M
Debt ≤ 1 year
€904k▼
2024 · €1.14M
Debt > 1 year
€69k▼
2024 · €144k
Income taxes
€101k▲
2024 · €36k
Staff costs
€443k▲
2024 · €434k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.11M€2.01M▼
Fixed assets21/28€431k€435k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€431k€435k▲
Land and buildings22€125k€324k▲
Plant, machinery and equipment23€27k€21k▼
Furniture and vehicles24€30k€91k▲
Other tangible fixed assets26€250k€0▼
Current assets29/58€1.68M€1.57M▼
Stocks and contracts in progress3€440k€524k▲
Stocks30/36€440k€524k▲
Amounts receivable within one year40/41€69k€78k▲
Trade receivables40€28k€27k▼
Other amounts receivable41€40k€51k▲
Current investments50/53€700k€0▼
Cash at bank and in hand54/58€459k€956k▲
Deferred charges and accrued income490/1€14k€15k▲
Equity and liabilities
Total equity and liabilities10/49€2.11M€2.01M▼
Equity10/15€784k€987k▲
Contributions10/11€100k€100k=
Reserves13€684k€887k▲
Distributable reserves133€684k€887k▲
Profit (loss) carried forward14€9€9=
Amounts payable17/49€1.33M€1.02M▼
Amounts payable after more than one year17€144k€69k▼
Financial debts170/4€144k€69k▼
Amounts payable within one year42/48€1.14M€904k▼
Current portion of amounts payable after more than one year42€75k€75k=
Financial debts43€111€21▼
Credit institutions430/8€111€21▼
Trade debts44€133k€104k▼
Suppliers440/4€133k€104k▼
Taxes, remuneration and social security45€108k€117k▲
Taxes450/3€39k€48k▲
Remuneration and social security454/9€69k€70k▲
Other amounts payable47/48€819k€608k▼
Accrued charges and deferred income492/3€49k€49k▼
Income statement
Code20242025
Non-recurring operating income76A€0€1k▲
Remuneration, social security and pensions62€434k€443k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€86k€96k▲
Other operating charges640/8€12k€13k▲
Gross operating margin9900€661k€871k▲
Operating profit (loss)9901€128k€319k▲
Financial income75/76B€51k€54k▲
Recurring financial income75€51k€54k▲
Financial charges65/66B€67k€68k▲
Recurring financial charges65€67k€68k▲
Profit (loss) for the period before taxes9903€112k€305k▲
Income taxes67/77€36k€101k▲
Profit (loss) for the period9904€76k€204k▲
Profit (loss) for the period to be appropriated9905€76k€204k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€204k▲
Profit (loss) brought forward from the previous period14P€9€9=
Transfer from equity791/2€196k€0▼
Transfer to equity691/2€76k€204k▲
To other reserves6921€76k€204k▲
Profit to be distributed694/7€196k€0▼
Return on contributions (dividend)694€196k€0▼
Social balance
Average headcount (FTE)90877.98.1▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-07
Financial
Highest result since 2019net €240k ▲521%
Operating result €326k, net result €240k, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
31-07
Financial
Weakest financial yearnet €9 ▼100%
Net result drops to €9, the lowest in the series; recovery starts the following year.
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 17 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2016
24-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nestor De Tièrestraat 1359700 OudenaardeGround area
962 m²
Building footprint
614 m²
Volume, LiDAR
3,907 m³
Parcel 45502A0825/00C002, Flanders · tallest building 13.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KLEIN LONDEN BVBA
since 19942.067.072.572
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45502A0825/00C002 | Flanders | 962 m² | 1 · 614 m² | 13.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 252 EUR awarded · 252 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 252 EUR |
| 2022 | 1 | 252 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
2221005BRNGMLA79H541
Similar companies · same sector, comparable size
LIRRCO
BE 0550.499.546
Berlaar · Eq €990k
NOSTEX
BE 0437.744.766
Sint-Agatha-Berchem · Eq €984k
VAN DIJCK
BE 0432.655.335
Wuustwezel · Eq €1.04M
CREATIEF INTERIEUR
BE 0447.906.507
Zottegem · Eq €935k
M
BE 0476.587.625
Antwerpen · Eq €934k
Of 1,272 companies in sector 47512 we hold annual accounts for 581. 319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-1994
Fiscal year end31-07
Activities, NACEBEL
47512Retail sale of household textiles and bedding
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52410
52421
47400Retail sale of information and communication equipment
47410Retail trade
47721Retail sale of footwear
52487
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.