KJAF Talent Management
ActiveKJAF Talent Management has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 86% of 12643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+37
Solvency100=
Growth80=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 6.28 against 3.93 in 2024), and 13% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87%
Return on assets
17.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €45k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
49 d early
2023
52 d early
2022
63 d early
2021
58 d early
2020
61 d early
2019
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€249k▲ 46.3%
2023 · €170k
2018: €104k
2019: €137k
2020: €47k
2021: €84k
2022: €95k
2023: €170k
2018 → 2024
EBIT margin
7.1%▼ 9.6pp
2023 · 16.8%
2018: 0.2%
2019: 3.8%
2020: -55.1%
2021: 7.6%
2022: 19.1%
2023: 16.8%
2018 → 2024
Net result
€9k▼ 11.6%
2024 · €10k
2018: €-3k
2019: €324
2020: €-27k
2021: €5k
2022: €10k
2023: €20k
2024: €10k
2018 → 2025
Working capital
€36k▲ 59.3%
2024 · €22k
2018: €12k
2019: €18k
2020: €-9k
2021: €-4k
2022: €5k
2023: €8k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€84k-€95k▲ 13.4%€170k▲ 79.4%€249k▲ 46.3%
Equity€-4k-€6k€26k▲ 324%€36k▲ 40.7%€45k▲ 25.6%
Operating result€6k-€18k▲ 184%€29k▲ 57.4%€18k▼ 37.7%€16k▼ 7.5%
Net result€5k-€10k▲ 95.8%€20k▲ 98.1%€10k▼ 46.7%€9k▼ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€9k▼ 30.2%
Current assets
€42k▲ 41.3%
Equity and liabilities €52k
Equity
€45k▲ 25.6%
Debt
€7k▼ 11.6%
The debt ratio falls from 17.5% to 13.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▼
2024 · €22k
Cash flow
€13k▼
2024 · €14k
Solvency
87.0%▲
2024 · 82.5%
Current ratio
6.28▲
2024 · 3.93
Quick ratio
6.28▲
2024 · 3.93
Debt / equity
0.15▼
2024 · 0.21
ROE
20.4%▼
2024 · 28.9%
ROA
17.7%▼
2024 · 23.9%
Interest coverage
19.63▼
2024 · 46.36
Debt
€7k▼
2024 · €8k
Debt ≤ 1 year
€7k▼
2024 · €8k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€52k▲
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€9k▼
Furniture and vehicles24€14k€9k▼
Current assets29/58€30k€42k▲
Amounts receivable within one year40/41€850€24k▲
Trade receivables40-€23k
Other amounts receivable41€850€722▼
Cash at bank and in hand54/58€27k€13k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€44k€52k▲
Equity10/15€36k€45k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€22k€31k▲
Amounts payable17/49€8k€7k▼
Amounts payable within one year42/48€8k€7k▼
Trade debts44€3k€579▼
Suppliers440/4€3k€579▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Remuneration and social security454/9€159-
Income statement
Code20242025
Turnover70€249k-
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€2k€501▼
Gross operating margin9900€26k€21k▼
Operating profit (loss)9901€18k€16k▼
Financial income75/76B€54-
Recurring financial income75€54-
Financial charges65/66B€472€1k▲
Recurring financial charges65€472€1k▲
Profit (loss) for the period before taxes9903€17k€15k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€10k€9k▼
Profit (loss) for the period to be appropriated9905€10k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€31k▲
Profit (loss) brought forward from the previous period14P€11k€22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.93
Current ratio from 1.80 to 3.93; short-term debt falls from €10k to €8k.
09-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €20k ▲98.1%
Operating result €29k, net result €20k, both a record.
29-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 1.51
Current ratio from 0.74 to 1.51; short-term debt falls from €15k to €9k.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-27k ▼8347%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €324
Net result €324 after one loss-making year.
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terkamerenlaan 741000 BrusselGround area
1,124 m²
Building footprint
260 m²
Volume, LiDAR
6,300 m³
2 parcels, Brussels, Flanders · tallest building 42.7 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
KJAF Talent Management
since 20152.239.398.715
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23542H0359/00Y000 | Flanders | 660 m² | 1 · 91 m² | 7.8 m · 2 fl. |
| 21822R0228/00M007 | Brussels | 464 m² | 1 · 170 m² | 42.7 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
9 connected companiesNetwork connections
Shared address
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Show 5 more network connections
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Of 2,750 companies in sector 69109 we hold annual accounts for 1,204. 902 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2015
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.