KARIBU JRF
ActiveKARIBU JRF has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €26k. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+8
Growth78=
Stability94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 1.88 in 2024), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
15.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
143 d early
2024
111 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€105k▲ 11.8%
2024 · €94k
2023: €30k
2024: €94k
2023 → 2025
Total assets
€171k▼ 10.9%
2024 · €192k
2023: €121k
2024: €192k
2023 → 2025
Net result
€26k▼ 69.4%
2024 · €85k
2023: €25k
2024: €85k
2023 → 2025
Working capital
€74k▲ 23.9%
2024 · €60k
2023: €-1k
2024: €60k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€30k-€94k▲ 213%€105k▲ 11.8%
Operating result€33k-€111k▲ 237%€39k▼ 65.0%
Net result€25k-€85k▲ 241%€26k▼ 69.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets
€43k▼ 32.7%
Current assets
€128k▲ 0.1%
Equity and liabilities €171k
Equity
€105k▲ 11.8%
Debt
€66k▼ 32.5%
The debt ratio falls from 51.2% to 38.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€60k▼
2024 · €131k
Cash flow
€47k▼
2024 · €106k
Solvency
61.2%▲
2024 · 48.8%
Current ratio
2.37▲
2024 · 1.88
Quick ratio
2.37▲
2024 · 1.88
Debt / equity
0.63▼
2024 · 1.05
ROE
24.9%▼
2024 · 90.9%
ROA
15.2%▼
2024 · 44.4%
Interest coverage
31.99▼
2024 · 46.58
Debt
€66k▼
2024 · €98k
Debt ≤ 1 year
€54k▼
2024 · €68k
Debt > 1 year
€12k▼
2024 · €30k
Income taxes
€11k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€171k▼
Fixed assets21/28€64k€43k▼
Tangible fixed assets22/27€64k€43k▼
Leasing and similar rights25€55k€35k▼
Other tangible fixed assets26€10k€9k▼
Current assets29/58€128k€128k▲
Amounts receivable within one year40/41€21k€15k▼
Trade receivables40€20k€12k▼
Other amounts receivable41€902€2k▲
Cash at bank and in hand54/58€104k€111k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€192k€171k▼
Equity10/15€94k€105k▲
Contributions10/11€5k€5k=
Reserves13€89k€100k▲
Distributable reserves133€89k€100k▲
Amounts payable17/49€98k€66k▼
Amounts payable after more than one year17€30k€12k▼
Financial debts170/4€30k€12k▼
Amounts payable within one year42/48€68k€54k▼
Current portion of amounts payable after more than one year42€17k€18k▲
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€23k€35k▲
Taxes450/3€23k€35k▲
Other amounts payable47/48€21k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€133k€62k▼
Operating profit (loss)9901€111k€39k▼
Financial income75/76B€22€33▲
Recurring financial income75€22€33▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€108k€37k▼
Income taxes67/77€23k€11k▼
Profit (loss) for the period9904€85k€26k▼
Profit (loss) for the period to be appropriated9905€85k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€26k▼
Transfer from equity791/2-€15k
Transfer to equity691/2€64k€26k▼
To other reserves6921€64k€26k▼
Profit to be distributed694/7€21k€15k▼
Return on contributions (dividend)694€21k€15k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €105k ▲11.8%
3 profitable years in a row build equity to €105k.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2023net €85k ▲241%
Operating result €111k, net result €85k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elsdonklaan 32610 AntwerpenGround area
785 m²
Building footprint
145 m²
Volume, LiDAR
952 m³
Parcel 11051C0210/00K005, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KARIBU JRF
since 20232.341.688.084
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051C0210/00K005 | Flanders | 785 m² | 1 · 145 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LIGHT-IT
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AGREMAN
BE 0665.546.197
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Sara Pieters
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Occepi
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Pont-à-Celles · Eq €105k
Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2023
Fiscal year end31-12
Abbreviation NL
KARIBU
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.