Kara Consulting

Active

Private limited companyfounded 20242 yrs activeDriehoekstraat 20, 2240 Zandhoven, BelgiumKBO/BCE: BE 1012.436.609

Summary

Kara Consulting has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€46,586) and a net result of -€49,586. Its solvency ranks better than 5% of 38827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch Report Compare

Kara ConsultingActiveChecked score 53/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Engineering and related technical consultancy, excluding land surveyors NACE 71121

1 site

Size

€4,080total assets 2025

Equity: -€46,586
Loss: -€49,586

Turnover not published (abridged schema)

Financial health

53 Fair Checked score 2025

Bankruptcy chance 12 m: 0.7%

Structure

Board: 1 member

Accounts 35 d early1 of 2 deeds read

Why 53Capped at 59: negative equity- Negative equity -€46,586- 1 change of registered office in 24 months+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €4,080Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 10% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 0

equity -1141.9% of total assets

Liquidity 42

short-term debt 1241.9% · cash 33.9%

Profitability 0

return on assets -1215.4%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,260 companies)

Last 24 months 09-2025: 0.4%lowest value 10-2025: 0.4%▲ +2.2% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%▲ +3.2% vs 11-2025 01-2026: 0.4%▲ +0.8% vs 12-2025 02-2026: 0.4%▲ +11.4% vs 01-2026 03-2026: 0.5%▲ +14.4% vs 02-2026 04-2026: 0.5%▲ +0.8% vs 03-2026 05-2026: 0.5%▲ +3.0% vs 04-2026 06-2026: 0.9%▲ +81.1% vs 05-2026 07-2026: 1.0%▲ +9.0% vs 06-2026 08-2026: 1.0%▲ +3.7% vs 07-2026highest value 09-2026: 1.0%● 0.0% vs 08-2026highest value 10-2026: 0.7%▼ -32.9% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Negative equity -€46,586 raises the probability
1 change of registered office in 24 months raises the probability
Size: total assets €4,080 lowers the probability for this profile

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 3%, liquidity 22%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Negative equity -€46,586

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Size: total assets €4,080

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

35 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

26-06-26 Annual accounts filedfiscal year 2025 · micro…
06-05-26 Resignation: Karamichalis Daniel (director)Appointment: Plees Diègo (director) ·…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€46,586 View
Caution: Among the weakest 5% on solvencysector median 56.0% · 38,827 companies -1141.9% View
Caution: Board changedlatest change 01-12-2025 · 1 in office 1 joined · 1 left View