KALE TES
ActiveKALE TES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220k and a net result of €30k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-13
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 7.08 against 4.92 in 2024; short-term debt: 10.7% and cash: 6% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
10.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
34 d early
2022
4 d early
2021
34 d early
2020
32 d early
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€220k▲ 15.9%
2024 · €190k
2019: €15k
2020: €49k
2021: €76k
2022: €107k
2023: €140k
2024: €190k
2019 → 2025
Total assets
€282k▲ 18.3%
2024 · €238k
2019: €23k
2020: €72k
2021: €91k
2022: €133k
2023: €175k
2024: €238k
2019 → 2025
Net result
€30k▼ 39.0%
2024 · €50k
2019: €9k
2020: €33k
2021: €27k
2022: €31k
2023: €33k
2024: €50k
2019 → 2025
Working capital
€184k▼ 2.7%
2024 · €189k
2019: €15k
2020: €44k
2021: €73k
2022: €104k
2023: €139k
2024: €189k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€107k▲ 41.5%€140k▲ 31.1%€190k▲ 35.3%€220k▲ 15.9%
Operating result€36k-€41k▲ 14.2%€49k▲ 18.1%€64k▲ 30.9%€35k▼ 45.2%
Net result€27k-€31k▲ 16.0%€33k▲ 6.1%€50k▲ 48.8%€30k▼ 39.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €282k
Fixed assets
€68k▲ 6,709%
Current assets
€214k▼ 9.7%
Equity and liabilities €282k
Equity
€220k▲ 15.9%
Debt
€62k▲ 27.7%
The debt ratio rises from 20.2% to 21.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▼
2024 · €64k
Cash flow
€33k▼
2024 · €50k
Solvency
78.2%▼
2024 · 79.8%
Current ratio
7.08▲
2024 · 4.92
Quick ratio
7.08▲
2024 · 4.92
Debt / equity
0.28▲
2024 · 0.25
ROE
13.7%▼
2024 · 26.1%
ROA
10.7%▼
2024 · 20.8%
Interest coverage
12.25▼
2024 · 146.43
Debt
€62k▲
2024 · €48k
Debt ≤ 1 year
€30k▼
2024 · €48k
Debt > 1 year
€31k
Income taxes
€7k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€238k€282k▲
Fixed assets21/28€992€68k▲
Tangible fixed assets22/27€992€68k▲
Land and buildings22-€65k
Furniture and vehicles24€992€3k▲
Current assets29/58€237k€214k▼
Amounts receivable after more than one year29€150k€144k▼
Trade receivables290€150k€144k▼
Amounts receivable within one year40/41€27k€53k▲
Trade receivables40€27k€10k▼
Other amounts receivable41-€43k
Cash at bank and in hand54/58€60k€17k▼
Deferred charges and accrued income490/1€470€331▼
Equity and liabilities
Total equity and liabilities10/49€238k€282k▲
Equity10/15€190k€220k▲
Contributions10/11€6k€8k▲
Reserves13€2k-
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Profit (loss) carried forward14€182k€212k▲
Amounts payable17/49€48k€62k▲
Amounts payable after more than one year17-€31k
Financial debts170/4-€31k
Amounts payable within one year42/48€48k€30k▼
Trade debts44€390€2k▲
Suppliers440/4€390€2k▲
Taxes, remuneration and social security45€41k€29k▼
Taxes450/3€38k€27k▼
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€6k-
Income statement
Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€347€2k▲
Other operating charges640/8€450€7k▲
Gross operating margin9900€65k€45k▼
Operating profit (loss)9901€64k€35k▼
Financial income75/76B-€5k
Recurring financial income75-€5k
Financial charges65/66B€439€3k▲
Recurring financial charges65€439€3k▲
Profit (loss) for the period before taxes9903€64k€37k▼
Income taxes67/77€14k€7k▼
Profit (loss) for the period9904€50k€30k▼
Profit (loss) for the period to be appropriated9905€50k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€182k€212k▲
Profit (loss) brought forward from the previous period14P€132k€182k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €220k ▲15.9%
7 profitable years in a row build equity to €220k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2019net €50k ▲48.8%
Operating result €64k, net result €50k, both a record.
31-12
Financial
Equity above €150kEq €190k ▲35.3%
6 profitable years in a row build equity to €190k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €107k ▲41.5%
4 profitable years in a row build equity to €107k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 5.79
Current ratio from 2.86 to 5.79; short-term debt falls from €23k to €15k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 2018
Ground area
222 m²
Building footprint
145 m²
Volume, LiDAR
780 m³
Parcel 71020B0232/00A002, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kale Tes
since 20182.274.684.147
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71020B0232/00A002 | Flanders | 222 m² | 1 · 145 m² | 9.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2018
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.