JUUMAT
ActiveJUUMAT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €66k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+11
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.93 against 2.77 in 2024; short-term debt: 24.6% and cash: 13.4% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
62.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
10 d early
2024
31 d early
2023
30 d late
2022
34 d early
2021
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 109%
2024 · €38k
2021: €32k
2022: €25k
2023: €22k
2024: €38k
2021 → 2025
Total assets
€105k▲ 77.4%
2024 · €59k
2021: €52k
2022: €45k
2023: €45k
2024: €59k
2021 → 2025
Net result
€66k▲ 297%
2024 · €17k
2021: €30k
2022: €-7k
2023: €-565
2024: €17k
2021 → 2025
Working capital
€76k▲ 99.9%
2024 · €38k
2021: €32k
2022: €27k
2023: €23k
2024: €38k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€25k▼ 23.6%€22k▼ 9.2%€38k▲ 70.1%€79k▲ 109%
Operating result€38k-€-6k€2k€24k▲ 1,044%€85k▲ 261%
Net result€30k-€-7k€-565▲ 91.7%€17k€66k▲ 297%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 261% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€4k
Current assets
€102k
Equity and liabilities €105k
Equity
€79k▲ 109%
Debt
€26k▲ 20.6%
The debt ratio falls from 36.1% to 24.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€85k
Cash flow
€66k
Solvency
75.4%▲
2024 · 63.9%
Current ratio
3.93▲
2024 · 2.77
Quick ratio
3.93▲
2024 · 2.77
Debt / equity
0.33▼
2024 · 0.57
ROE
82.5%▲
2024 · 43.6%
ROA
62.2%▲
2024 · 27.8%
Interest coverage
85.78
Debt
€26k▲
2024 · €21k
Debt ≤ 1 year
€26k▲
2024 · €21k
Income taxes
€18k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€105k▲
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Plant, machinery and equipment23-€4k
Current assets29/58€59k€102k▲
Amounts receivable within one year40/41€43k€52k▲
Trade receivables40€43k€34k▼
Other amounts receivable41-€18k
Cash at bank and in hand54/58€15k€14k▼
Deferred charges and accrued income490/1€2k€36k▲
Equity and liabilities
Total equity and liabilities10/49€59k€105k▲
Equity10/15€38k€79k▲
Contributions10/11€3k€3k=
Reserves13€35k€76k▲
Distributable reserves133€35k€76k▲
Amounts payable17/49€21k€26k▲
Amounts payable within one year42/48€21k€26k▲
Trade debts44€677€2k▲
Suppliers440/4€677€2k▲
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€11k€5k▼
Other amounts payable47/48€10k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€357
Other operating charges640/8€854€90▼
Gross operating margin9900€24k€85k▲
Operating profit (loss)9901€24k€85k▲
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€268€994▲
Recurring financial charges65€268€994▲
Profit (loss) for the period before taxes9903€23k€84k▲
Income taxes67/77€7k€18k▲
Profit (loss) for the period9904€17k€66k▲
Profit (loss) for the period to be appropriated9905€17k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€66k▲
Transfer from equity791/2-€24k
Transfer to equity691/2€16k€66k▲
To other reserves6921€16k€66k▲
Profit to be distributed694/7€900€24k▲
Return on contributions (dividend)694€900€24k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €66k ▲297%
Operating result €85k, net result €66k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-7k ▼123%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe-Winningstraat 143500 HasseltGround area
984 m²
Building footprint
156 m²
Volume, LiDAR
1,096 m³
Parcel 71052C0041/00Y018, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JUUMAT
since 20212.322.503.365
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052C0041/00Y018 | Flanders | 984 m² | 1 · 156 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 580 EUR awarded · 580 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 128 EUR | 461 EUR |
| 2022 | 1 | 452 EUR | 119 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.