Summary
COAST LIVING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €52,937 and a net result of -€29,306. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 9872 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9872 sector peers (2024).
NBB · sector comparisonPosition among 9872 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
65 d late
2022
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 52 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€52,937▼ 35.6%
2023 · €82,243
Net result
-€29,306
2023 · €39,986
Total assets
€2.0m▲ 1,012%
2023 · €176,445
Solvency
2.7%▼ 43.9pp
2023 · 46.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€50,962-€51,451▲ 1.0%€10,797▼ 79.0%
Net result€40,757within the sector's middle half-€39,986within the sector's middle half▼ 1.9%-€29,306below the sector's middle half
Equity€42,257within the sector's middle half-€82,243within the sector's middle half▲ 94.6%€52,937within the sector's middle half▼ 35.6%
Total assets€146,727within the sector's middle half-€176,445within the sector's middle half▲ 20.3%€2.0mabove the sector's middle half▲ 1,012%
Debt€104,470-€94,202▼ 9.8%€1.9m▲ 1,927%
Working capital€107,257within the sector's middle half-€82,243within the sector's middle half▼ 23.3%-€59,777below the sector's middle half
Solvency28.8%within the sector's middle half-46.6%within the sector's middle half▲ 17.8pp2.7%below the sector's middle half▼ 43.9pp
Current ratio4.64above the sector's middle half-1.87within the sector's middle half▼ 2.770.94within the sector's middle half▼ 0.93
Return on assets (ROA)27.8%above the sector's middle half-22.7%within the sector's middle half▼ 5.1pp-1.5%below the sector's middle half▼ 24.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 79% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.0m
Fixed assets
€994,255
Current assets
€968,025
Equity and liabilities €2.0m
Equity
€52,937 ▼ 35.6%
Debt
€1.9m ▲ 1,927%
Debt's share of the balance-sheet total rises from 53.4% to 97.3%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-55.4%▼
2023 · 48.6%
Debt ≤ 1 year
€1.0m▲
2023 · €94,202
Debt > 1 year
€878,282
Income taxes
€83▼
2023 · €10,279
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €129,354 | - |
| Other operating charges640/8 | - | €639 | €5,090 | ▲ 696% |
| Gross operating margin9900 | €50,962 | €52,091 | €145,241 | ▲ 179% |
| Operating profit (loss)9901 | €50,962 | €51,451 | €10,797 | ▼ 79.0% |
| Financial income75/76B | €20 | - | €6 | - |
| Recurring financial income75 | €20 | - | €6 | - |
| Financial charges65/66B | €36 | €1,186 | €40,026 | ▲ 3,275% |
| Recurring financial charges65 | €36 | €1,186 | €40,026 | ▲ 3,275% |
| Profit (loss) for the period before taxes9903 | €50,946 | €50,266 | -€29,223 | ▼ 158% |
| Income taxes67/77 | €10,189 | €10,279 | €83 | ▼ 99.2% |
| Profit (loss) for the period9904 | €40,757 | €39,986 | -€29,306 | ▼ 173% |
| Profit (loss) for the period to be appropriated9905 | €40,757 | €39,986 | -€29,306 | ▼ 173% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €146,727 | €176,445 | €2.0m | ▲ 1,012% |
| Fixed assets21/28 | €10,000 | - | €994,255 | - |
| Tangible fixed assets22/27 | - | - | €994,255 | - |
| Land and buildings22 | - | - | €994,255 | - |
| Financial fixed assets28 | €10,000 | - | - | - |
| Current assets29/58 | €136,727 | €176,445 | €968,025 | ▲ 449% |
| Stocks and contracts in progress3 | - | - | €680,337 | - |
| Stocks30/36 | - | - | €680,337 | - |
| Amounts receivable within one year40/41 | €114,680 | €143,153 | €219,145 | ▲ 53.1% |
| Trade receivables40 | €40,535 | €59,895 | €140,145 | ▲ 134% |
| Other amounts receivable41 | €74,145 | €83,258 | €79,000 | ▼ 5.1% |
| Cash at bank and in hand54/58 | €22,046 | €33,161 | €68,062 | ▲ 105% |
| Deferred charges and accrued income490/1 | - | €131 | €481 | ▲ 268% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €146,727 | €176,445 | €2.0m | ▲ 1,012% |
| Equity10/15 | €42,257 | €82,243 | €52,937 | ▼ 35.6% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | = |
| Reserves13 | €40,757 | €40,757 | €40,757 | = |
| Distributable reserves133 | €40,757 | €40,757 | €40,757 | = |
| Profit (loss) carried forward14 | - | €39,986 | €10,680 | ▼ 73.3% |
| Amounts payable17/49 | €104,470 | €94,202 | €1.9m | ▲ 1,927% |
| Amounts payable after more than one year17 | €75,000 | - | €878,282 | - |
| Financial debts170/4 | - | - | €878,282 | - |
| Other amounts payable178/9 | €75,000 | - | - | - |
| Amounts payable within one year42/48 | €29,470 | €94,202 | €1.0m | ▲ 991% |
| Current portion of amounts payable after more than one year42 | - | - | €38,796 | - |
| Financial debts43 | - | - | €650,000 | - |
| Credit institutions430/8 | - | - | €650,000 | - |
| Trade debts44 | €120 | €13,535 | - | - |
| Suppliers440/4 | €120 | €13,535 | - | - |
| Taxes, remuneration and social security45 | €20,504 | €20,407 | €26,155 | ▲ 28.2% |
| Taxes450/3 | €20,504 | €20,407 | €26,155 | ▲ 28.2% |
| Other amounts payable47/48 | €8,846 | €60,260 | €312,851 | ▲ 419% |
| Accrued charges and deferred income492/3 | - | - | €3,260 | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,757 | €39,986 | -€29,306 | ▼ 173% |
| + Depreciation and write-downs630 | - | - | €129,354 | - |
| Operating cash flow (approximation) | €40,757 | €39,986 | €100,048 | ▲ 150% |
| Change in cash | - | €11,115 | €34,901 | ▲ 214% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
15-07
State Gazette act
BenamingName change · Power of attorney6 facts ▸
State Gazette act
Benaming
Name change · Power of attorney6 facts ▸
- General meeting, 13-07-2026
- Name change, Coast Living
- Power of attorney
- Power of attorney, Eric dE Grave
- Power of attorney, BV SDP ACCOUNTANTS
- Power of attorney, Dirk Parret
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet -€29,306
Net result drops to -€29,306, the lowest in the series.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2022
Ground area
9,925 m²
Building footprint
160 m²
Volume, LiDAR
627 m³
2 parcels, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
JUUL
since 20222.327.155.704
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38028C0476/00D000 | Flanders | 9,810 m² | 1 · 160 m² | 7.3 m · 1 fl. |
| 38019B0309/00E000 | Flanders | 115 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Name clause
Coast Living
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 10,593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-2022
Fiscal year end31-12
Legal name NL
JUUL
Activities, NACEBEL 2025
64210Activities of holding companies
68121Development of residential building projects
68122Development of non-residential building projects
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0780821195
Also
9925:BE0780821195
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.