Skip to content

JUKO

Active Public limited companyfounded 1998active for 28 yearsBiezestraat 131, 9220 Hamme (Vl.)KBO/BCE: BE 0464.446.193 subsidiary of D.B.I.#4 company by equity in Hamme, Real estate sector
Part of the group D.B.I. 15 companies
See the group

Lifetime

20 annual accounts with figures on one time axis, 27 filings since 1999
peak €534,532 (2023)
€479,527▼ 8.6%
lowest -€60,338 (2016)
€174,234▼ 13.4%
peak €3.8m (2025)
€3.8m▲ 4.8%
€216,814▼ 13.8%
Board7 names since 2020
3 directorsDE BOCK Juliaan and 2 others
Owners4 names in the annual accounts
62.51%D.B.I. and 3 others
Documentsfilings and deeds
28-05-202664 days before the deadline
2025abbreviated format
Appointment: BV Compass Audit (statutory auditor) 20-08Cash from €430,021 to €180,889

Key points

from the 2025 annual accounts

Equity

€3.8m ▲ 4.8%

JUKO has made a profit without a break since 2017.

Turnover

≈ €850,000 estimated

The abbreviated format states no turnover.

Liquidity

6.87 was 4.60 in 2024

Short-term debts fell from €250,688 to €216,814.

Filings

27 annual accounts since 1999
AprilJune31 JulyOctober200020102020

Four of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.

Position in the sector

94.6%

Higher solvency than 93% of companies in real estate. Sector median 30.7% · 11,299 companies.

Checked score

97
Excellent
Financially stronger than 79% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 6,997 companies (NACE 68, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 94.6% of total assets
56-8short-term debt 5.4% · cash 4.5%
74-1return on assets 4.3%

Score breakdown

raises risk
Liquidity: current ratio 6.87, cash €180,889, halved
lowers risk
Size: total assets €4.0m
Figures for financial year 2025 (filed on 28-05-2026)
Equity €3.8m (94.6% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 92% of them on solvency, 81% on liquidity, 82% on profitability and 62% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as JUKO has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of JUKO itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for JUKO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €360,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 6.87 (4.6 in 2024), above the usual 1.5. Short-term debt is 5.4% and cash 4.5% of total assets. 5.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €4.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 6.87, cash €180,889, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-05-2026)
NBB · annual accounts
lowers risk · Equity €3.8m (94.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
64 days early
2024
71 days early
2023
44 days early
2022
21 days late
2021
24 days late
2020
28 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (4 of the last 5 accounts filed within 64 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DB
Managing director
ED
Managing director
VR
Director
CA
Auditor, Jo François
  • D.B.I. 62.51%equity €63.5m (2025) · 2025 annual accounts of D.B.I.
  • CEDRUS 10.23%score 93equity €796,087 (2025) · 2025 annual accounts of CEDRUS
  • Q32 6.06%score 96equity €7.8m (2025) · 2025 annual accounts of Q32
and 1 other shareholderBoard & ownership

Recent changes

Appointment: BV Compass Audit (statutory auditor) Permanent representative: Eva De Bock · General meeting of 16-05-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0464446193
Appointment: Figurad Bedrijfsrevisoren BV (statutory auditor) Permanent representative: Eva De Bock · General meeting of 03-10-2024 · Gazette deed
Resignations: Wouter Rogiers (director) and Marc De Schaepmeester (director) Director discharge: Wouter Rogiers (director (not named in the articles)) · Director discharge: Marc De Schaepmeester (director (not named in the articles)) · General meeting of 16-11-2023 · Gazette deed
All 43 events

Comparable companies

same main activity, similar in size and age
Company
JUKO Hamme (Vl.) €4.0m €479,527 94.6% -
SERVICE I.T. Lokeren €4.1m €474,878 81.8% 1
Livinus Invest Sint-Lievens-Houtem €4.0m €754,122 64.5% -
YVES BLANCKE IMPULS SERVICE Aalter €3.6m €368,329 22.9% -
IMMO D'EDEN Somme-Leuze €3.6m €480,646 13.5% -
TEDECO Uccle €3.9m €334,269 45.4% -
IMMO 2020 SA Herve €3.2m €509,561 68.3% -

These companies have the same main activity as JUKO: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €3.2m and €4.1m, founded between 1995 and 2002.

Official details

Source: KBO
Status
Active since 23-10-1998Normal situation
Activity
Development of residential building projectsNACE 68121
Establishment unit
2.089.238.4589220 Hamme (Vl.), since 18-11-1998
Financial year end
31 December
Peppol
Reachable since 24-03-2025
Company details

Annual accounts 2025

€4.0m▲ 3.6%
Filing
Filed on 28-05-2026, 64 days before the end of the filing period
Financials

Companies linked to JUKO

Insights on JUKO

JUKO files the abbreviated format. That format states no turnover. The gross margin rose from €82,161 in 2006 to €479,527 in 2025.

The balance sheet grew most from 2014 to 2015 through fixed assets.

D.B.I. holds 62.51% of the shares. In April 2023, the Official Gazette published the appointment of DE BOCK Juliaan as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about JUKO

What is the company number of JUKO?
The company number of JUKO is 0464.446.193. The VAT number is the same number with BE in front: BE 0464.446.193.
Where is JUKO based?
The registered office is at Biezestraat 131, 9220 Hamme (Vl.).Company details
What does JUKO do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of JUKO?
JUKO is a public limited company (NV).
When was JUKO founded?
JUKO was founded on 23-10-1998.
Is JUKO still active?
Yes, JUKO is an active enterprise in the KBO register.
What is the turnover of JUKO?
The turnover in financial year 2025 is ≈ €850,000. This figure is estimated from the gross margin of €479,527 and 40 comparable companies (NACE 681). It probably lies between €640,000 and €1.4m.Financials
Is JUKO profitable?
In financial year 2025, JUKO made a profit of €174,234.
Where can I find the annual accounts of JUKO?
JUKO filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JUKO due?
JUKO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.