JUDHO
ActiveJUDHO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €67k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-5
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 28.16 against 26.44 in 2024), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
6.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
15 d early
2023
13 d early
2022
11 d early
2021
31 d early
2020
16 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.08M▲ 6.6%
2024 · €1.02M
2018: €578k
2019: €679k
2020: €689k
2021: €792k
2022: €880k
2023: €944k
2024: €1.02M
2018 → 2025
Total assets
€1.11M▲ 6.3%
2024 · €1.04M
2018: €618k
2019: €703k
2020: €711k
2021: €820k
2022: €913k
2023: €965k
2024: €1.04M
2018 → 2025
Net result
€67k▼ 7.3%
2024 · €72k
2018: €82k
2019: €101k
2020: €97k
2021: €103k
2022: €88k
2023: €64k
2024: €72k
2018 → 2025
Working capital
€676k▲ 1.2%
2024 · €668k
2018: €576k
2019: €578k
2020: €584k
2021: €688k
2022: €527k
2023: €599k
2024: €668k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€792k-€880k▲ 11.1%€944k▲ 7.3%€1.02M▲ 7.7%€1.08M▲ 6.6%
Operating result€146k-€124k▼ 14.9%€89k▼ 28.2%€96k▲ 8.0%€92k▼ 4.3%
Net result€103k-€88k▼ 15.4%€64k▼ 26.5%€72k▲ 12.4%€67k▼ 7.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€408k▲ 16.9%
Current assets
€701k▲ 1.0%
Equity and liabilities €1.11M
Equity
€1.08M▲ 6.6%
Debt
€25k▼ 5.2%
The debt ratio falls from 2.5% to 2.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€94k▼
2024 · €98k
Cash flow
€69k▼
2024 · €74k
Solvency
97.8%▲
2024 · 97.5%
Current ratio
28.16▲
2024 · 26.44
Quick ratio
28.16▲
2024 · 26.44
Debt / equity
0.02▼
2024 · 0.03
ROE
6.2%▼
2024 · 7.1%
ROA
6.1%▼
2024 · 6.9%
Interest coverage
851.38▼
2024 · 1355.31
Debt
€25k▼
2024 · €26k
Debt ≤ 1 year
€25k▼
2024 · €26k
Income taxes
€26k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.04M€1.11M▲
Fixed assets21/28€348k€408k▲
Tangible fixed assets22/27€197k€256k▲
Land and buildings22€194k€194k=
Furniture and vehicles24€3k€62k▲
Financial fixed assets28€151k€151k=
Current assets29/58€694k€701k▲
Amounts receivable within one year40/41€45k€30k▼
Trade receivables40€20k-
Other amounts receivable41€25k€30k▲
Current investments50/53€396k€396k=
Cash at bank and in hand54/58€251k€274k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.04M€1.11M▲
Equity10/15€1.02M€1.08M▲
Contributions10/11€19k€19k=
Reserves13€998k€1.07M▲
Distributable reserves133€998k€1.07M▲
Amounts payable17/49€26k€25k▼
Amounts payable within one year42/48€26k€25k▼
Trade debts44€11k€14k▲
Suppliers440/4€11k€14k▲
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€11k€7k▼
Other amounts payable47/48€4k€4k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€99k€96k▼
Operating profit (loss)9901€96k€92k▼
Financial income75/76B€5k€1k▼
Recurring financial income75€5k€1k▼
Financial charges65/66B€72€110▲
Recurring financial charges65€72€110▲
Profit (loss) for the period before taxes9903€101k€93k▼
Income taxes67/77€29k€26k▼
Profit (loss) for the period9904€72k€67k▼
Profit (loss) for the period to be appropriated9905€72k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€67k▼
Transfer to equity691/2€72k€67k▼
To other reserves6921€72k€67k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €1MEq €1.02M ▲7.7%
7 profitable years in a row build equity to €1.02M.
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €64k ▼26.5%
Net result drops to €64k, the lowest in the series; recovery starts the following year.
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €103k ▲6.5%
Net result €103k, the highest in the series.
14-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Altebijstraat 218310 BruggeGround area
3,383 m²
Building footprint
253 m²
Volume, LiDAR
2,350 m³
Parcel 31433D0171/00S002, Flanders · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JUDHO
since 20112.202.714.602
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31433D0171/00S002 | Flanders | 3,383 m² | 1 · 253 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HPP
BE 0695.546.715
Vorst · Eq €1.08M
KLAN design
BE 0737.800.806
Menen · Eq €1.08M
REYFRA
BE 0458.799.904
Heusden-Zolder · Eq €1.08M
DaVinci Consult
BE 0820.167.860
Maarkedal · Eq €1.08M
EXPLODEP
BE 0521.693.219
Vilvoorde · Eq €1.08M
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 26,861 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2011
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:judhobv@gmail.com