Equity
-€24,352
Debts exceed assets in financial year 2025.
JRN AM
Lifetime
4 annual accounts with figures on one time axispeak €46,099 (2023)
-€5,678▼ €5,258
lowest -€43,544 (2024)
-€12,729▲ €30,815
peak €31,922 (2023)
-€24,352▼ €12,729
€50,749▲ 82.3%
Board1 name since 2022
1 directorDAENINCK Jeroen Rony Lieve
Documentsfilings and deeds
14-09-202645 days late
2025micro format
Gross margin from -€420 to -€5,678Loss of €12,729Equity from -€11,623 to -€24,352Debts from €27,844 to €50,749Cash from €509 to €2,720
Key points
from the 2025 annual accountsLosses
-€56,274 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debts
€50,749 192% of the balance sheet
Suppliers 18%Taxes and wages 2%Other 80%
Of this, €50,597 falls due within a year.
Investments
€7,859 16.8 × depreciation
Green is investment, beige is depreciation.
Filings
4 annual accounts 2 late
The 2024 accounts came latest: 57 days after the end of the period.
Position in the sector
-92.3%
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.
Turnover not published (micro format)
Checked score
52
Fair
Financially stronger than 4% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.3%▲ +0.1 percentage points vs 02-2025
04-2025: 1.3%● unchanged vs 03-2025
05-2025: 1.3%● unchanged vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 1.8%▲ +0.5 percentage points vs 07-2025
09-2025: 2.4%▲ +0.6 percentage points vs 08-2025
10-2025: 1.6%▼ -0.8 percentage points vs 09-2025
11-2025: 1.6%● unchanged vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.6%● unchanged vs 12-2025
02-2026: 1.5%▼ -0.1 percentage points vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.5%● unchanged vs 03-2026
05-2026: 1.4%▼ -0.1 percentage points vs 04-2026
06-2026: 1.5%▲ +0.1 percentage points vs 05-2026
07-2026: 1.5%● unchanged vs 06-2026
08-2026: 2.0%▲ +0.5 percentage points vs 07-2026
09-2026: 2.4%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 0.6%▼ -1.8 percentage points vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€24,352
Last filed accounts filed 45 days late; 2 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €26,397
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 6% on liquidity, 4% on profitability and 3% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as JRN AM has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JRN AM itself is lower: 0.6% within 12 months. It rests on far more data about JRN AM than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for JRN AM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.38 (0.59 in 2024), below 1. Short-term debt is 191.7% and cash 10.3% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€24,352
raises risk · 2025 accounts filed 45 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
45 days late
2024
57 days late
2023
43 days early
2022
76 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 4 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (3 of the last 4 accounts filed within 55 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DAENINCK Jeroen Rony Lieve founderdeed of 07-02-2022
- DAENINCK Jeroen 1,000 sharesdeed of 07-02-2022
Recent changes
Registered office moved from Maldegem to Adegem
New registered office: Prins Boudewijnlaan 9 bus F, 9991 Adegem · Previous registered office: Krommewege 38, 9990 Maldegem · Permanent representative: Wim D'Hoker · General meeting of 01-08-2024 · Gazette deed
Appointment: DAENINCK Jeroen (director)
Gazette deed
Publication in the Belgian Official Gazette
Gazette deed
Incorporation
Founder: DAENINCK Jeroen Rony Lieve · 1,000 shares · published on 07-02-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JRN AM Maldegem | €26,397 | -€5,678 | -92.3% | - |
| MSMA-Consult Lebbeke | €25,588 | -€7,210 | 77.6% | - |
| Ecoter Oudenaarde | €27,596 | -€4,974 | 98.2% | - |
| VERSUS Nazareth-De Pinte | €28,973 | -€27,720 | -112.3% | - |
| Rhem boekhouding Deinze | €24,757 | -€9,512 | 65.0% | - |
| Ligo Cap Ghent | €26,437 | -€7,878 | 81.4% | - |
| MSBC Sint-Martens-Latem | €23,263 | -€9,225 | 84.5% | - |
These companies have the same main activity as JRN AM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €23,300 and €29,000, founded in 2022.
Official details
Source: KBO- Status
- Active since 03-02-2022Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.327.362.3729990 Maldegem, since 03-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on JRN AM
JRN AM files the micro format. That format states no turnover. The gross margin fell from €15,658 in 2022 to -€5,678 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JRN AM
- What is the company number of JRN AM?
- The company number of JRN AM is 0781.574.332. The VAT number is the same number with BE in front: BE 0781.574.332.
- Where is JRN AM based?
- The registered office is at Prins Boudewijnlaan 9, 9991 Maldegem.Company details
- What does JRN AM do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of JRN AM?
- JRN AM is a private limited company (BV).
- When was JRN AM founded?
- JRN AM was founded on 03-02-2022.
- Is JRN AM still active?
- Yes, JRN AM is an active enterprise in the KBO register.
- What is the turnover of JRN AM?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is JRN AM profitable?
- In financial year 2025, JRN AM made a loss of €12,729.
- Where can I find the annual accounts of JRN AM?
- JRN AM filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JRN AM due?
- JRN AM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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