Equity
JOIRIS, ROUSSEAUX ET Co, REVISEURS D'ENTREPRISES ASSOCIES has made a profit in every financial year since 2009.
JOIRIS, ROUSSEAUX ET Co, REVISEURS D'ENTREPRISES ASSOCIES has made a profit in every financial year since 2009.
The accounts state no turnover.
Of this, €690,910 falls due within a year.
In 2025, 3 people joined and 2 left.
The last five annual accounts were filed 10 to 20 days before the end of the period.
Lower net result than 82% of companies in legal and accounting. Sector median €119,837 · 1,049 companies.
The dashed line is the sector median: < 0.1% across 20,103 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 23% of them on solvency, 18% on liquidity, 19% on profitability and 40% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,984 companies had the same profile as JOIRIS, ROUSSEAUX ET Co, REVISEURS D'ENTREPRISES ASSOCIES has now. Each dot stands for 10 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JOIRIS, ROUSSEAUX ET Co, REVISEURS D'ENTREPRISES ASSOCIES itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for JOIRIS, ROUSSEAUX ET Co, REVISEURS D'ENTREPRISES ASSOCIES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.24 (1.23 in 2024), below the usual 1.5. Short-term debt is 79.3% and cash 29.3% of total assets. 79.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| JOIRIS, ROUSSEAUX ET Co, REVISEURS D'ENTREPRISES ASSOCIES Mons | €871,232 | €268,213 | 20.5% | 4.6 |
| GRAWEZ, EXPERTS-COMPTABLES CERTIFIES Namur | €747,528 | €344,671 | 70.2% | 2.9 |
| BOGAERT & BOSMANS Bedrijfsrevisoren - Réviseurs d'Entreprises Leuven | €907,011 | €214,483 | 5.1% | 4 |
| Achiel Clybouw, André Clybouw & Co, Bedrijfsrevisoren – Réviseurs d'entreprises Antwerp | €823,677 | €225,789 | 14.7% | 1.3 |
| AXYLIUM AUDIT - LIEGE Liège | €439,077 | €206,100 | 15.9% | 3 |
| ANDRE MARBAIX & CO La Louvière | €652,823 | €519,704 | 61.2% | 5.5 |
| LIBRA TAX & ACCOUNTANCY - HAINAUT La Louvière | €303,411 | €267,715 | 8.1% | 4.1 |
These companies have the same main activity as JOIRIS, ROUSSEAUX ET Co, REVISEURS D'ENTREPRISES ASSOCIES: activities of company auditors (NACE 69203). They are comparable in size and age: total assets between €303,000 and €907,000, founded between 1991 and 2004.
JOIRIS, ROUSSEAUX ET Co, REVISEURS D'ENTREPRISES ASSOCIES has existed since 1993. The gross margin grew from €74,533 in 2009 to €268,213 in 2025 and staff from 1 to 4.6 full-time equivalents.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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