EyeCare Opticians Vlaanderen NO
ActiveEyeCare Opticians Vlaanderen NO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €844k and a net result of €186k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-4
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 5.18 against 5.86 in 2024; short-term debt: 18.8% and cash: 7.4% of total assets), and 18.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.2%
Return on assets
17.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
21 d early
2023
27 d late
2022
35 d early
2021
24 d early
2020
23 d early
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€844k▲ 28.3%
2024 · €658k
2018: €905k
2019: €437k
2020: €446k
2021: €531k
2022: €396k
2023: €487k
2024: €658k
2018 → 2025
Total assets
€1.04M▲ 27.0%
2024 · €818k
2018: €1.21M
2019: €771k
2020: €729k
2021: €808k
2022: €856k
2023: €734k
2024: €818k
2018 → 2025
Net result
€186k▲ 9.1%
2024 · €171k
2018: €114k
2019: €48k
2020: €88k
2021: €126k
2022: €104k
2023: €130k
2024: €171k
2018 → 2025
Working capital
€815k▲ 22.2%
2024 · €667k
2018: €894k
2019: €405k
2020: €375k
2021: €495k
2022: €374k
2023: €495k
2024: €667k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€531k-€396k▼ 25.4%€487k▲ 23.0%€658k▲ 35.1%€844k▲ 28.3%
Operating result€166k-€140k▼ 15.6%€145k▲ 4.1%€212k▲ 45.8%€261k▲ 23.3%
Net result€126k-€104k▼ 18.2%€130k▲ 25.2%€171k▲ 31.8%€186k▲ 9.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€29k▲ 111%
Current assets
€1.01M▲ 25.5%
Equity and liabilities €1.04M
Equity
€844k▲ 28.3%
Provisions
€0▼ 100%
Debt
€195k▲ 40.8%
The debt ratio rises from 16.9% to 18.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€267k▲
2024 · €216k
Cash flow
€192k▲
2024 · €175k
Solvency
81.2%▲
2024 · 80.4%
Current ratio
5.18▼
2024 · 5.86
Quick ratio
4.23▼
2024 · 4.63
Debt / equity
0.23▲
2024 · 0.21
ROE
22.1%▼
2024 · 26.0%
ROA
17.9%▼
2024 · 20.9%
Interest coverage
57.61▼
2024 · 77.13
Debt
€195k▲
2024 · €138k
Debt ≤ 1 year
€195k▲
2024 · €137k
Income taxes
€74k▲
2024 · €52k
Staff costs
€445k▲
2024 · €367k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€818k€1.04M▲
Fixed assets21/28€14k€29k▲
Tangible fixed assets22/27€13k€29k▲
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€2k€10k▲
Other tangible fixed assets26-€10k
Financial fixed assets28€230€136▼
Current assets29/58€804k€1.01M▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€168k€186k▲
Stocks30/36€168k€186k▲
Amounts receivable within one year40/41€525k€742k▲
Trade receivables40€9k€0▼
Other amounts receivable41€516k€742k▲
Cash at bank and in hand54/58€99k€77k▼
Deferred charges and accrued income490/1€12k€4k▼
Equity and liabilities
Total equity and liabilities10/49€818k€1.04M▲
Equity10/15€658k€844k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€117k€117k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€111k€111k=
Profit (loss) carried forward14€478k€665k▲
Provisions and deferred taxes16€22k€0▼
Provisions for liabilities and charges160/5€22k€0▼
Other liabilities and charges164/5€22k€0▼
Amounts payable17/49€138k€195k▲
Amounts payable within one year42/48€137k€195k▲
Trade debts44€45k€53k▲
Suppliers440/4€45k€53k▲
Advances received on contracts in progress46€11k€0▼
Taxes, remuneration and social security45€81k€125k▲
Taxes450/3€29k€53k▲
Remuneration and social security454/9€52k€72k▲
Other amounts payable47/48€0€17k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Non-recurring operating income76A€14k€0▼
Remuneration, social security and pensions62€367k€445k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-4k€-22k▼
Other operating charges640/8€11k€10k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€590k€700k▲
Operating profit (loss)9901€212k€261k▲
Financial income75/76B€14k€3k▼
Recurring financial income75€14k€3k▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€223k€260k▲
Income taxes67/77€52k€74k▲
Profit (loss) for the period9904€171k€186k▲
Profit (loss) for the period to be appropriated9905€171k€186k▲
Appropriation of the result
Profit (loss) to be appropriated9906€478k€665k▲
Profit (loss) brought forward from the previous period14P€307k€478k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90875.66.1▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Capital & shares · RestructuringGeneral meeting · Merger · Accounting effect12 facts ▸
State Gazette act
Capital & shares · Restructuring
General meeting · Merger · Accounting effect12 facts ▸
- General meeting, 2026-06-01
- Merger, absorption
- Merger, absorption
- Merger, absorption
- Merger, absorption
- Merger, absorption
- Merger, absorption
- Merger, absorption
- Accounting effect, 2026-01-01
- Capital increase, €431.422,71
- Name change, EyeCare Opticians Vlaanderen NO
- Power of attorney, KPMG Law BV
26-08
State Gazette act
Capital & sharesGeneral meeting · Capital increase · Capital8 facts ▸
State Gazette act
Capital & shares
General meeting · Capital increase · Capital8 facts ▸
- General meeting, 2026-06-01
- Capital increase, €394.747,47
- Capital, €888.170,18
- Statutes amendment
- Contribution, Bedrijfstak 'Opti-shop Mechelen' / 'Optishop (Mechelen)', IJzerlaan 38, 2800 Mechelen
- Contribution balance date, 2025-12-31
- Contribution effective date, 2026-01-01T00:00
- Disclaimer of opinion, Oordeelonthouding: onvoldoende controle-informatie over voorraad per 31/12/2025 (geen fysieke voorraadopname) en goodwill (ontbreken betrouwbare financiële gege…
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €186k ▲9.1%
Operating result €261k, net result €186k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €658k ▲35.1%
7 profitable years in a row build equity to €658k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €531k ▲19.1%
4 profitable years in a row build equity to €531k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 11 days late
2019
31-12
Financial
Weakest financial yearnet €48k ▼57.8%
Net result drops to €48k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-06-2020
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Truiden · 9 establishment units since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stapelstraat 123800 Sint-TruidenGround area
3,429 m²
Building footprint
2,214 m²
Volume, LiDAR
22,580 m³
9 parcels, Flanders · tallest building 38.5 m, ±11 floors. Linked by address, not a title deed.
9 establishment units
NV JO WARNIERS
since 19882.037.521.622
Vangronsveld Optiek
since 20262.390.948.446
Optiek Devos
since 20262.390.948.545
Arnouts Optiek
since 20262.390.948.644
Optic Markt
since 20262.390.948.743
Optiek Peter Laureyssens
since 20262.390.948.842
Show 3 more locations
Silhouette Optiek
since 20262.390.948.941
Opti-Shop Mechelen
since 20262.390.949.040
Karine Optiek
since 20262.390.949.139
9 parcels
Flanders
9
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A1100/00H004 | Flanders | 726 m² | 1 · 344 m² | - |
| 11803C2249/00C000 | Flanders | 614 m² | 1 · 257 m² | 38.5 m · 11 fl. |
| 13036F0146/00F002 | Flanders | 445 m² | 1 · 98 m² | 10.2 m · 2 fl. |
| 11013A0130/00D000 | Flanders | 431 m² | 1 · 409 m² | 14.5 m · 4 fl. |
| 71053H0969/00D000 | Flanders | 430 m² | 1 · 416 m² | 17.5 m · 2 fl. |
| 71053H0880/00E000 | Flanders | 256 m² | 1 · 181 m² | 15.8 m · 1 fl. |
| 13008H0251/00N000 | Flanders | 255 m² | 1 · 256 m² | 12.9 m · 1 fl. |
| 12025E0592/00A000 | Flanders | 142 m² | 1 · 126 m² | 15.3 m · 4 fl. |
| 73006M0070/00P000 | Flanders | 128 m² | 1 · 127 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 8
9 of 9 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
7 transactionsTook over:DVG OPTICS
Took over:OPTIEK CARLA VANGRONSVELD
Took over:OPTIEK J. ARNOUTS
Took over:OPTIEK KARINE HEUSDEN
Took over:OPTIEK MANU ROBEYNS
Took over:OPTIEK PETER LAUREYSSENS
Took over:VISION POINT EUROPE
Capital and shareholders
Capital increase of 394,747.47 EUR · 1,591 new shares
Capital increase of 431,422.71 EUR
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Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 686 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-03-1988
Fiscal year end31-12
Legal name NL
JO WARNIERS
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.